EXHIBIT 25.1
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form T-1
STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A
CORPORATION DESIGNATED TO ACT AS TRUSTEE
CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A
TRUSTEE PURSUANT TO SECTION 305(b)(2) [ ]
Wells Fargo Bank West, N.A.
(Exact name of trustee as specified in its charter)
Not applicable 84-0187632
(Jurisdiction of incorporation or (I.R.S. Employer
organization if not a U.S. national bank) Identification Number)
1740 Broadway
Denver, Colorado 80274
(Address of principal executive offices) (Zip Code)
Wells Fargo Bank West, N.A.
c/o Wells Fargo & Company
Law Department/Trust Section
MAC N9305-172
Sixth & Marquette, 17th Floor
Minneapolis, MN 55479
(612) 667-6725
(Name, address and telephone number of agent for service)
St. Mary Land & Exploration Company
(Exact name of obligor as specified in its charter)
Delaware 41-0518430
(State or other jurisdiction of (I.R.S. Employer
incorporation or organization) Identification Number)
1776 Lincoln Street, Suite 1100
Denver, Colorado 80203
(Address of principal executive offices) (Zip Code)
5.75% Senior Convertible Notes due 2022
(Title of indenture securities)
Item 1. General information.
Furnish the following information as to the trustee:
a. Name and address of each examining or supervising authority to
which it is subject.
Name Address
---- -------
Comptroller of the Currency Independence Square
250 E Street, S.W.
Washington, D.C. 20219-0001
Federal Reserve Bank of Denver 1020 16th Street
Denver, Colorado 80202
Federal Deposit Insurance Corporation Washington, D.C 20429
b. Whether it is authorized to exercise corporate trust powers.
The trustee is authorized to exercise corporate trust powers.
Item 2. Affiliations with the obligor. If the obligor is an affiliate of the
trustee, describe each such affiliation.
The obligor is not an affiliate of the trustee.
Items 3-14.
Pursuant to the provisions of General Instruction B. to Form T-1,
responses are not required for Items 3-15 of Form T-1 in this statement
of eligibility since the obligor is not in default on any securities
issued under indentures under which the trustee is a trustee.
Item 15. Foreign Trustee Not applicable.
Item 16. List of exhibits.
List below all exhibits filed as a part of this statement of
eligibility.
1.* A copy of the articles of association of the trustee as now in
effect.
2.* A copy of the certificate of authority of the trustee to commence
business.
3.* A copy of the authorization of the trustee to exercise
corporate trust powers (a copy of the Comptroller of the
Currency Certificate of Corporate Existence (with Fiduciary
Powers) for Wells Fargo Bank West, N.A.).
4.* A copy of the existing By-laws of the trustee now in effect.
5. Not applicable.
6.* The consent of United States institutional trustee required by
Section 321(b) of the Act.
7.* A copy of the latest report of condition of the trustee published
pursuant to law or the requirements of its supervising or
examining authority.
2
8. Not applicable.
9. Not applicable.
* Filed herewith.
3
SIGNATURE
Pursuant to the requirements of the Trust Indenture Act of 1939, the
trustee, Wells Fargo Bank West, N.A., a national banking association organized
and existing under the laws of the United States of America, has duly caused
this statement of eligibility to be signed on its behalf by the undersigned,
thereunto duly authorized, all in the City of Denver and State of Colorado, on
the 17th day of May, 2002.
WELLS FARGO BANK WEST, N.A.
By: /S/ GRETCHEN L. MIDDENTS
---------------------------------------
Gretchen L. Middents, Vice President
4
Exhibt 1 to Form T-1 Exhibit 1 to Form T-1
ARTICLES OF ASSOCIATION
OF
WELLS FARGO BANK WEST, NATIONAL ASSOCIATION
FIRST. The name and title of this Association shall be Wells Fargo Bank
West, National Association; the Association in conjunction with its said legal
name may also use Wells Fargo Bank West, N.A.
SECOND. The main office of this Association shall be in the City of
Denver, County of Denver, State of Colorado. The general business of the
Association shall be conducted at its main office and its branches, if any.
THIRD. The Board of Directors of this Association shall consist of not
less than five nor more than twenty-five persons, the exact number to be fixed
and determined from time to time by resolution of a majority of the full Board
of Directors or by resolution of the shareholders at any annual or special
meeting thereof.
Each director, during the full term of his or her directorship, shall
own a minimum of $1,000 par value of stock of this Association or an equivalent
interest, as determined by the Comptroller of the Currency, in any company which
has control over this Association within the meaning of Section 2 of the Bank
Holding Company Act of 1956.
The Board of Directors, by the vote of a majority of the full Board,
may, between annual meetings of shareholders, fill vacancies created by the
death, incapacity or resignation of any director and by the vote of a majority
of the full Board may also, between annual meetings of shareholders, increase
the membership of the Board by not more than four members and by like vote
appoint qualified persons to fill the vacancies created thereby; provided,
however, that at no time shall there be more than twenty-five directors of this
Association; and provided further, however, that not more than two members may
be added to the Board of Directors in the event that the total number of
directors last elected by shareholders was fifteen or less.
FOURTH. The annual meeting of the shareholders for the election of
directors and the transaction of whatever other business may be brought before
said meeting shall be held at the main office, or such other place as the Board
of Directors may designate, on the day of each year specified therefor in the
Bylaws, but if no election is held on that day, it may be held on any subsequent
day according to the provisions of law; and all elections shall be held
according to such lawful regulations as may be prescribed by the Board of
Directors.
FIFTH. The amount of capital stock of this Association shall be One
Hundred Million Dollars ($100,000,000), divided into 1,000,000 shares of common
stock of the par value of One Hundred Dollars ($100.00) each; but said capital
stock may be increased or decreased from time to time, in accordance with the
provisions of the laws of the United States.
No holder of shares of the capital stock of any class of this
Association shall have any pre-emptive or preferential right of subscription to
any shares of any class of stock of this Association, whether now or hereafter
authorized, or to any obligations convertible into stock of this Association,
issued or sold, nor any right of subscription to any thereof other than such, if
any, as the Board of Directors, in its discretion, may from time to time
determine and at such price as the Board of Directors may from time to time fix.
The Association, at any time and from time to time, may authorize and
issue debt obligations, whether or nor subordinated, without the approval of the
shareholders.
SIXTH. The Board of Directors shall appoint one of its members
President of this Association, who shall act as Chairman of the Board, unless
the Board appoints another director to act as Chairman. In the event the Board
of Directors shall appoint a President and a Chairman, the Board shall designate
which person shall act as the chief executive officer of this Association. The
Board of Directors shall have the power to appoint one or more Vice Presidents
and to appoint a Cashier and such other officers and employees as may be
required to transact the business of this Association.
The Board of Directors shall have the power to define the duties of the
officers and employees of this Association; to fix the salaries to be paid to
them; to dismiss them; to require bonds from them and to fix the penalty
thereof, to regulate the manner in which the increase of the capital of this
Association shall be made; to manage and administer the business and affairs of
this Association; to make all Bylaws that it may be lawful for them to make; and
generally to do and perform all acts that it may be legal for a Board of
Directors to do and perform.
SEVENTH. The Board of Directors shall have the power to change the
location of the main office to any other place within the limits of the City of
Denver, without the approval of the shareholders but subject to the approval of
the Comptroller of the Currency; and shall have the power to establish or change
the location of any branch or branches of this Association to any other
location, without the approval of the shareholders but subject to the approval
of the Comptroller of the Currency.
EIGHTH. The corporate existence of this Association shall continue
until terminated in accordance with the laws of the United States.
NINTH. The Board of Directors, the Chairman, the President, or any one
or more shareholders owning, in the aggregate, not less than 25 percent of the
stock of this Association, may call a special meeting of shareholders at any
time. Unless otherwise provided by the laws of the United States, a notice of
the time, place, and purpose of every annual and special meeting of the
shareholders shall be given by first-class mail, postage prepaid, mailed at
least ten days prior to the date of such meeting to each shareholder of record
at his or her address as shown upon the books of this Association. Any action
required or permitted to be taken at an annual or special meeting of the
shareholders of the Association may be taken without prior written notice and
without any meeting if such action is taken by written action, containing a
waiver of notice, signed by all of the shareholders entitled to vote on that
action.
TENTH. To the extent permitted by applicable law and regulation:
(a) Elimination of Certain Liability of Directors. A director of the
---------------------------------------------
Association shall not be personally liable to the Association or its
shareholders for monetary damages for breach of fiduciary duty as a director,
except for liability (i) for any breach of the director's duty of loyalty to the
Association or its shareholders, (ii) for acts or omissions not in good faith or
which involve intentional misconduct or a knowing violation of law, (iii) under
Section 174 of the Delaware General Corporation Law, or (iv) for any transaction
from which the director derived an improper personal benefit.
(b)(1) Right to Indemnification. Each person who was or is made a party
------------------------
or is threatened to be made a party to or is involved in any action, suit or
proceeding, whether civil, criminal, administrative or investigative
(hereinafter a "proceeding"), by reason of the fact that he or she, or a person
of whom he or she is the legal representative, is or was a director or officer
of the Association or is or was serving at the request of the Association as a
director, officer, employee or agent of another corporation or of a partnership,
joint venture, trust or other enterprise, including service with respect to
employee benefit plans, whether the basis of such proceeding is alleged action
or inaction in an official capacity as a director, officer, employee, or agent
or in any other capacity while serving as a director, officer, employee or
agent, shall be indemnified and held harmless by the Association to the fullest
extent authorized by the Delaware General Corporation Law, as the same exists or
may hereafter be amended (but, in the case of any such amendment, only to the
extent that such amendment permits the Association to provide broader
indemnification rights than said law permitted the Association to provide prior
to such amendment), against all expense, liability and loss (including
attorneys' fees, judgments, fines, ERISA excise taxes or penalties and amounts
paid or to be paid in settlement except to the extent prohibited by 12 CFR
7.5217(b)) reasonably incurred or suffered by such person in connection
therewith and such indemnification shall continue as to a person who has ceased
to be a director, officer, employee or agent and shall inure to the benefit of
his or her heirs, executors and administrators; provided, however, that the
Association shall indemnify any such person seeking indemnification in
connection with a proceeding (or part thereof) initiated by such person only if
such proceeding (or part thereof) was authorized by the Board of Directors of
the Association. The right to indemnification conferred in this paragraph (b)
shall be a contract right and shall include the right to be paid by the
Association the expenses incurred in defending any such proceeding in advance of
its final disposition; provided, however, that, if the Delaware General
Corporation Law requires, the payment of such expenses incurred by a director of
officer in his or her capacity as a director or officer (and not in any other
capacity in which service was or is rendered by such person while a director or
officer, including, without limitation, service to an employee benefit plan) in
advance of the final disposition of a proceeding, shall be made only upon
delivery to the Association of an undertaking, by or on behalf of such director
or officer, to repay all amounts so advanced if it shall ultimately be
determined that such director of officer is not entitled to be indemnified under
this paragraph (b) or otherwise. The Association may, by action of its Board of
Directors, provide indemnification to employees and agents of the Association
with the same scope and effect as the foregoing indemnification of directors and
officers.
(2) Non-Exclusivity of Rights. The right to indemnification and the
-------------------------
payment of expenses incurred in defending a proceeding in advance of its final
disposition conferred in this paragraph (b) shall not be exclusive of any other
right which any person may have or hereafter acquire under any statute,
provision of the Articles of Association, by-law, agreement, vote of
shareholders or disinterested directors or otherwise.
(3) Insurance. Except to the extent prohibited by 12 CFR 7.5217(d),
---------
the Association may maintain insurance, at its expense, to protect itself and
any director, officer, employee or agent of the Association or another
corporation, partnership, joint venture, trust or other enterprise against any
such expense, liability or loss, whether or not the Association would have the
power to indemnify such person against such expense, liability or loss under the
Delaware General Corporation Law.
ELEVENTH. These Articles of Association may be amended at any regular
or special meeting of the shareholders by the affirmative vote of the holders of
a majority of the stock of this Association, unless the vote of the holders of a
greater amount of stock is required by law, and in that case by the vote of
holders of such greater amount.
Exhibit 2 to Form T-1
Exhibit 2 to Form T-1
COMPTROLLER OF THE CURRENCY
TREASURY DEPARTMENT OF THE UNITED STATES
Washington, D.C.
WHEREAS, satisfactory evidence has been presented to the Comptroller of
the Currency that all requisite legal and corporate action has been taken by The
Denver National Bank, Denver, Colorado, and The United States National Bank of
Denver, Denver, Colorado, in accordance with the statutes of the United States,
to consolidate those two banking institutions under the charter of The Denver
National Bank and under the title "Denver United States National Bank," with
capital stock of $8,000,000;
NOW, THEREFORE, it is hereby certified that such consolidation is
approved, effective as of the close of business December 31, 1958.
IN TESTIMONY WHEREOF, witness my
signature and seal of office this
31st day of December 1958.
/S/ [ILLEGIBLE]
Comptroller of the Currency
Charter No. 3269
Consolidation No. 886
[Comptroller of the Currency Logo]
Certificate of Approval
-----------------------
Whereas, notice has been transmitted to the Comptroller of the Currency
certifying that all requisite legal action has been taken by Denver United
States National Bank, located in Denver, State of Colorado in compliance with
Title 12, U.S.C., Section 30, to change the name of that association to "United
Bank of Denver National Association";
Therefore, it is hereby certified that such change of name of said
association is approved, effective August 31, 1970.
/S/ WILLIAM B. CAMP
William B. Camp
Comptroller of the Currency
[SEAL]
Charter No. 3269
[Logo]
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Comptroller of the Currency
Administrator of National Banks
- --------------------------------------------------------------------------------
Washington, D.C. 20219
CERTIFICATE
-----------
I, Stephen R. Steinbrink, Acting Comptroller of the Currency, do hereby certify
that:
1. The Comptroller of the Currency, pursuant to Revised Statutes 324, et seq.,
as amended, 12 U.S.C. 1, et seq., as amended, has possession, custody and
control of all records pertaining to the chartering, regulation and
supervision of all National Banking Associations.
2. Effective April 27, 1992 the titles of the attached Thirty Seven National
Banking Associations, located in the State of Colorado were changed as
shown on the attached Exhibit A.
IN TESTIMONY WHEROF, I have hereunto
subscribed my name and caused my seal
of office to be affixed to these
presents at the Treasury Department, in
the City of Washington and District of
Columbia, this 14th day of May, 1992.
/S/ STEPHEN R. STEINBRINK
----------------------------------
Acting Comptroller of the Currency
[SEAL]
Legal Name Prior to April 27, 1992 Charter # Legal Name Effective April 27, 1992
- ---------------------------------- --------- -----------------------------------
United Bank of Academy Place National Association 17891 Norwest Bank Academy Place, National Association
United Bank of Arapahoe National Association 17017 Norwest Bank Arapahoe, National Association
United Bank of Arvada National Association 16747 Norwest Bank Arvada, National Association
United Bank of Aurora National Association 21822 Norwest Bank Aurora, National Association
United Bank of Aurora-City Center National Association 18034 Norwest Bank Aurora-City Center, National
Association
United Bank of Aurora-South National Association 21824 Norwest Bank Aurora-South, National Association
United Bank of Bear Valley National Association 15332 Norwest Bank Bear Valley, National Association
United Bank of Boulder National Association 2355 Norwest Bank Boulder, National Association
United Bank of Brighton National Association 21831 Norwest Bank Brighton, National Association
United Bank of Broomfield National Association 21825 Norwest Bank Broomfield, National Association
United Bank of Buckingham Square National Association 16244 Norwest Bank Buckingham Square, National
Association
United Bank of Cherry Creek National Association 17361 Norwest Bank Cherry Creek, National Association
United Bank of Colorado Springs National Association 8572 Norwest Bank Colorado Springs, National Association
United Bank of Colorado Springs-East National 15378 Norwest Bank Colorado Springs-East, National
Association Association
United Bank of Delta National Association 15321 Norwest Bank Delta, National Association
United Bank of Denver National Association 3269 Norwest Bank Denver, National Association
United Bank of Durango National Association 18761 Norwest Bank Durango, National Association
United Bank of Fort Collins National Association 7837 Norwest Bank Fort Collins, National Association
United Bank of Fort Collins-South National Association 16909 Norwest Bank Fort Collins-South, National
Association
United Bank of Garden of the Gods National Association 18762 Norwest Bank Garden of the Gods, National
Association
United Bank of Grand Junction National Association 15317 Norwest Bank Grand Junction, National Association
United Bank of Grand Junction-Downtown National 18749 Norwest Bank Grand Junction-Downtown, National
Association Association
United Bank of Greeley National Association 3148 Norwest Bank Greeley, National Association
United Bank of Highlands Ranch National Association 17887 Norwest Bank Highlands Ranch, National Association
United Bank of Lakewood National Association 15079 Norwest Bank Lakewood, National Association
United Bank of LaSalle National Association 15275 Norwest Bank LaSalle, National Association
United Bank of Littleton National Association 21829 Norwest Bank Littleton, National Association
United Bank of Longmont National Association 17481 Norwest Bank Longmont, National Association
United Bank of Monaco National Association 16475 Norwest Bank Monaco, National Association
United Bank of Montrose National Association 4007 Norwest Bank Montrose, National Association
United Bank of Northglenn National Association 15203 Norwest Bank Northglenn, National Association
United Bank of Pueblo National Association 21776 Norwest Bank Pueblo, National Association
United Bank of Southglenn National Association 15433 Norwest Bank Southglenn, National Association
United Bank of Southwest Plaza National Association 17088 Norwest Bank Southwest Plaza, National Association
United Bank of Steamboat Springs National Association 14400 Norwest Bank Steamboat Springs, National
Association
United Bank of Sterling National Association 21827 Norwest Bank Sterling, National Association
United Bank of Sunset Park National Association 15003 Norwest Bank Sunset Park, National Association
STATE OF COLORADO
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Department of Regulatory Agencies
Steven V. Berson [SEAL]
Executive Director
---------------
DIVISION OF BANKING Roy Romer
Barbara M.A. Walker Governor
State Bank Commissioner
James T. Dillon
Chief Deputy Bank Commissioner
February 20, 1992
C. William West, Vice President &
Assistant General Counsel
Norwest Corporation
1700 Broadway, 20th Floor
Denver, CO 80274
Dear Mr. West:
The Colorado State Banking Board, at the February 20, 1992 meeting, approved the
request of Norwest Corporation to change the name of each of its 40 Colorado
banking subsidiaries by replacing the work "United" with "Norwest" in the name
of each subsidiary. It is understood that on or about April 27, 1992, the bank
names will become:
Norwest Bank Academy Place, National Association
Norwest Bank Arapahoe, National Association
Norwest Bank Arvada, National Association
Norwest Bank Aurora, National Association
Norwest Bank Aurora-City Center, National Association
Norwest Bank-South, National Association
Norwest Bank Bear Valley, National Association
Norwest Bank Boulder, National Association
Norwest Bank Brighton, National Association
Norwest Bank Broomfield, National Association
Norwest Bank Buckingham Square, National Association
Norwest Bank Cherry Creek, National Association
Norwest Bank Colorado Springs, National Association
Norwest Bank Colorado Springs-East, National Association
Norwest Bank Delta, National Association
Norwest Bank Denver, National Association
Norwest Bank Durango, National Association
Norwest Bank Fort Collins, National Association
Norwest Bank Fort Collins-South, National Association
Norwest Bank Garden of the Gods, National Association
Norwest Bank Grand Junction, National Association
Norwest Bank Grand Junction-Downtown, National Association
Norwest Bank Greeley, National Association
C. William West, Vice President &
Assistant General Counsel
Page 2
February 20, 1992
Norwest Bank Highlands Ranch, National Association
United Bank of Ignacio National Association
Norwest Bank Lakewood, National Association
Norwest Bank LaSalle, National Association
Norwest Bank Littleton, National Association
Norwest Bank Longmont, National Association
Norwest Bank Monaco, National Association
Norwest Bank Montrose, National Association
Norwest Bank Northglenn, National Association
Norwest Bank Pueblo, National Association
Norwest Bank Skyline, National Association
Norwest Bank Southglenn, National Association
Norwest Bank Southwest Plaza, National Association
Norwest Bank Steamboat Springs, National Association
Norwest Bank Sterling, National Association
Norwest Bank Sunset Park, National Association
Norwest Bank Westminster, National Association
In taking this action, the Banking Board relief on representations and
information supplied by you and members of your organization. All information
submitted to the Colorado Division of Banking will be retained in our file.
On behalf of the Banking Board and the Division of Banking Staff, let me thank
you for your cooperation in this matter.
Sincerely,
FOR: COLORADO STATE BANKING BOARD
/S/ J. ROBERT YOUNG
- -----------------------------------
J. Robert Young, Chairman
JRY/LSW/scj/1342s
c: Office of the Comptroller of the Currency, San Francisco, California
9400022723 1994/02/07 14:36:24 1/ 3 LET
ARIE P. TAYLOR - DENVER COUNTY 15.00 .00 AWE
01219137
BOOK 4256 PG 590
[Logo] B1219137 BK 4256 PG 590 -- 592 02/10/94 08:00
ROBERT SACK ADAMS CTY CO REC 15.00 DOC 00.00
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Comptroller of the Currency
Administrator of National Banks
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Midwestern District Office
2345 Grand Avenue, Suite 700
Kansas City, Missouri 64108
January 3, 1994
Mr. Terence W. Chase
Manager, External Reporting
Norwest Corporation
Sixth and Marquette
Minneapolis, Minnesota 55479
Dear Mr. Chase:
This letter is the official certification of the Office of the Comptroller of
the Currency (OCC) to consolidate Norwest Bank Arapahoe, National Association,
Englewood, CO (Charter No. 17017); Norwest Bank Arvada, National Association,
Arvada, CO (Charter No. 16747); Norwest Bank Aurora, National Association,
Aurora, CO (Charter No. 21822); Norwest Bank Aurora-City Center, National
Association, Aurora, CO (Charter No. 18034); Norwest Bank Aurora-South, National
Association, Aurora, CO (Charter No. 21824); Norwest Bank Bear Valley, National
Association, Denver, CO (Charter No. 15332); Norwest Bank Broomfield, National
Association, Broomfield, CO (Charter No. 21825); Norwest Bank Buckingham Square,
National Association, Aurora, CO (Charter No. 16244); Norwest Bank Cherry Creek,
National Association, Denver, CO (Charter No. 17361); Norwest Bank Highlands
Ranch, National Association, Highlands Ranch, CO (Charter No. 17887); Norwest
Bank Lakewood, National Association, Lakewood, CO (Charter No. 15079); Norwest
Bank Littleton, National Association, Littleton, CO (Charter No. 21829); Norwest
Bank Monaco, National Association, Denver, CO (Charter No. 16475); Norwest Bank
Northglenn, National Association, Northglenn, CO (Charter No. 15203); Norwest
Bank Southglenn, National Association, Littleton, CO (Charter No. 15433);
Norwest Bank Southwest Plaza, National Association, Littleton, CO (Charter No.
17088); into Norwest Bank Denver, National Association, Denver, CO, effective
January 1, 1994. The resulting bank title is "Norwest Bank Colorado, National
Association" and the Charter Number is 3269.
CERTIFICATION
-------------
I the Clerk and Recorder for the
CITY AND COUNTY OF DENVER State
-------------------------
of Colorado do hereby certify
this document to be a full, true
and correct copy of the original
document recorded in my office.
[SEAL] ARIE P. TAYLOR
Clerk and Recorder
By /S/ [ILLEGIBLE] Williams
------------------------
Deputy County Clerk
Date 2-7-94
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Page 2 BOOK 4256 PG 591
This is also the official authorization given to Norwest Bank Colorado, National
Association to operate the branches of the target institutions and to operate
the main office of the target institutions as a branch. The newly authorized
branches and their assigned OCC branch numbers are listed below:
9350 East Arapahoe Road, Englewood, CO, Certificate No. 91869A
7878 Wadsworth Blvd., Arvada, CO, Certificate No. 91870A
9000 East Colfax Avenue, Aurora, CO, Certificate No. 91871A
999 South Sable Blvd., Aurora, CO, Certificate No. 91872A
2550 South Parker Road, Aurora, CO, Certificate No. 91873A
5353 West Dartmouth Avenue, Denver, CO, Certificate No. 91874A
2 Garden Center, Broomfield, CO, Certificate No. 91875A
1450 South Havana Street, Aurora, CO, Certificate No. 91876A
105 Filmore Street, Denver, CO, Certificate No. 91877A
66 W. Springer Drive, Highlands Ranch, CO, Certificate No. 91878A
7200 West Alameda Avenue, Lakewood, CO, Certificate No. 91879A
5601 South Broadway, Littleton, CO, Certificate No. 91880A
1001 South Monaco Parkway, Denver, CO, Certificate No. 91881A
10701 Melody Drive, Northglenn, CO, Certificate No. 91882A
2350 East Arapahoe Road, Littleton, CO, Certificate No. 91883A
8500 West Bowles Avenue, Littleton, CO, Certificate No. 91884A
We note that the popular names of the branches will be Norwest Bank Colorado,
National Association Arapahoe, Norwest Bank Colorado, National Association
Arvada, Norwest Bank Colorado, National Association Aurora, Norwest Bank
Colorado, National Association Aurora-City Center, Norwest Bank Colorado,
National Association Aurora-South, Norwest Bank Colorado, National Association
Bear Valley, Norwest Bank Colorado, National Association Broomfield, Norwest
Bank Colorado, National Association Buckingham Square, Norwest Bank Colorado,
National Association Cherry Creek, Norwest Bank Colorado, National Association
Highlands Ranch, Norwest Bank Colorado, National Association Lakewood, Norwest
Bank Colorado, National Association Littleton, Norwest Bank Colorado, National
Association Monaco, Norwest Bank Colorado, National Association Northglenn,
Norwest Bank Colorado, National Association Southglenn, Norwest Bank Colorado,
National Association Southwest Plaza, respectively. Branches of a national bank
target are not listed since they are automatically carried over to the resulting
bank and retain their current OCC branch numbers.
BOOK 4256 PG 592
Page 3
This letter is also the official OCC certification for Norwest Bank Colorado,
National Association to increase its common stock to $50,000,000 as of January
1, 1994.
Sincerely,
/S/ ELLEN TANNER SHEPHERD
Ellen Tanner Shepherd
Corporate Manager
[SEAL]
[Logo]
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Comptroller of the Currency
Administrator of National Banks
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Washington, DC 20219
CERTIFICATE
-----------
I, John D. Hawke, Jr., Comptroller of the Currency, do hereby certify that:
1. The Comptroller of the Currency, pursuant to Revised Statutes 324, et
seq., as amended, 12 U.S.C. 1, et seq., as amended, has possession, custody and
control of all records pertaining to the chartering, regulation and supervision
of all National Banking Associations.
2. Effective May 19, 2000, the title of "Norwest Bank Colorado, National
Association," Charter 3269, was changed to "Wells Fargo Bank West, National
Association."
IN TESTIMONY WHEREOF, I have hereunto
subscribed my name and caused my seal
of office to be affixed to these
presents at the Treasury Department,
in the City of Washington and
District of Columbia, this 16th day
of June, 2000.
/S/ JOHN D. HAWKE, JR.
----------------------
Comptroller of the Currency
[SEAL]
Exhibit 3 to Form T-1
[Logo]
- --------------------------------------------------------------------------------
Comptroller of the Currency
Administrator of National Banks
- --------------------------------------------------------------------------------
Washington, DC 20219
CERTIFICATION OF FIDUCIARY POWERS
---------------------------------
I, Dean E. Miller, Deputy Comptroller for Trust and Securities, do
hereby certify that the records in this Office evidence that the United Bank of
Denver National Association, Denver, Colorado, was granted, under the hand and
seal of the Comptroller, the right to act in all fiduciary capacities authorized
under the provisions of the Act of Congress approved September 28, 1962, 76
Stat. 668, 12 USC 92a. I further certify that the authority so granted remains
in full force and effect.
IN TESTIMONY WHEREOF, I have hereunto
subscribed my name and caused the seal
of Office of the Comptroller of the
Currency to be affixed to these
presents at the Treasury Department,
in the City of Washington and District
of Columbia this second day of
October, 1984.
/S/ DEAN E. MILLER
Dean E. Miller
[SEAL] Deputy Comptroller
for Trust and Securities
The foregoing is a true and complete
copy of a document which is in our
files.
UNITED BANK OF DENVER, N.A.
[Logo]
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Comptroller of the Currency
Administrator of National Banks
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Washington, DC 20219
CERTIFICATE
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I, Stephen R. Steinbrink, Acting Comptroller of the Currency, do hereby certify
that:
1. The Comptroller of the Currency, pursuant to Revised Statutes 324, et
seq., as amended, 12 U.S.C. 1, et seq., as amended, has possession, custody and
control of all records pertaining to the chartering, regulation and supervision
of all National Banking Associations.
2. Effective April 27, 1992 the titles of the attached Thirty Seven
National Banking Associations, located in the State of Colorado were changed as
shown on the attached Exhibit A.
IN TESTIMONY WHEREOF, I have hereunto
subscribed my name and caused my seal
of office to be affixed to these
presents at the Treasury Department,
in the City of Washington and District
of Columbia, this 14th day of May,
1992.
/S/ STEPHEN R. STEINBRINK
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Acting Comptroller of the Currency
[SEAL]
Legal Name Prior to April 27, 1992 Charter # Legal Name Effective April 27, 1992
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United Bank of Academy Place National Association 17891 Norwest Bank Academy Place, National Association
United Bank of Arapahoe National Association 17017 Norwest Bank Arapahoe, National Association
United Bank of Arvada National Association 16747 Norwest Bank Arvada, National Association
United Bank of Aurora National Association 21822 Norwest Bank Aurora, National Association
United Bank of Aurora-City Center National Association 18034 Norwest Bank Aurora-City Center, National Association
United Bank of Aurora-South National Association 21824 Norwest Bank Aurora-South, National Association
United Bank of Bear Valley National Association 15332 Norwest Bank Bear Valley, National Association
United Bank of Boulder National Association 2355 Norwest Bank Boulder, National Association
United Bank of Brighton National Association 21831 Norwest Bank Brighton, National Association
United Bank of Broomfield National Association 21825 Norwest Bank Broomfield, National Association
United Bank of Buckingham Square National Association 16244 Norwest Bank Buckingham Square, National Association
United Bank of Cherry Creek National Association 17361 Norwest Bank Cherry Creek, National Association
United Bank of Colorado Springs National Association 8572 Norwest Bank Colorado Springs, National Association
United Bank of Colorado Springs-East National 15378 Norwest Bank Colorado Springs-East, National
Association Association
United Bank of Delta National Association 15321 Norwest Bank Delta, National Association
United Bank of Denver National Association 3269 Norwest Bank Denver, National Association
United Bank of Durango National Association 18761 Norwest Bank Durango, National Association
United Bank of Fort Collins National Association 7837 Norwest Bank Fort Collins, National Association
United Bank of Fort Collins-South National Association 16909 Norwest Bank Fort Collins-South, National Association
United Bank of Garden of the Gods National Association 18762 Norwest Bank Garden of the Gods, National Association
United Bank of Grand Junction National Association 15317 Norwest Bank Grand Junction, National Association
United Bank of Grand Junction-Downtown National 18749 Norwest Bank Grand Junction-Downtown, National
Association Association
United Bank of Greeley National Association 3148 Norwest Bank Greeley, National Association
United Bank of Highlands Ranch National Association 17887 Norwest Bank Highlands Ranch, National Association
United Bank of Lakewood National Association 15079 Norwest Bank Lakewood, National Association
United Bank of LaSalle National Association 15275 Norwest Bank LaSalle, National Association
United Bank of Littleton National Association 21829 Norwest Bank Littleton, National Association
United Bank of Longmont National Association 17481 Norwest Bank Longmont, National Association
United Bank of Monaco National Association 16475 Norwest Bank Monaco, National Association
United Bank of Montrose National Association 4007 Norwest Bank Montrose, National Association
United Bank of Northglenn National Association 15203 Norwest Bank Northglenn, National Association
United Bank of Pueblo National Association 21776 Norwest Bank Pueblo, National Association
United Bank of Southglenn National Association 15433 Norwest Bank Southglenn, National Association
United Bank of Southwest Plaza National Association 17088 Norwest Bank Southwest Plaza, National Association
United Bank of Steamboat Springs National Association 14400 Norwest Bank Steamboat Springs, National Association
United Bank of Sterling National Association 21827 Norwest Bank Sterling, National Association
United Bank of Sunset Park National Association 15003 Norwest Bank Sunset Park, National Association
[Logo]
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Comptroller of the Currency
Administrator of National Banks
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Midwestern District Office
2345 Grand Avenue, Suite 700
Kansas City, Missouri 64108
January 3, 1994
Mr. Terence W. Chase
Manager, External Reporting
Norwest Corporation
Sixth and Marquette
Minneapolis, Minnesota 55479
Dear Mr. Chase:
This letter is the official certification of the Office of the Comptroller of
the Currency (OCC) to consolidate Norwest Bank Arapahoe, National Association,
Englewood, CO (Charter No. 17017); Norwest Bank Arvada, National Association,
Arvada, CO (Charter No. 16747); Norwest Bank Aurora, National Association,
Aurora, CO (Charter No. 21822); Norwest Bank Aurora-City Center, National
Association, Aurora, CO (Charter No. 18034); Norwest Bank Aurora-South, National
Association, Aurora, CO (Charter No. 21824); Norwest Bank Bear Valley, National
Association, Denver, CO (Charter No. 15332); Norwest Bank Broomfield, National
Association, Broomfield, CO (Charter No. 21825); Norwest Bank Buckingham Square,
National Association, Aurora, CO (Charter No. 16244); Norwest Bank Cherry Creek,
National Association, Denver, CO (Charter No. 17361); Norwest Bank Highlands
Ranch, National Association, Highlands Ranch, CO (Charter No. 17887); Norwest
Bank Lakewood, National Association, Lakewood, CO (Charter No. 15079); Norwest
Bank Littleton, National Association, Littleton, CO (Charter No. 21829); Norwest
Bank Monaco, National Association, Denver, CO (Charter No. 16475); Norwest Bank
Northglenn, National Association, Northglenn, CO (Charter No. 15203); Norwest
Bank Southglenn, National Association, Littleton, CO (Charter No. 15433);
Norwest Bank Southwest Plaza, National Association, Littleton, CO (Charter No.
17088); into Norwest Bank Denver, National Association, Denver, CO, effective
January 1, 1994. The resulting bank title is "Norwest Bank Colorado, National
Association" and the Charter Number is 3269.
This is also the official authorization given to Norwest Bank Colorado, National
Association to operate the branches of the target institutions and to operate
the main office of the target institutions as a branch. The newly authorized
branches and their assigned OCC branch numbers are listed below:
9350 East Arapahoe Road, Englewood, CO, Certificate No. 91869A
7878 Wadsworth Blvd., Arvada, CO, Certificate No. 91870A
9000 East Colfax Avenue, Aurora, CO, Certificate No. 91871A
999 South Sable Blvd., Aurora, CO, Certificate No. 91872A
2550 South Parker Road, Aurora, CO, Certificate No. 91873A
5353 West Dartmouth Avenue, Denver, CO, Certificate No. 91874A
2 Garden Center, Broomfield, CO, Certificate No. 91875A
1450 South Havana Street, Aurora, CO, Certificate No. 91876A
105 Filmore Street, Denver, CO, Certificate No. 91877A
Page 2
66 W. Springer Drive, Highlands Ranch, CO, Certificate No. 91878A
7200 West Alameda Avenue, Lakewood, CO, Certificate No. 91879A
5601 South Broadway, Littleton, CO, Certificate No. 91880A
1001 South Monaco Parkway, Denver, CO, Certificate No. 91881A
10701 Melody Drive, Northglenn, CO, Certificate No. 91882A
2350 East Arapahoe Road, Littleton, CO, Certificate No. 91883A
8500 West Bowles Avenue, Littleton, CO, Certificate No. 91884A
We note that the popular names of the branches will be Norwest Bank Colorado,
National Association Arapahoe, Norwest Bank Colorado, National Association
Arvada, Norwest Bank Colorado, National Association Aurora, Norwest Bank
Colorado, National Association Aurora-City Center, Norwest Bank Colorado,
National Association Aurora-South, Norwest Bank Colorado, National Association
Bear Valley, Norwest Bank Colorado, National Association Broomfield, Norwest
Bank Colorado, National Association Buckingham Square, Norwest Bank Colorado,
National Association Cherry Creek, Norwest Bank Colorado, National Association
Highlands Ranch, Norwest Bank Colorado, National Association Lakewood, Norwest
Bank Colorado, National Association Littleton, Norwest Bank Colorado, National
Association Monaco, Norwest Bank Colorado, National Association Northglenn,
Norwest Bank Colorado, National Association Southglenn, Norwest Bank Colorado,
National Association Southwest Plaza, respectively. Branches of a national bank
target are not listed since they are automatically carried over to the resulting
bank and retain their current OCC branch numbers.
This letter is also the official OCC certification for Norwest Bank Colorado,
National Association to increase its common stock to $50,000,000 as of January
1, 1994.
Sincerely,
/S/ ELLEN TANNER SHEPHERD
Ellen Tanner Shepherd
Corporate Manager
[SEAL]
[Logo]
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Comptroller of the Currency
Administrator of National Banks
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Washington, DC 20219
CERTIFICATE
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I, John D. Hawke, Jr., Comptroller of the Currency, do hereby certify that:
1. The Comptroller of the Currency, pursuant to Revised Statutes 324, et seq.,
as amended, 12 U.S.C. 1, et seq., as amended, has possession, custody and
control of all records pertaining to the chartering, regulation and
supervision of all National Banking Associations.
2. Effective May 19, 2000, the title of "Norwest Bank Colorado, National
Association," Charter No. 3269, was changed to "Wells Fargo Bank West,
National Association."
IN TESTIMONY WHEREOF, I have hereunto
subscribed my name and caused my seal
of office to be affixed to these
presents at the Treasury Department,
in the City of Washington and
District of Columbia, this 16th day
of June, 2000.
[Medallion Signature Guarantee]
/S/ JOHN D. HAWKE, JR.
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Comptroller of the Currency
[SEAL]
Exhibit 4 to Form T-1
WELLS FARGO BANK WEST, NATIONAL ASSOCIATION
BY-LAWS
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ARTICLE I
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Meetings of Shareholders
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Section 1.1 Annual Meeting. The regular annual meeting of the
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shareholders for the election of directors and the transaction of whatever other
business may properly come before the meeting shall be held on the third
Thursday of January of each year at such time and place as the Board of
Directors may designate. If for any cause the annual meeting of shareholders for
the election of directors is not held on the date fixed in this by-law, such
meeting may be held on some other day, notice thereof having been given in
accordance with the requirements of Section 5149, United States Revised
Statutes, and the meeting conducted according to the provisions of these
by-laws.
Section 1.2 Special Meetings. Except as otherwise specifically provided
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by statute, special meetings of shareholders may be called for any purpose at
any time by the Board of Directors, by the Chief Executive Officer, by the
President, or by any one or more shareholders owning in the aggregate not less
than 25 percent of the then outstanding shares, as provided in Article Ninth of
the Articles of Association.
Section 1.3 Notice of Meetings. A notice of each annual or special
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shareholders' meeting, setting forth the time, place, and purpose of the
meeting, shall be given, by first-class mail, postage prepaid, to each
shareholder of record at least ten days prior to the date on which such meeting
is to be held; but any failure to mail such notice of any annual meeting, or any
irregularity therein, shall not affect the validity of such annual meeting or of
any of the proceedings thereat. Notwithstanding anything in these by-laws to the
contrary, a valid shareholders' meeting may be held without notice whenever
notice thereof shall be waived in writing by all shareholders, or whenever all
shareholders shall be present or represented at the meeting.
Section 1.4 Quorum. The holders of a majority of the stock issued and
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outstanding and entitled to vote thereat, present in person or represented by
proxy, shall constitute a quorum at all meetings of the shareholders for the
transaction of business, and may transact any business except such as may, under
the provisions of law, the Articles of Association, or these by-laws, require
the vote of holders of a greater number of shares. If, however, such majority
shall not be present or represented at any meeting of the shareholders, the
shareholders entitled to vote thereat, present in person or by proxy, shall have
power to adjourn the meeting from time to time, without notice other than
announcement at the meeting, until such time as the Board of Directors may
determine.
Section 1.5 Proxies and Voting Rights. At each meeting of the
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shareholders each shareholder having the right to vote shall be entitled to vote
in person or by proxy appointed by an instrument in writing subscribed by such
shareholder, which proxy shall be valid for that meeting or any adjournments
thereof, shall be dated, and shall be filed with the records of the meeting. No
officer or employee of this Association may act as proxy. Each shareholder shall
have one vote for each share of stock having voting power which is registered in
his name on the books of the Association. Voting for the election of directors
and voting upon any other matter which may be brought before any shareholders'
meeting may, but need not, be by ballot, unless voting by ballot be requested by
a shareholder present at the meeting.
Section 1.6 Proceedings and Record. The Chairman of the Board shall
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preside at all meetings of the shareholders or, in case of his absence or
inability to act, the President or, in case of the absence or inability to act
of both of them, any Vice President may preside at any such meeting. The
presiding officer shall appoint a person to act as secretary of each
shareholders' meeting; provided, however, that the shareholders may appoint some
other person to preside at their meetings or to act as secretary thereof. A
record of all business transacted shall be made of each shareholders' meeting
showing, among other things, the names of the shareholders present and the
number of shares of stock held by each, the names of the shareholders
represented by proxy and the number of shares held by each, the names of the
proxies, the number of shares voted on each motion or resolution and the number
of shares voted for each candidate for director. This record shall be entered in
the minute book of the Association and shall be subscribed by the secretary of
the meeting.
ARTICLE II
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Directors
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Section 2.1 Board of Directors. The Board of Directors (hereinafter
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referred to as the "Board") shall have power to manage and administer the
business and affairs of the Association. Except as expressly limited by law, all
corporate powers of the Association shall be vested in and may be exercised by
the Board.
Section 2.2 Number and Qualifications. The Board shall consist of not
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less than five nor more than twenty-five persons, the exact number within such
minimum and maximum limits to be fixed and determined from time to time by
resolution of a majority of the full Board or by resolution of the shareholders
at any meeting thereof; provided, however, that a majority of the full Board may
not increase the number of directors to a number which (i) exceeds by more than
two the number of directors last elected by shareholders where such number was
fifteen or less; and (ii) exceeds by more than four the number of directors last
elected by shareholders where such number was sixteen or more, but in no event
shall the number of directors exceed twenty-five.
Each director shall, during the full term of his directorship, be a
citizen of the United States, and at least two-thirds of the directors shall
have resided in the State of Colorado, or within one hundred miles of the
location of the office of the Association, for at least one year immediately
preceding their election, and shall be residents of such state or within a
one-hundred-mile territory of the location of the Association during their
continuance in office. Each director, during the full term of his directorship,
shall own a minimum of $1,000 par value of stock of this Association or an
equivalent interest, as determined by the Comptroller of the Currency, in any
company which has control over this Association within the meaning of Section 2
of the Bank Holding Company Act of 1956, as amended.
Section 2.3 Organization Meeting. A meeting of the newly elected Board
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shall be held at the main office of this Association, without notice,
immediately following the adjournment of the annual meeting of the shareholders,
or at such other time and at such other place to which said meeting may be
adjourned. No business shall be transacted at any such meeting until a majority
of the directors elected shall have taken an oath of office as prescribed by
law, and no director elected shall participate in the business transacted at any
such meeting of the Board until he shall have taken said oath. If at any such
meeting there is not a quorum of the directors present who shall have taken the
oath of office, the members present may adjourn the meeting from time to time
until a quorum is secured. At such meeting of the newly elected Board, if a
quorum is present, the directors may elect officers for the ensuing year and
transact any and all business which may be brought before them.
Section 2.4 Regular Meetings. The regular meetings of the Board shall
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be held, without notice other than by this by-law, on the third Thursday of
every other month, at such time and place as the Board may designate. If the day
fixed for a regular meeting falls upon a bank or legal holiday, the meeting
shall be held on the next succeeding banking business day or on such other date
specified by the Board, in which case notice shall be given to each director as
provided in Section 2.6.
Section 2.5 Special Meetings. Special meetings of the Board may be
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called by the Chairman of the Board, the President, or the Secretary, and shall
be called at the request of one-third or more of the directors.
Section 2.6 Notice of Meetings. Each member of the Board shall be given
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not less than one day's notice by telephone, telegram, letter, or in person,
stating the time and place of any regular or special meeting; such notice may,
but need not, state the purpose of said meeting. Notwithstanding anything in
these by-laws to the contrary, a valid directors' meeting may be held without
notice whenever notice thereof shall be waived in writing by all of the
directors, or whenever all of the directors are present at the meeting.
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Section 2.7 Quorum and Voting. A majority of the directors shall
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constitute a quorum at all directors' meetings. Except where the vote of a
greater number of directors is required by the Articles of Association, these
by-laws or under provisions of law, the vote of a majority of the directors at a
meeting at which a quorum is present shall be sufficient to transact business.
Section 2.8 Proceedings and Record. The Chairman of the Board, if such
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officer shall have been designated by the Board, shall preside at all meetings
thereof, and in his absence or inability to act (or if there shall be no
Chairman of the Board) the President, and in his absence or inability to act,
any other director appointed chairman of the meeting pro tempore, shall preside
at meetings of the directors. The Secretary, any Assistant Secretary, or any
other person appointed by the Board, shall act as secretary of the Board and
shall keep accurate minutes of all meetings.
Section 2.9 Vacancies. Any vacancy in the Board may be filled by
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appointment at any regular or special meeting of the Board by the remaining
directors in accordance with the laws of the United States, and any director so
appointed shall hold his place until the next election.
Section 2.10 Meetings by Telephone. Unless otherwise provided by the
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articles of association, one or more members of the board of directors may
participate in a meeting of the board by teleconference or by similar
communications equipment by which all persons participating in the meeting can
hear each other at the same time. Such participation shall constitute presence
in person at the meeting.
Section 2.11 Action Without a Meeting. Any action required or permitted
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to be taken at a meeting of the directors may be taken without a meeting if a
consent in writing, setting forth the action so taken, shall be signed by all of
the directors. Such consent (which may be signed in counterparts) shall have the
same force and effect as a unanimous vote of the directors and may be stated as
such in any document. Unless the consent specifies a different effective date,
action taken herein is effective when all directors have signed the consent. All
consents signed pursuant to this Section 2.11 shall be delivered to the
secretary of the bank for inclusion in the minutes or for filing with the bank
records.
ARTICLE III
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Committees of the Board
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Section 3.1 Executive Committee. The Board may appoint annually or more
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often an Executive Committee consisting of three or more directors. In the event
an Executive Committee is appointed, the Executive Committee shall have the
power to approve, review, and delegate authority to make loans and otherwise
extend credit and to purchase and sell bills, notes, bonds, debentures and other
legal investments and to establish and review general loan and investment
policies. In addition, when the Board is not in session, the Executive Committee
shall have the power to exercise all powers of the Board, except those that
cannot legally be delegated by the Board. The Executive Committee shall keep
minutes of its meetings, and such minutes shall be submitted at the next regular
meeting of the Board at which a quorum is present.
Section 3.2 Trust Committees. The Board shall appoint a Trust Audit
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Committee, whose members shall be directors of the Association who have no
direct or indirect responsibility for the trust function. This Committee shall,
at least once during each calendar year and within fifteen months of the last
such audit, make suitable audits of the Trust Department or cause suitable
audits to be made by auditors responsible only to the Board and at such time
shall ascertain and report to the Board whether said Department has been
administered in accordance with applicable laws and regulations and sound
fiduciary principles. Every report to the Board under this section, together
with the action taken thereon, shall be noted in the minutes of the Board. The
Board shall from time to time appoint such other committees of such membership
and with such powers and duties as it is required to appoint under the
provisions of Regulation 9 issued by the Comptroller of the Currency relating to
the trust powers of national banks, or any amendments thereto, and may appoint
such other committees of such membership and with such powers and duties as the
Board may provide and as are permitted by said Regulation 9, or any amendments
thereto.
3
Section 3.3 Other Committees. The Board, by a majority vote of the
whole Board, may create from its own members or (to the extent permitted by
applicable statutes, laws and regulations) from its own members and/or officers
or employees of the Association, or other persons, such other committees as it
may from time to time deem necessary, and may designate the name and term of
existence and prescribe the duties thereof.
Section 3.4 Proceedings and Record. Each committee appointed by the
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Board may hold regular meetings at such time or times as may be fixed by the
Board or by the committee itself. Special meetings of any committee may be
called by the chairman or vice chairman or any two members thereof. The Board
may, at the time of the appointment of any committee, designate alternate or
advisory members, designate its chairman, vice chairman, and secretary, or any
one or more thereof, and the committee itself may appoint such of said officers
as have not been so designated by the Board if they deem such appointment
necessary or advisable. The secretary may but need not be a member of the
committee. The Board may at any time prescribe or change the number of members
whose presence is required to constitute a quorum at any or all meetings of a
committee. The quorum so prescribed need not be a majority of the members of the
committee. If no quorum is prescribed by the Board, the presence of a majority
of the members of the committee shall be required to constitute a quorum. Each
committee shall keep such records of its meetings and proceedings as may be
required by law or applicable regulations and may keep such additional records
of its meetings and proceedings as it deems necessary or advisable, and each
committee may make such rules of procedure for the conduct of its own meetings
and the method of discharge of its duties as it deems advisable. Each committee
appointed by the Board may appoint subcommittees composed of its own members or
other persons and may rely on information furnished to it by such subcommittees
or by statistical or other fact-finding departments or employees of this
Association, provided that final action shall be taken in each case by the
committee.
ARTICLE IV
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Officers and Employees
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Section 4.1 Appointment of Officers. The Board shall appoint a
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President, one or more Vice Presidents, and a Cashier and/or Secretary and may
appoint a Chairman of the Board and such other officers as from time to time may
appear to the Board to be required or desirable to transact the business of the
Association. Only directors shall be eligible for appointment as President or
Chairman of the Board. If a director other than the President is appointed
Chairman of the Board, the Board shall designate either of these two officers as
the chief executive officer of this Association. The chief executive officer or
any other officers authorized by the Board from time to time may appoint other
officers below the rank of Executive Vice President by filing a written notice
of such officer appointments with the Cashier or Secretary.
Section 4.2 Tenure of Office. Officers shall hold their respective
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offices for the current year for which they are appointed unless they resign,
become disqualified or are removed. Any officer appointed by the Board may be
removed at any time by the affirmative vote of a majority of the full Board or
in accordance with authority granted by the Board. During the year between its
organization meetings, the Board may appoint additional officers and shall
promptly fill any vacancy occurring in any office required to be filled.
Section 4.3 Chief Executive Officer. The chief executive officer shall
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supervise the carrying out of policies adopted or approved by the Board, shall
have general executive powers as well as the specific powers conferred by these
by-laws, and shall also have and may exercise such further powers and duties as
from time to time may be conferred upon or assigned to him by the Board.
Section 4.4 Secretary or Assistant Secretary. The Secretary or any
--------------------------------
Assistant Secretary shall attend to the giving of all notices required by these
by-laws to be given; shall be custodian of the corporate seal, records,
documents and papers of the Association; shall provide for the keeping of proper
records of all transactions of the Association; shall have and may exercise any
and all other powers and duties pertaining by law, regulation or practice, to
the Office of Secretary, or imposed by these by-laws; and shall also perform
such other duties as may be assigned from time to time by the Board.
4
Section 4.5 General Authority and Duties. Officers shall have the
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general powers and duties customarily vested in the office of such officers of a
corporation and shall also exercise such powers and perform such duties as may
be prescribed by the Articles of Association, by these by-laws, or by the laws
or regulations governing the conduct of the business of national banking
associations, and shall exercise such other powers and perform such other duties
not inconsistent with the Articles of Association, these by-laws or laws or
regulations as may be conferred upon or assigned to them by the Board or the
chief executive officer.
Section 4.6 Employees and Agents. Subject to the authority of the
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Board, the chief executive officer, or any other officer of the Association
authorized by him, may appoint or dismiss all or any employees and agents and
prescribe their duties and the conditions of their employment, and from time to
time fix their compensation.
Section 4.7 Bonds of Officers and Employees. The officers and employees
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of this Association shall give bond with security to be approved by the Board in
such penal sum as the Board shall require, conditioned for the faithful and
honest discharge of their respective duties and for the faithful application and
accounting of all monies, funds and other property which may come into their
possession or may be entrusted to their care or placed in their hands. In the
discretion of the Board in lieu of having individual bonds for each officer and
employee, there may be substituted for the bonds provided for herein a blanket
bond covering all officers and employees providing coverage in such amounts and
containing such conditions and stipulations as shall be approved by the chief
executive officer of this Association but subject to the supervision and control
of the Board.
ARTICLE V
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Stock and Stock Certificates
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Section 5.1 Transfers. Shares of stock shall be transferable only on
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the books of the Association upon surrender of the certificate for cancellation,
and a transfer book shall be kept in which all transfers of stock shall be
recorded.
Section 5.2 Stock Certificates. Certificates of stock shall be signed
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by the chief executive officer, the President, or any Executive Vice President
and the Secretary, or any Assistant Secretary, or any other officer appointed by
the Board for that purpose, and shall be sealed with the corporate seal. Each
certificate shall recite on its face that the stock represented thereby is
transferable only upon the books of the Association properly endorsed, and shall
meet the requirements of Section 5139, United States Revised Statutes, as
amended.
Section 5.3 Dividends. Transfers of stock shall not be suspended
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preparatory to the declaration of dividends and, unless an agreement to the
contrary shall be expressed in the assignments, dividends shall be paid to the
shareholders in whose name the stock shall stand at the time of the declaration
of the dividends or on such record date as may be fixed by the Board.
Section 5.4 Lost Certificates. In the event of loss or destruction of a
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certificate of stock, a new certificate may be issued in its place upon proof of
such loss or destruction and upon receipt of an acceptable bond or agreement of
indemnity as maybe required by the Board.
ARTICLE VI
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Corporate Seal
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Section 6.1 Form. The corporate seal of the Association shall have
----
inscribed thereon the name of the Association.
Section 6.2 Authority to Impress. The chief executive officer, the
--------------------
President, the Secretary, any Assistant Secretary, or other officer designated
by the Board, shall have authority to impress or affix the corporate seal to any
document requiring such seal, and to attest the same.
5
ARTICLE VII
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Miscellaneous Provisions
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Section 7.1 Banking Hours. The days and hours during which this
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Association shall be open for business shall be fixed from time to time by the
Board, the chief executive officer, or the President, consistent with national
and state laws governing banking and business transactions.
Section 7.2 Execution of Written Instruments. All instruments,
--------------------------------
documents, or agreements relating to or affecting the property or business and
affairs of this Association, or of this Association when acting in any
representative or fiduciary capacity, shall be executed, acknowledged, verified,
delivered or accepted in behalf of this Association by the chief executive
officer, the President, any Executive Vice President, any person specifically
designated by the Board as an "Executive Officer" of this Association, or by
such other officer, officers, employees, or designated signers, as the Board may
from time to time direct.
Section 7.3 Records. The Articles of Association, these by-laws, and
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any amendments thereto, and the proceedings of all regular and special meetings
of the directors and of the shareholders shall be recorded in appropriate minute
books provided for the purpose. The minutes of each meeting shall be signed by
the person appointed to act as secretary of the meeting.
Section 7.4 Fiscal Year. The fiscal year of the Association shall be
the calendar year. -----------
Section 7.5 Corporate Governance Procedures. In accordance with 12
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C.F.R. Section 7.2000, to the extent not inconsistent with applicable federal
banking statutes or regulations or bank safety and soundness, this Association
designates and elects to follow the corporate governance procedures of the
Delaware General Corporation Law, as amended from time to time.
ARTICLE VIII
------------
By-Laws
-------
Section 8.1 Inspection. A copy of these by-laws, with all amendments
----------
thereto, shall at all times be kept in a convenient place at the main office of
the Association, and shall be open for inspection to all shareholders during
banking hours.
Section 8.2 Amendments. These by-laws may be changed or amended at any
----------
regular or special meeting of the Board by a vote of a majority of the full
Board or at any regular or special meeting of shareholders by the vote of the
holders of a majority of the stock issued and outstanding and entitled to vote
thereat.
6
Exhibit 6 to Form T-1
CONSENT OF TRUSTEE REQUIRED
BY SECTION 321(b) OF THE TRUST INDENTURE ACT
Pursuant to the requirements of Section 321(b) of the Trust Indenture
Act of 1939, as amended (the "Act"), in connection with the indenture dated as
of March 13, 2002 between St. Mary Land & Exploration Company, a Delaware
corporation, and Wells Fargo Bank West, N.A., the undersigned hereby consents
that reports of examinations of the undersigned by federal, state, territorial
or district authorities authorized to make such examinations may be furnished by
such authorities to the Securities and Exchange Commission upon its request
therefor, as contemplated by the Act.
WELLS FARGO BANK WEST, N.A.
Dated: May 17, 2002 By: /S/ GRETCHEN L. MIDDENTS
------------------------------------
Gretchen L. Middents, Vice President
Exhibit 7 to Form T-1
- ----------------------------------------------------------------------------------------------------------------
Board of Governors of the Federal Reserve System
OMB Number 7100-0036
Federal Deposit Insurance Corporation
OMB Number 3054-0052
Office of the Commissioner of the Currency
OMB Number 1557-0081
Expires March 31, 2004
Federal Financial Institutions Examination Council
- ----------------------------------------------------------------------------------------------------------------
Please refer to page i,
Table of Contents, for
the required disclosure
of estimated burden.
- ----------------------------------------------------------------------------------------------------------------
Consolidated Reports of Condition and Income for
A Bank With Domestic and Foreign Offices--FFIEC 031
Report at the close of business December 31, 2001 20011231
------------
(RCRI 9999)
This report is required by law: 12 U.S.C.ss. 324 This report form is to be filed by banks with
(State member banks); 12 U.S.C.ss. 1817 (State domestic offices only. Banks with foreign offices
nonmember banks); and 12 U.S.C.ss. 161 (National (as defined in the instructions) must file FFIEC
banks). 031.
- ----------------------------------------------------------------------------------------------------------------
NOTE: The Reports of Condition and Income must be The Reports of Conditions and Income are to be
signed by an authorized officer and the Report of prepared in accordance with Federal regulatory
Condition must be attested to by not less than two authority instructions.
directors (trustees) for State nonmember banks and
three directors for State member and National banks. We, the undersigned directors (trustees), attest
to the correctness of the Report of Condition
I, Karen B. Martin, Vice President (including the supporting schedules) for this
- ----------------------------------------------------
Name and Title of Officer Authorized to Sign Report report date and declare that it has been examined
by us and to the best of our knowledge and belief
of the named bank do hereby declare that the has been prepared in conformance with the
Reports of Condition and Income (including the instructions issued by the appropriate Federal
supporting schedules) for this report date have regulatory authority and is true and correct.
been prepared in conformance with the instructions
issued by the appropriate Federal regulatory
authority and are true to the best of my knowledge /S/ [ILLEGIBLE]
and belief. ----------------
Director (Trustee)
/S/ KAREN B. MARTIN /S/ [ILLEGIBLE]
- ---------------------------------------------------- ----------------
Signature of Officer Authorized to Sign Report Director (Trustee)
1/29/02 /S/ [ILLEGIBLE]
- ---------------------------------------------------- ----------------
Date of Signature Director (Trustee)
- ----------------------------------------------------------------------------------------------------------------
Submission of Reports
For electronic filing assistance, contact EDS Call
Each bank must prepare its Reports of Condition and Report Services, 2150 N. Prospect Ave., Milwaukee,
Income either: WI 53202, telephone (800) 255-1571.
(a) in electronic form and then file the computer
data file directly with the banking agencies' To fulfill the signature and attestation requirement
collection agent, Electronic Data Systems for the Reports of Condition and Income for this
(EDS), by modem or on computer diskette; or report date, attach this signature page (or a
(b) in hard-copy (paper) form and arrange for photocopy or a computer-generated version of this
another party to convert the paper report to page) to the hard-copy record of the complete report
electronic form. That party (if other than EDS) that the bank places in its files.
must transmit the bank's computer data file to
EDS.
- ----------------------------------------------------------------------------------------------------------------
FDIC Certificate Number: 03011 Wells Fargo Bank West, N.A.
------- ----------------------------------------------------
(RCRI 9050) Legal Title of Bank (TEXT 9010)
http://www.wellsfargo.com Denver
- ---------------------------------------------------- ----------------------------------------------------
Primary Internet Web Address of Bank City (TEXT 9130)
(Home Page), if any (TEXT 4087) CO 80274-0002
(Example: www.examplebank.com) ----------------------------------------------------
State Abbrev. (TEXT 9200) Zip Code (TEXT 9220)
Board of Governors of the Federal Reserve System, Federal Deposit Insurance
Corporation, Office of the Comptroller of the Currency.
Consolidated Reports of Condition and Income for FFIEC 031
A Bank With Domestic Offices Only Page I
2
- -------------------------------------------------------------------------------------------------------------
Table of Contents
Signature Page Cover
Report of Income Report of Condition
Schedule RI - Income Statement RI-1, 2, 3 Schedule RC - Balance Sheet RC-1, 2
----- -------------
Schedule RI-A - Changes in Equity Capital RI-4 Schedule RC-A - Cash and Balances Due
----- From Depository Institutions RC-3
Schedule RI-B - Charge-offs and Recoveries -------------
on Loans and Leases and Changes in Allowance Schedule RC-B - Securities RC-3, 4, 5
for Loan and Lease Losses RI-4, 5 -----------
----- Schedule RC-C - Loans and Lease Financing
Schedule RI-D - Income from Receivables:
International Operations RI-6 Part I. Loans and Leases RC-6, 7
----- ---------------
Schedule RI-E - Explanations RI-6, 7 Part II. Loans to Small Businesses and
----- Small Farms (to be completed for the
June report only; not included in the
forms for the September and December
reports) RC-7a, 7b
Disclosure of Estimated Burden -----------------------------
Schedule RC-D - Trading Assets and
The estimated average burden associated with this Liabilities (to be completed only
information collection is 35.5 hours per by selected banks) RC-8
respondent and is estimated to vary from 14 to 500 -----------------------
hours per response, depending on individual Schedule RC-E - Deposit Liabilities RC-9, 10
circumstances. Burden estimates include the time -----
for reviewing instructions, gathering and Schedule RC-F - Other Assets RC-11
maintaining data in the required form, and ---------------
completing the information collection, but exclude Schedule RC-G - Other Liabilities RC-11
the time for compiling and maintaining business ----------
records in the normal course of a respondent's Schedule RC-H - Selected Balance Sheet
activities. A Federal agency may not conduct or Items for Domestic Offices RC-12
sponsor, and an organization (or a person) is not --------------
required to respond to a collection of Schedule RC-I - Assets and Liabilities
information, unless it displays a currently valid of IBFs RC-12
OMB control number. Comments concerning the ---------------------------------
accuracy of this burden estimate and suggestions Schedule RC-K - Quarterly Averages RC-13
for reducing this burden should be directed to the ---------
Office of Information and Regulatory Affairs, Schedule RC-L - Derivatives and
Office of Management and Budget, Washington, D.C. Off-Balance Sheet Items RC-14, 15
20503, and to one of the following: -------------
Schedule RC-M - Memoranda RC-16
Secretary Schedule RC-N - Past Due and Nonaccrual
Board of Governors of the Federal Reserve System Loans, Leases, and Other Assets RC-17, 18
Washington, D.C. 20551 -----
Schedule RC-O - Other Data for Deposit
Legislative and Regulatory Analysis Division Insurance and FICO Assessments RC-19, 20
Office of the Comptroller of the Currency ------
Washington, D.C. 20219 Schedule RC-R - Regulatory Capital RC-21,
22, 23,24 --------
Assistant Executive Secretary Schedule RC-S - Securitization and
Federal Deposit Insurance Corporation Asset Sales Activities RC-25,26, 27,27a
Washington, D.C. 20429 -------
Schedule RC-T - Fiduciary and Related Services
(to be completed beginning
December 31, 2001) RC-28, 29, 30
--------------
Optional Narrative Statement Concerning
the Amounts Reported in the Reports
of Condition and Income RC-31
--------------------
Special Report (to be completed by all banks)
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RI-1
Legal Title of Bank 3
Denver -----
- -----------------------------------------------------------
City
CO 80274-0002
- -----------------------------------------------------------
State Zip Code
FDIC Certificate Number - 03011
Consolidated Report of Income
for the period January 1, 2001 - December 31, 2001
All Report of income schedules are to be reported on a calendar year-to-date
basis in thousands of dollars.
Schedule RI -- Income Statement
-----------------
Dollar Amounts in Thousands RIAD Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
1. Interest Income:
a. Interest and fee income on loans:
(1) In domestic offices:
--------------------
(a)Loans secured by real estate 4011 584,877 1.a.1.a
------------------------------------------------- --------------------
(b)Loans to finance agricultural production and other loans to farmers 4024 9,332 1.a.1.b
---------- --------------------
(c)Commercial and industrial loans 4012 72,801 1.a.1.c
---------------------------------------------- --------------------
(d)Loans to individuals for household, family, and other personal expenditures:
(1)Credit cards B485 0 1.a.1.d.1
--------------------------------------------------------------- --------------------
(2)Other (includes single payment, installment, all student loans, and revolving
credit plans other than credit cards) B486 141,594 1.a.1.d.2
-------------------------------------- --------------------
(e)Loans to foreign governments and official institutions 4056 0 1.a.1.e
----------------------- --------------------
(f)All other loans in domestic offices B487 12,778 1.a.1.f
------------------------------------------ --------------------
(2) In foreign offices, Edge and Agreement subsidiaries, and IBFs 4059 0 1.a.2
----------------- -------------------
(3) Total interest and fee income on loans(sum of items 1.a.(1)(a) through 1.a.(2)) 4010 821,392 1.a.3
--------------------
b. Income from lease financing receivables 4065 8 1.b
----------------------------------------- -------------------
c. Interest income on balances due from depository institutions: (1) 4115 17,203 1.c
-------------- --------------------
d. Interest and dividend income on securities:
(1) U.S. Treasury securities and U.S. Government agency obligations (excluding
mortgage-backed securities) B488 11,027 1.d.1
--------------------------------------------------- --------------------
(2) Mortgage-backed securities B489 226,937 1.d.2
---------------------------------------------------- --------------------
(3) All other securities (includes securities issued by states and political
subdivisions in the U.S.) 4060 3,429 1.d.3
----------------------------------------------------- --------------------
e. Interest income from trading assets 4069 0 1.e
--------------------------------------------- --------------------
f. Interest income on federal funds sold and securities purchased under agreements to
resell 4020 380 1.f
-------------------------------------------------------------------------- --------------------
g. Other interest income 4518 1,119 1.g
----------------------------------------------------------- --------------------
h. Total interest income (sum of items 1.a.(3) through 1.g) 4107 1,081,495 1.h
------------------------ --------------------
2. Interest expense:
a. Interest on deposits:
(1) Interest on deposits in domestic offices:
(a)Transaction accounts (NOW accounts, ATS accounts, and
telephone and preauthorized transfer accounts) 4508 6,995 2.a.1.a
------------------------------- --------------------
(b)Nontransaction accounts:
(1)Savings deposits (includes MMDAs) 0093 102,539 2.a.1.b.1
------------------------------------------ --------------------
(2)Time deposits of $100,000 or more A517 14,143 2.a.1.b.2
------------------------------------------ --------------------
(3)Time deposits of less than $100,000 A518 32,074 2.a.1.b.3
---------------------------------------- --------------------
(2) Interest on deposits in foreign offices, Edge and agreement subsidiaries,
and IBFs 4172 17,851 2.a.2
---------------------------------------------------------------------- --------------------
b. Expense of federal funds purchased and securities sold under agreements to
repurchase 4180 149,636 2.b
---------------------------------------------------------------------- --------------------
c. Interest on trading liabilities and other borrowed money 4185 1,031 2.c
------------------------ --------------------
- ---------
(1) Includes interest income on time certificates of deposits not held for trading.
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RI-3
Legal Title of Bank 4
FDIC Certificate Number - 03011
Schedule RI -- Continued
----------------
Year-to-date
----------------
Dollar Amounts in Thousands RIAD Bil Mil Thou
- -------------------------------------------------------------------------------------------
2. Interest expense (continued):
d. Interest on subordinated notes and debentures 4200 11,768 2.d
------------------ --------------------
e. Total interest expense (sum of items 2.a through 2.d) 4073 336,037 2.e
---------- -------------------------------------
3. Net interest income (item 1.h minus 2.e) 4074 745,458 3
--------------------------- -----------------
4. Provision for loan and lease losses 4230 60,517 4
-------------------------------- -----------------
5. Noninterest income:
--------------------
a. Income from fiduciary activities (1) 4070 29,368 5.a
--------------------------- --------------------
b. Service charges on deposit accounts in domestic offices 4080 94,240 5.b
-------- --------------------
c. Trading revenue (2) A220 1,691 5.c
-------------------------------------------- --------------------
d. Investment banking, advisory, brokerage, and underwriting fees
and commissions B490 7,939 5.d
------------------------------------------------ --------------------
e. Venture capital revenue B491 0 5.e
---------------------------------------- --------------------
f. Net servicing fees B492 0 5.f
--------------------------------------------- --------------------
g. Net securitization income B493 0 5.g
-------------------------------------- --------------------
h. Insurance commissions and fees B494 2,744 5.h
--------------------------------- --------------------
i. Net gains (losses) on sales of loans and leases 5416 1,426 5.i
---------------- --------------------
j. Net gains (losses) on sales of other real-estate owned 5415 197 5.j
--------- --------------------
k. Net gains (losses) on sales of other assets (excluding
securities) B496 656 5.k
---------------------------------------------------- --------------------
l. Other noninterest income* B497 59,086 5.l
-------------------------------------- -------------------------------------
m. Total noninterest income (sum of items 5.a through 5.l) 4079 197,347 5.m
-------- -----------------
6.a. Realized gains (losses) on held-to-maturity securities 3521 0 6.a
--------- -----------------
b. Realized gains (losses) on available-for-sale securities 3196 100,034 6.b
------- -----------------
7. Noninterest expense:
--------------------
a. Salaries and employee benefits 4135 167,109 7.a
--------------------------------- --------------------
b. Expenses of premises and fixed assets (net of rental income)
(excluding salaries and employee benefits and mortgage interest) 4217 34,954 7.b
--------------------
c. Amortization expense of intangible assets (including goodwill) 4531 8,601 7.c
- --------------------
d. Other noninterest expense* 4092 267,980 7.d
------------------------------------- -------------------------------------
e. Total noninterest expense (sum of items 7.a through 7.d) 4093 478,644 7.e
------- -----------------
8. Income (loss) before income taxes and extraordinary
items, and other adjustments (item 3 plus or minus items 4, 5.m,
6.a, 6.b, and 7.e) 4301 503,678 8
----------------------------------------------- -----------------
9. Applicable income taxes (on item 8) 4302 171,111 9
------------------------------ -----------------
10. Income (loss) before extraordinary items and other adjustments
(item 8 minus item 9) 4300 332,567 10
-------------------------------------------- -----------------
11. Extraordinary items and other adjustments, net of income taxes * 4320 0 11
- -----------------
12. Net income (loss) (sum of items 10 and 11) 4340 332,567 12
----------------------- ---------------------------------
- ---------
* Describe on Schedule RI-E - Explanations.
(1) For banks required to complete Schedule RC-T, items 12 through 19, income
from fiduciary activities reported in Schedule RI, item 5.a, must equal
the amount reported in Schedule RC-T, item 19.
(2) For banks required to complete Schedule RI, Memorandum item 8, trading
revenue reported in Schedule RI, item 5.c must equal the sum of Memorandum
items 8.a through 8.d.
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RI-4
Legal Title of Bank 5
-----
FDIC Certificate Number - 03011
Schedule RI -- Continued
-----------------
Year-to-Date
-----------------
Memoranda Dollar Amounts in Thousands RIAD Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
1. Interest expense incurred to carry tax-exempt securities, loans, and leases
acquired after August 7, 1986, that is not deductible for federal income
tax purposes 4513 386 M.1
---------------------------------------------------------------------- --------------------
2. Income from the sale and servicing of mutual funds and annuities in domestic
offices(included in Schedule RI, item 8) 8431 467 M.2
------------------------------------------------- --------------------
3. Income on tax-exempt loans and leases to states and political subdivisions in
the U.S. (included in Schedule RI, items 1.a and 1.b) 4313 1,024 M.3
----------------------------- --------------------
4. Income on tax-exempt securities issued by states and political subdivisions in the
U.S. (included in Schedule RI, item 1.d.(3)) 4507 2,588 M.4
-------------------------------------- --------------------
5. Number of full-time equivalent employees at end of current period (round to Number
nearest whole number) 4150 3,509 M.5
------------------------------------------------------------- --------------------
6. Not applicable
--------------------
7. If the reporting bank has restated its balance sheet as a results of applying CCYY / MM / DD
push dowr accounting this calendar year, report the date of the bank's
acquisition (1) 9106 N/A M.7
------------------------------------------------------------------- -------------------
8. Trading revenue (from cash instruments and derivative instruments) (sum of
Memorandum items 8.a through 8.d must equal Schedule RI, item 5.c) (To be
completed by banks that reported average trading assets (Schedule RC-K, item
7) of $2 million or more for any quarter of the preceding calendar year.):
--------------------
RIAD Bil Mil Thou
--------------------
a. Interest rate exposures 8757 1,495 M.8.a
--------------------------------------------------------- --------------------
b. Foreign exchange exposures 8758 196 M.8.b
------------------------------------------------------ --------------------
c. Equity security and index exposures 8759 0 M.8.c
--------------------------------------------- --------------------
d. Commodity and other exposures 8760 0 M.8.d
--------------------------------------------------- --------------------
--------------------
9. Impact on income of derivatives held for purposes other than trading: RIAD Bil Mil Thou
--------------------
a. Net increase (decrease) to interest income 8761 0 M.9.a
-------------------------------------- --------------------
b. Net (increase) decrease to interest expense 8762 0 M.9.b
------------------------------------- --------------------
c. Other (noninterest) allocations 8763 0 M.9.c
------------------------------------------------- --------------------
10. Credit losses on derivatives (see instructions) A251 0 M.10
----------------------------------- --------------------
11. Does the reporting bank have a Subchapter S election in effect for YES / NO
federal income tax purposes for the current year ? --------------------
A530 NO M.11
-------------------------------- --------------------
- ---------
(1) For example, a bank acquired on June 1, 2001, would report 20010601
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RI-5
Legal Title of Bank 6
-----
FDIC Certificate Number - 03011
Schedule RI-A -- Changes in Equity Capital
Indicate decreases and losses in parentheses.
--------------------
Dollar Amounts in Thousands RIAD Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
1. Total equity capital most recently reported for the December 31, 2000, Reports
of Condition and Income (i.e., after adjustments from amended Reports of Income) 3217 1,026,977 1
-- --------------------
2. Restatements due to corrections of material accounting errors and changes in
accounting principles* B507 0 2
------------------------------------------------------------ --------------------
3. Balance end of previous calendar year as restated (sum of items 1 and 2) B508 1,026,977 3
---------- --------------------
4. Net income (loss) (must equal Schedule RI, item 12) 4340 332,567 4
------------------------------- --------------------
5. Sale, conversion, acquisition, or retirement of capital stock, net (excluding
treasury stock transactions) B509 0 5
------------------------------------------------------ --------------------
6. Treasury stock transactions, net B510 0 6
-------------------------------------------------- --------------------
7. Changes incident to business combinations, net 4356 0 7
------------------------------------ --------------------
8. LESS: Cash dividends declared on preferred stock 4470 0 8
--------------------------------- --------------------
9. LESS: Cash dividends declared on common stock 4460 185,000 9
------------------------------------ --------------------
10. Other comprehensive income (1) B511 (51,667) 10
----------------------------------------------------- --------------------
11. Other transactions with parent holding company * (not included in items 5, 6,
8, or 9 above) 4415 25,000 11
-------------------------------------------------------------------- --------------------
12. Total equity capital end of current period (sum of items 3 through 11) (must equal
Schedule RC, item 28) 3210 1,147,877 12
------------------------------------------------------------- --------------------
- ---------
* Describe on Schedule RI-E - Explanations.
(1) Includes changes in net unrealized holding gains (losses) on
available-for-sale securities, changes in accumulated net gains (losses)
on cash flow hedges, foreign currency translation adjustments, and changes
in minimum pension liability adjustments.
Schedule RI-B-- Charge-offs and Recoveries on Loans and Leases
and Changes in Allowance for Loan and Lease Losses
Part I. Charge-offs and Recoveries on Loans and Leases
------------------------------------------
(Column A) (Column B)
Part I excludes charge-offs and recoveries through Charge-offs (1) Recoveries
the allocated transfer risk reserve. ------------------------------------------
Calendar year-to-date
------------------------------------------
Dollar Amounts in Thousands RIAD Bil Mil Thou RIAD Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
1. Loans secured by real estate:
a. Construction, land development, and other land loans in
domestic offices 3582 1,700 3583 94 1.a
------------------------------------------ ------------------------------------------
b. Secured by farmland in domestic offices 3584 12 3585 0 1.b
------------------- ------------------------------------------
c. Secured by 1-4 family residential properties in domestic
offices:
(1) Revolving, open-end loans secured by 1-4 family
residential properties and extended under lines of
credit 5411 3,539 5412 180 1.c.1
-------------------------------------------------- ------------------------------------------
(2) Closed-end loans secured by 1-4 family residential
properties 5413 1,543 5414 491 1.c.2
---------------------------------------------- ------------------------------------------
d. Secured by multifamily (5 or more) residential properties
in domestic offices 3588 0 3589 4 1.d
--------------------------------------- ------------------------------------------
e. Secured by nonfarm nonresidential properties in domestic
offices 3590 3,357 3591 423 1.e
--------------------------------------------------- ------------------------------------------
f. In foreign offices B512 0 B513 0 1.f
---------------------------------------- ------------------------------------------
2. Loans to depository institutions and acceptances of other
banks:
a. To U.S. banks and other U.S. depository institutions 4653 0 4663 0 2.a
------ ------------------------------------------
b. To foreign banks 4654 0 4664 0 2.b
------------------------------------------ ------------------------------------------
3. Loans to finance agricultural production and other loans to
farmers 4655 111 4665 85 3
----------------------------------------------------- ------------------------------------------
4. Commercial and industrial loans:
a. To U.S. addressees (domicile) 4645 9,428 4617 2,620 4.a
----------------------------- ------------------------------------------
b. To non-U.S. addressees (domicile) 4646 0 4618 0 4.b
------------------------- ------------------------------------------
5. Loans to individuals for household, family, and other personal
expenditures:
a. Credit cards B514 0 B515 0 5.a
---------------------------------------------- ------------------------------------------
b. Other (includes single payment, installment, all student
loans and revolving credit plans other than credit cards) B516 6,670 B517 3,364 5.b
- ------------------------------------------
- ---------
(1) Includes write-downs arising from transfers of loans to the held-for-sale account.
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RI-6
Legal Title of Bank 7
-----
FDIC Certificate Number - 03011
Schedule RI-B -- Continued
Part I. Continued
------------------------------------------
(Column A) (Column B)
Charge-offs (1) Recoveries
------------------------------------------
Calendar year-to-date
------------------------------------------
Dollar Amounts in Thousands RIAD Bil Mil Thou RIAD Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
6. Loans to foreign governments and official institutions 4643 0 4627 0 6
------ ------------------------------------------
7. All other loans 4644 1,354 4628 34 7
--------------------------------------------- ------------------------------------------
8. Lease financing receivables:
a. To U.S. addressees (domicile) 4658 0 4668 0 8.a
----------------------------- ------------------------------------------
b. To non-U.S. addressees (domicile) 4659 0 4669 0 8.b
------------------------- ------------------------------------------
9. Total (sum of items 1 through 8) 4635 27,714 4605 7,295 9
---------------------------- ------------------------------------------
------------------------------------------
Memoranda (Column A) (Column B)
Charge-offs (1) Recoveries
------------------------------------------
Calendar year-to-date
------------------------------------------
Dollar Amounts in Thousands RIAD Bil Mil Thou RIAD Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
1. Loans to finance commercial real estate, construction, and
land development activities (not secured by real estate)
included in Schedule RI-B, part I, items 4 and 7, above 5409 0 5410 0 M.1
----- ------------------------------------------
2. Loans secured by real estate to non-U.S. addressees (domicile)
(included in Schedule RI-B, part I, item 1, above): 4652 0 4662 0 M.2
--------- ------------------------------------------
- ---------
(1) Includes write-downs arising from transfers of loans to the held-for-sale account.
Part II. Changes in Allowance for Loan and Lease Losses
--------------------
Dollar Amounts in Thousands RIAD Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
1. Balance most recently reported for the December 31, 2000, Reports of Condition
and Income (i.e., after adjustments from amended Reports of Income) B522 79,109 1
----------------- --------------------
2. Recoveries (must equal part I, item 9, column B above) 4605 7,295 2
---------------------------- --------------------
3. LESS: Charge-offs (sum of part I, item 9, column A above and Schedule RI-E,
item 6.a) C079 27,714 3
------------------------------------------------------------------------- --------------------
4. Provision for loan and lease losses (must equal Schedule RI, item 4) 4230 60,517 4
-------------- --------------------
5. Adjustments * (see instructions for this schedule) 4815 (2,983) 5
-------------------------------- --------------------
6. Balance end of current period (sum of items 1 through 5)
(must equal Schedule RC, item 4.c) 3123 116,224 6
-------------------------------------------------- --------------------
- ---------
* Include as a negative number write-downs arising from transfers of loan to
the held-for-sale account. Describe all adjustments on Schedule RI-E -
Explanations, item 6.
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RI-7
Legal Title of Bank 8
-----
FDIC Certificate Number - 03011
Schedule RI-D -- Income from International Operations
For all banks with foreign offices, Edge or Agreement subsidiaries, or IBFs
where international operations account for more than 10 percent of total
revenues, total assets, or net income.
--------------------
Year-to-Date
--------------------
Dollar Amounts in Thousands RIAD Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
1. Interest income and expense attributable to international operations:
a. Gross interest income B523 N/A 1.a
----------------------------------------------------------- --------------------
b. Gross interest expense B524 N/A 1.b
---------------------------------------------------------- --------------------
2. Net interest income attributable to international operations (item 1.a minus 1.b) B525 N/A 2.
- --------------------
3. Noninterest income and expense attributable to international operations:
a. Noninterest income attributable to international operations 4097 N/A 3.a
--------------------- --------------------
b. Provisions for loan and lease losses attributable to international operations 4235 N/A 3.b
--- --------------------
c. Other noninterest expense attributable to international operations 4239 N/A 3.c
-------------- --------------------
d. Net noninterest income (expense) attributable to international operations
(item 3.a minus 3.b and 3.c) 4843 N/A 3.d
---------------------------------------------------- --------------------
4. Estimated pretax income attributable to international operations before capital
allocation adjustment (sum of items 2 and 3.d) 4844 N/A 4
------------------------------------ --------------------
5. Adjustment to pretax income for internal allocations to international operations
to reflect the effects of equity capital on overall bank funding costs 4845 N/A 5
------------ --------------------
6. Estimated pretax income attributable to international operations after capital
allocation adjustment (sum of items 4 and 5) 4846 N/A 6
-------------------------------------- --------------------
7. Income taxes attributable to income from international operations as estimated
in item 6 4797 N/A 7
------------------------------------------------------------------------- --------------------
8. Estimated net income attributable to international operations (item 6 minus 7) 4341 N/A 8
---- --------------------
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RI-8
Legal Title of Bank 9
-----
FDIC Certificate Number - 03011
Schedule RI-E -- Explanations
Schedule RI-E is to be completed each quarter on a calendar year-to-date basis.
Detail all adjustments in Schedules RI-A and RI-B, all extraordinary items and
other adjustments in Schedule RI, and all significant items of other noninterest
income and other noninterest expense in Schedule RI. (See instructions for
details.)
--------------------
Year-to-Date
--------------------
Dollar Amounts in Thousands RIAD Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
1. Other noninterest income (from Schedule RI, item 5.l) Itemize and describe
the three largest amounts that exceed 1% of the sum of Schedule RI, items 1.h
and 5.m:
TEXT
----- --------------------
a. C013 Income and fees from the printing and sale of checks C013 0 1.a
-----------------------------------------------------------------------------------------------------
b. C014 Earnings on/increase in value of cash surrender value of life insurance C014 0 1.b
-----------------------------------------------------------------------------------------------------
c. C016 Income and fees from automated teller machines (ATMs) C016 0 1.c
-----------------------------------------------------------------------------------------------------
d. 4042 Rent and other income from other real estate owned 4042 0 1.d
-----------------------------------------------------------------------------------------------------
e. C015 Safe deposit box rent C015 0 1.e
-----------------------------------------------------------------------------------------------------
f. 4461 Merchant Discounts 4461 18,275 1.f
-----------------------------------------------------------------------------------------------------
g. 4462 Processing Fees 4462 15,595 1.g
-----------------------------------------------------------------------------------------------------
h. 4463 4463 N/A 1.h
-----------------------------------------------------------------------------------------------------
2. Other noninterest income (from Schedule RI, item 7.d): Itemize and describe
the three largest amounts that exceed 1% of the sum of Schedule RI, items 1.h
and 5.m:
TEXT
----- --------------------
a. C017 Data processing expenses C017 0 2.a
-----------------------------------------------------------------------------------------------------
b. 0497 Advertising and marketing expenses 0497 0 2.b
-----------------------------------------------------------------------------------------------------
c. 4136 Director's fees 4136 0 2.c
-----------------------------------------------------------------------------------------------------
d. C018 Printing, stationery, and supplies C018 0 2.d
-----------------------------------------------------------------------------------------------------
e. 8403 Postage 8403 0 2.e
-----------------------------------------------------------------------------------------------------
f. 4141 Legal fees and expenses 4141 0 2.f
-----------------------------------------------------------------------------------------------------
g. 4146 FDIC deposit insurance assessments 4146 0 2.g
-----------------------------------------------------------------------------------------------------
h. 4464 Intercompany Allocations 4464 222,170 2.h
-----------------------------------------------------------------------------------------------------
i. 4467 Fee & Service Charge Expenses 4467 15,832 2.i
-----------------------------------------------------------------------------------------------------
j 4468 4468 N/A 2.j
-----------------------------------------------------------------------------------------------------
3.Extraordinary items and other adjustments and applicable income tax effect
(from Schedule RI, item 11) (itemize and describe all extraordinary items
and other adjustments):
TEXT
----- --------------------
a. (1) 6373 Effect of adopting FAS 133, "Accounting for Derivative Instruments and
Hedging Activities" 6373 0 3.a
-----------------------------------------------------------------------------------------------------
(2) Applicable income tax effect 4486 0 3.a.2
---------------------------------- ---------------------------------
-----
b. (1) 4487 4487 N/A 3.b.1
-----------------------------------------------------------------------------------------------------
(2) Applicable income tax effect 4486 0 3.b.2
---------------------------------- ---------------------------------
-----
c. (1) 4489 4489 N/A 3.c.1
-----------------------------------------------------------------------------------------------------
(2) Applicable income tax effect 4491 0 3.c.2
---------------------------------- ---------------------------------
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RI-9
Legal Title of Bank 10
------
FDIC Certificate Number - 03011
Schedule RI-E -- Continued
------------
Year-to-Date
-----------------
Dollar Amounts in Thousands RIAD Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
4. Restatements due to corrections of material accounting errors and changes in
accounting principles (from Schedule RI-A, item 2) (itemize and describe all
restatements):
TEXT
----- --------------------
a. B526 B526 N/A 4.a
-----------------------------------------------------------------------------------------------------
b. B527 B527 N/A 4.b
-----------------------------------------------------------------------------------------------------
5. Other transactions with parent holding company (from Schedule RI-A, item 11)
(itemize and describe all such transactions):
TEXT
----- --------------------
a. 4498 Capital infusions 4498 25,000 5.a
-----------------------------------------------------------------------------------------------------
b. 4499 4499 N/A 5.b
-----------------------------------------------------------------------------------------------------
6. Adjustments to allowance for loan and lease losses (from Schedule RI-B, part
II, item 5) (itemize and describe all adjustments):
TEXT
----- --------------------
a. 5523 Write-downs arising from transfers of loans in the held-for-sale account 5523 0 6.a
-----------------------------------------------------------------------------------------------------
b. 4522 Sale of loans to related banks 4522 (2,983) 6.b
-----------------------------------------------------------------------------------------------------
7. Other explanations (the space below is provided for the bank to briefly
describe, at its option, any other significant items affecting the Report
of Income):
RIAD
----
X = NO COMMENT - Y = COMMENT 4769 X
----------- ----------------
Other explanations (please type or print clearly):
TEXT (70 characters per line)
-----
4769
-------------------------------------------------------------------------
--------------------------------------------------------------------
--------------------------------------------------------------------
--------------------------------------------------------------------
--------------------------------------------------------------------
--------------------------------------------------------------------
--------------------------------------------------------------------
--------------------------------------------------------------------
--------------------------------------------------------------------
--------------------------------------------------------------------
Wells Fargo Bank West, N.A. FFIEC-031
- ----------------------------------------------------------- RC-1
Legal Title of Bank 11 RC-111
Denver ------
- -----------------------------------------------------------
City
CO 80274-0002
- -----------------------------------------------------------
State Zip Code
Consolidated Report of Condition for Insured Commercial
and State-Chartered Savings Banks for December 31, 2001
All schedules are to be reported in thousands of dollars. Unless otherwise
indicated, report the amount outstanding as of the last business day of the
quarter.
Schedule RC -- Balance Sheet
--------------------
Dollar Amounts in Thousands RCFD Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
ASSETS
1. Cash and balances due from depository institutions (from Schedule RC-A):
a. Noninterest-bearing balances and currency and coin (1) 0081 1,012,076 1.a
-------------------------- --------------------
b. Interest-bearing balances (2) 0071 652,187 1.b
--------------------------------------------------- --------------------
2. Securities:
a. Held-to-maturity securities (from Schedule RC-B, column A) 1754 0 2.a
---------------------- --------------------
b. Available-for-sale securities (from Schedule RC-B, column D) 1773 3,503,982 2.b
-------------------- --------------------
3. Federal funds sold and securities purchased under agreements to resell 1350 10,627 3
------------ --------------------
4. Loans and lease financing receivables (from Schedule RC-C):
a. Loans and leases held for sale 5369 540,251 4.a
----------------------------------- -----------------------------------
b. Loans and leases, net of unearned income B528 11,761,472 4.b
------------------------- ---------------
c. LESS: Allowance for loan and lease losses 3123 116,224 4.c
----------------------- -----------------------------------
d. Loans and leases, net of unearned income and allowance (item 4.b minus 4.c) B529 11,645,248 4.d
----- --------------------
5. Trading assets (from Schedule RC-D) 3545 878 5
----------------------------------------------- --------------------
6. Premises and fixed assets (including capitalized leases) 2145 130,346 6
-------------------------- --------------------
7. Other real estate owned (from Schedule RC-M) 2150 8,788 7
-------------------------------------- --------------------
8. Investments in unconsolidated subsidiaries and associated companies (from
Schejule RC-M) 2130 0 8
-------------------------------------------------------------------- --------------------
9. Customers' liability to this bank on acceptances outstanding 2155 305 9
---------------------- --------------------
10. Intangible assets:
a. Goodwill 3163 44,327 10.a
---------------------------------------------------------------------- --------------------
b. Other intangible assets (from Schedule RC-M) 0426 33,474 10.b
---------------------------------- --------------------
11. Other assets (from Schedule RC-F) 2160 342,160 11
------------------------------------------------- --------------------
12. Total assets (sum of items 1 through 11) 2170 17,924,649 12
------------------------------------------ --------------------
- ---------
(1) Includes cash items in process of collection and unposted debits.
(2) Includes time certificates of deposit not held for trading.
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-2
Legal Title of Bank 12
------
FDIC Certificate Number - 03011
Schedule RC -- Continued
--------------
Dollar Amounts in Thousands Bil Mil Thou
- ------------------------------------------------------------------------------------------- --------------
LIABILITIES
13. Deposits:
----
a. In domestic offices (sum of totals of columns A and C from Schedule RCON
-----------------
RC-C, part I) 2200 9,824,858 13.a
------------------------------------------------------------------- -----------------
(1)Noninterest-bearing (1) 6631 3,348,171 13.a.1
----------------------------------------- ----------------
(2)Interest-bearing 6636 6,476,687 13.a.2
------------------------------------------------ --------------------
b. In foreign offices, Edge and Agreement subsidiaries, and IBFs RCFN
-----------------
(from Schedule RC-E, part II) 2200 535,612 13.b
-------------------------------------------------------------------------
(1)Noninterest-bearing 6631 0 13.b.1
--------------------------------------------------------------------------------
(2)Interest-bearing 6636 535,612 RCFD 13.b.2
----------------------------------------------------------------------
14. Federal funds purchased and securities sold under agreements to repurchase 2800 5,939,136 14
----------- -----------------
15. Trading liabilities (from Schedule RC-D) 3548 858 15
--------------------------------------------- -----------------
16. Other borrowed money (includes mortgage indebtedness and obligations
under capitalized leases) (from Schedule RC-M): 3190 26,115 16
-------------------------------------- -----------------
17. Not applicable
-----------------
18. Bank's liability on acceptances executed and outstanding 2920 305 18
----------------------------- -----------------
19. Subordinated notes and debentures (2) 3200 332,000 19
------------------------------------------------ -----------------
20. Other liabilities (from Schedule RC-G) 2930 117,814 20
----------------------------------------------- -----------------
21. Total liabilities (sum of items 13 through 20) 2948 16,776,698 21
--------------------------------------- -----------------
22. Minority interest in consolidated subsidiaries 3000 74 22
--------------------------------------- -----------------
EQUITY CAPITAL
23. Perpetual preferred stock and related surplus 3838 0 23
---------------------------------------- -----------------
24. Common stock 3230 100,000 24
------------------------------------------------------------------------- -----------------
25. Surplus (exclude all surplus related to preferred stock) 3839 562,660 25
----------------------------- -----------------
26. a. Retained earnings 3632 480,245 26.a
---------------------------------------------------------------- -----------------
b. Accumulated other comprehensive income (3) B530 4,972 26.b
--------------------------------------- -----------------
27. Other equity capital components (4) A130 0 27
-------------------------------------------------- -----------------
28. Total equity capital (sum of items 23 through 27) 3210 1,147,877 28
------------------------------------ -----------------
29. Total liabilities, minority interest, and equity capital (sum of items 21,
22, and 28) 3300 17,924,649 29
-------------------------------------------------------------------------- -----------------
Memorandum
To be reported only with the March Report of Condition.
1. Indicate in the box at the right the number of the statement below that best -----------------
describes the most comprehensive level of auditing work performed for the bank RCFD Number
by independent external auditors as of any date during 2000 -----------------
6724 N/A M.1
-----------------
1 = Independent audit of the bank conducted in 4 = Director's examination of the bank conducted
accordance with generally accepted auditing in accordance with generally accepted auditing
standards by a certified public accounting standards by a certified public accounting firm
firm which submits a report on the bank (may be required by state chartering authority)
2 = Independent audit of the bank's parent holding 5 = Directors' examination of the bank performed by
company conducted in accordance with generally other external auditors (may be required by state
accepted auditing standards by a certified public chartering authority)
accounting firm which submits a report on the 6 = Review of the bank's financial statements by
consolidated holding company (but not on the bank external auditors
separately) 7 = Compilation of the bank's financial statements
3 = Attestation on bank management's assertion on the by external auditors
effectiveness of the bank's internal control over 8 = Other audit procedures (excluding tax
financial reporting by a certified public preparation work)
accounting firm 9 = No external audit work
- ---------
(1) Includes total demand deposits and noninterest-bearing time and savings
deposits.
(2) Includes limited-life preferred stock and related surplus.
(3) Includes net unrealized holding gains (losses) on available-for-sale
securities, accumulated net gains (losses) on cash flow hedges, cumulative
foreign currency translation adjustments, and minimum pension liability
adjustments.
(4) Includes treasury stock and unearned Employee Stock Ownership Plan shares.
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-3
Legal Title of Bank 13
------
FDIC Certificate Number - 03011
Schedule RC-A -- Cash and Balance Due From Depository Institutions
Exclude assets held for trading.
---------------------------------
(Column A) (Column B)
Consolidated Domestic
Bank Offices
---------------------------------
Dollar Amounts in Thousands RCFD Bil Mil Thou RCON Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
1. Cash items in process of collection, unposted debits, and
currency and coin 0022 962,779 1
------------------------------------------- ------------------------------------------
a. Cash items in process of collection and unposted debits 0020 780,851 1.a
--- --------------------
b. Currency and coin 0080 181,928 1.b
----------------------------------------- --------------------
2. Balance due from depository institutions in the U.S. 0082 36,908 2
-------- ------------------------------------------
a. U.S. branches and agencies of foreign banks (including
their IBFs) 0083 0 2.a
----------------------------------------------- --------------------
b. Other commercial banks in the U.S. and other depository
institutions in the U.S. (including their IBFs) 0085 36,908 2.b
----------- ------------------------------------------
3. Balance due from banks in foreign countries and foreign
central banks 0070 651,966 3
----------------------------------------------- ------------------------------------------
a. Foreign branches of other U.S. banks 0073 651,937 3.a
---------------------- ---------------------
b. Other banks in foreign countries and foreign central
banks 0074 29 3.b
----------------------------------------------------- ------------------------------------------
4. Balances due from Federal Reserve Banks 0090 12,610 0090 12,610 4
--------------------- ------------------------------------------
5. Total (sum of items 1 through 4) (total of column A must
equal Schedule RC, sum of items 1.a and 1.b) 0010 1,664,263 0010 1,664,263 5
------------------------ ------------------------------------------
Schedule RC-B -- Securities
Exclude assets held for trading.
--------------------------------------------------------------------------
Held-to-maturity Available-for-sale
--------------------------------------------------------------------------
(Column A) (Column B) (Column C) (Column D)
Amortized Cost Fair Value Amortized Cost Fair Value
----------------- ----------------- ----------------- -----------------
Dollar Amounts in Thousands RCFD Bil Mil Thou RCFD Bil Mil Thou RCFD Bil Mil Thou RCFD Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
1. U.S. Treasury securities 0211 0 0213 0 1286 130,729 1287 134,552 1
---- --------------------------------------------------------------------------
2. U.S. Government agency obligations
(exclude mortgage-backed securities):
a. Issued by U.S. Government
agencies (1) 1289 0 1290 0 1291 368 1293 394 2.a
-------------- --------------------------------------------------------------------------
b. Issued by U.S. Government-
sponsored agencies (2) 1294 0 1295 0 1297 48,931 1298 51,449 2.b
---- --------------------------------------------------------------------------
3. Securities issued by states
and political subdivisions
in the U.S. 8496 0 8497 0 8498 44,306 8499 45,376 3
----------------- --------------------------------------------------------------------------
- ---------
(1) Includes Small Business Administration `Guaranteed Loan Pool Certificates,
' U.S. Maritime Administration obligations, and Export - Import Bank
participation certificates.
(2) Includes obligations (other than mortgage-backed securities) issued by the
Farm Credit System, the Federal Home Loan Bank System, The Federal Home
Loan Mortgage Corporation, the Federal National Mortgage Association, the
Financing Corporation, Resolution Funding Corporation, the Student Loan
Marketing Association, and the Tennessee Valley Authority.
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-4
Legal Title of Bank 14
------
FDIC Certificate Number - 03011
Schedule RC-B -- Continued
--------------------------------------------------------------------------
Held-to-maturity Available-for-sale
--------------------------------------------------------------------------
(Column A) (Column B) (Column C) (Column D)
Amortized Cost Fair Value Amortized Cost Fair Value
----------------- ----------------- ----------------- -----------------
Dollar Amounts in Thousands RCFD Bil Mil Thou RCFD Bil Mil Thou RCFD Bil Mil Thou RCFD Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
4. Mortgage-backed securities (MBS):
a. Pass-through securities:
(1) Guaranteed by GNMA 1698 0 1699 0 1 701 1,755,476 1702 1,740,010 4.a.1
------ --------------------------------------------------------------------------
(2) Issued by FNMA and FHLMC 1703 0 1705 0 1706 1,393,251 1707 1,406,734 4.a.2
--------------------------------------------------------------------------
(3) Other pass-through
securities 1709 0 1710 0 1711 0 1713 0 4.a.3
-------------- --------------------------------------------------------------------------
b. Other mortgage-backed securities
(include CMOs, REMICs and
stripped MBS):
(1) Issued or guaranteed by
FNMA, FHLMC, or GNMA 1714 0 1715 0 1716 17,589 1717 17,673 4.b.1
---- --------------------------------------------------------------------------
(2) Collateralized by MBS
issued or guaranteed by
FNMA, FHLMC, or GNMA 1718 0 1719 0 1731 16 1732 17 4.b.2
---- --------------------------------------------------------------------------
(3) All other mortgage-
backed securities 1733 0 1734 0 1735 40,593 1736 40,677 4.b.3
------- --------------------------------------------------------------------------
5. Asset-backed securities (ABS):
a. Credit card receivables B838 0 B839 0 B840 1,229 B841 1,256 5.a
--- --------------------------------------------------------------------------
b. Home equity lines B842 0 B843 0 B844 0 B845 0 5.b
--------- --------------------------------------------------------------------------
c. Automobile loans B846 0 B847 0 B848 1,769 B849 1,795 5.c
---------- --------------------------------------------------------------------------
d. Other consumer loans B850 0 B851 0 B852 3,158 B853 3,276 5.d
------ --------------------------------------------------------------------------
e. Commercial and industrial
loans B854 0 B855 0 B856 375 B857 361 5.e
--------------------- --------------------------------------------------------------------------
f. Other B858 0 B859 0 B860 0 B861 0 5.f
--------------------- --------------------------------------------------------------------------
6. Other debt securities:
a. Other domestic debt
securities 1737 0 1738 0 1739 1,807 1741 1,813 6.a
---------------- --------------------------------------------------------------------------
b. Foreign debt securities 1742 0 1743 0 1744 4,137 1746 4,139 6.b
--- --------------------------------------------------------------------------
7. Investments in mutual funds and
other equity securities with
readily determinable fair
values (1) A510 53,124 A511 54,460 7
------------------ -----------------------------------
8. Total (sum of items 1 through
7) (total of Column A must
equal Schedule RC item 2.a)
(total of column D must
equal Schedule RC, item
2.b) 1754 0 1771 0 1772 3,496,858 1773 3,503,982 8
------------------------ --------------------------------------------------------------------------
- ---------
(1) Report Federal Reserve stock, Federal Home Loan Bank stock, and banker's
bank stock in Schedule RC-F, item 4.
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-5
Legal Title of Bank 15
------
FDIC Certificate Number - 03011
Schedule RC-B -- Continued
-----------------
Memoranda Dollar Amounts in Thousands RCFD Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
1. Pledged securities (1) 0416 115,607 M.1
------------------------------------------------------------ --------------------
2. Maturity and repricing data for debt securities (1,2) (excluding those in
nonaccrual status):
a.Securities issued by the U.S. Treasury, U.S. Government agencies, and states
and political subdivisions in the U.S.; other non-mortgage debt securities; and
mortgage pass-through securities other than those backed by closed-end
first lien 1-4 family residential mortgages with a remaining maturity or next
repricing date of: (3,4)
(1) Three months or less A549 19,140 M.2.a.1
---------------------------------------------------------- --------------------
(2) Over three months through 12 months A550 8,823 M.2.a.2
------------------------------------------- --------------------
(3) Over one year through three years A551 135,909 M.2.a.3
--------------------------------------------- --------------------
(4) Over three years through five years A552 11,516 M.2.a.4
------------------------------------------- --------------------
(5) Over five years through 15 years A553 63,159 M.2.a.5
---------------------------------------------- --------------------
(6) Over 15 years A554 5,864 M.2.a.6
----------------------------------------------------------------- --------------------
b. Mortgage pass-through securities backed by closed-end first lien 1-4 family
residential mortgages with a remaining maturity or next repricing date of: (3,5)
(1) Three months or less A555 40,807 M.2.b.1
---------------------------------------------------------- --------------------
(2) Over three months through 12 months A556 2,017 M.2.b.2
------------------------------------------- --------------------
(3) Over one year through three years A557 115 M.2.b.3
--------------------------------------------- --------------------
(4) Over three years through five years A558 186 M.2.b.4
------------------------------------------- --------------------
(5) Over five years through 15 years A559 58,551 M.2.b.5
---------------------------------------------- --------------------
(6) Over 15 years A560 3,045,068 M.2.b.6
----------------------------------------------------------------- --------------------
c. Other mortgage-backed securities (include CMOs, REMICs, and stripped MBS;
exclude mortgage pass-through securities) with an expected average life of:(6)
(1) Three years or less A561 19,646 M.2.c.1
----------------------------------------------------------- --------------------
(2) Over three years A562 38,721 M.2.c.2
-------------------------------------------------------------- --------------------
d. Debt securities with a REMAINING MATURITY of one
year or less (included in Memorandum items 2.a through 2.c above) A248 26,941 M.2.d
--------------- --------------------
3. Amortized cost of held-to-maturity securities sold or transferred to
available-for-sale or trading securities during the calendar year-to-date
report the amortized cost at date of sale or transfer) 1778 0 M.3
--------------------------- --------------------
4. Structured notes (included in the held-to-maturity and available-for-sale
accounts in Schedule RC-B, items 2, 3, 5, and 6):
a. Amortized cost 8782 0 M.4.a
------------------------------------------------------------------ --------------------
b. Fair value 8783 0 M.4.b
---------------------------------------------------------------------- --------------------
- ---------
(1) Includes held-to-maturity securities at amortized cost and
available-for-sale securities at fair value.
(2) Exclude investments in mutual funds and other equity securities with
readily determinable fair values.
(3) Report fixed rate debt securities by remaining maturity and floating rate
debt securities by next repricing date.
(4) Sum of Memorandum items 2.a.(1) through 2.a.(6) plus any nonaccrual debt
securities in the categories of debt securities reported in Memorandum item
2.a that are included in Schedule RC-N, item 9, column C, must equal
Schedule RC-B, sum of items 1, 2, 3, 5, and 6, columns A and D, plus
mortgage pass-through securities other than those backed by closed-end
first lien 1-4 family residential mortgages included in Schedule RC-B, item
4.a, columns A and D.
(5) Sum of Memorandum items 2.b.(1) through 2.b.(6) plus any nonaccrual
mortgage pass-through securities backed by closed-end first lien 1-4
family residential mortgages included in Schedule RC-N, item 9, column C,
must equal Schedule RC-B, item 4.a, sum of columns A and D, less the
amount of mortgage pass-through securities other than those backed by
closed-end first lien 1-4 family residential mortgages included in
Schedule RC-B, item 4.a, columns A and D.
(6) Sum of Memorandum items 2.c.(1) and 2.c.(2) plus any nonaccrual "Other
mortgage-backed securities" included in Schedule RC-N, item 9, column C,
must equal Schedule RC-B, item 4.b, sum of columns A and D.
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-6
Legal Title of Bank 16
------
FDIC Certificate Number - 03011
Schedule RC-C -- Loans and Lease Financing Receivables
Part I. Loans and Leases
Do not deduct the allowance for loan and lease losses from amounts reported in
this schedule. Report (1) loans and leases held for sale and (2) other loans and
leases, net of unearned income. Report loans and leases net of any applicable
allocated transfer risk reserve.
Exclude assets held for trading and commercial paper.
----------------------------------------
(Column A) (Column B)
Consolidated Domestic
Bank Offices
-----------------------------------------
Dollar Amounts in Thousands RCFD Bil Mil Thou RCON Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
1. Loans secured by real estate 1410 9,937,227 1
-------------------------------- ------------------------------------------
a. Construction, land development, and other land loans 1415 451,849 1.a
------ --------------------
b. Secured by farmland (including farm residential and other
improvements) 1420 31,056 1.b
--------------------------------------------- --------------------
c. Secured by 1-4 family residential properties:
(1) Revolving, open-end loans secured by 1-4 family residential
properties and extended under lines of credit 1797 4,889,231 1.c.1
---------- --------------------
(2) Closed-end loans secured by 1-4 family residential properties:
(a)Secured by first liens 5367 535,242 1.c.2.a
------------------------------- --------------------
(b)Secured by junior liens 5368 3,250,552 1.c.2.b
------------------------------ --------------------
d. Secured by multifamily (5 or more) residential properties 1460 44,391 1.d
- --------------------
e. Secured by nonfarm nonresidential properties 1480 734,906 1.e
-------------- --------------------
2. Loans to depository institutions and acceptances of other banks:
a. To commercial banks in the U.S. B531 165,004 2.a
--------------------------- ------------------------------------------
(1) To U.S. branches and agencies of foreign banks B532 0 2.a.1
---------- --------------------
(2) To other commercial banks in the U.S. B533 165,004 2.a.2
------------------- ------------------------------------------
b. To other depository institutions in the U.S. B534 0 B534 0 2.b
-------------- ------------------------------------------
c. To banks in foreign countries B535 0 2.c
----------------------------- ------------------------------------------
(1) To foreign branches of other U.S. banks B536 0 2.c.1
----------------- --------------------
(2) To other banks in foreign countries B537 0 2.c.2
--------------------- ------------------------------------------
3. Loans to finance agricultural production and other loans to
farmers 1590 118,464 1590 118,464 3
----------------------------------------------------- ------------------------------------------
4. Commercial and industrial loans:
a. To U.S. addressees (domicile) 1763 651,209 1763 651,209 4.a
----------------------------- ------------------------------------------
b. To non-U.S. addressees (domicile) 1764 38 1764 38 4.b
------------------------- ------------------------------------------
5. Not applicable.
6. Loans to individuals for household, family, and other
personal expenditures (i.e., consumer loans)
(includes purchased paper):
a. Credit cards B538 518 B538 518 6.a
---------------------------------------------- ------------------------------------------
b. Other revolving credit plans B539 92,383 B539 92,383 6.b
------------------------------ ------------------------------------------
c. Other consumer loans (includes single payment,
installment, and all student loans 2011 1,275,406 2011 1,275,406 6.c
------------------------ ------------------------------------------
7. Loans to foreign government and official institutions
(including foreign central banks) 2081 0 2081 0 7
--------------------------- ------------------------------------------
8. Obligations (other than securities and leases) of states
and political subdivisions in the U.S. 2107 19,759 2107 19,759 8
---------------------- ------------------------------------------
9. Other loans 1563 41,624 9
------------------------------------------------- ------------------------------------------
a. Loans for purchasing or carrying securities (secured
and unsecured) 1545 23,862 9.a
-------------------------------------------- --------------------
b. All other loans (exclude consumer loans) 1564 17,762 9.b
------------------ --------------------
10. Lease financing receivables (net of unearned income) 2165 91 10
-------- ------------------------------------------
a. Of U.S. addressees (domicile) 2182 91 10.a
----------------------------- --------------------
b. Of non-U.S. addressees (domicile) 2183 0 10.b
------------------------- ------------------------------------------
11. LESS: Any unearned income on loans reflected in items
1-9 above 2123 0 2123 0 11
--------------------------------------------------- ------------------------------------------
12. Total loans and leases, net of unearned income (sum of
items 1 through 10 minus item 11) (total of column A
must equal Schedule RC, item 4.a and 4.b) 2122 12,301,723 2122 12,301,723 12
------------------- ------------------------------------------
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-7
Legal Title of Bank 17
------
FDIC Certificate Number - 03011
Schedule RC-C -- Continued
Part I. Continued
--------------------
Memoranda Dollar Amounts in Thousands RCFD Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
1. Loans and Leases restructured and in compliance with modified terms (included
in Schedule RC-C, part I, and not reported as past due or nonaccrual in
Schedule RC-N, Memorandum item 1) (exclude loans secured by 1-4 family
residential properties and loans to individuals for
household, family, and other personal expenditures) 1616 0 M.1
--------------------------------- -------------------
2. Maturity and repricing data for loans and leases (excluding those in nonaccrual
status):
a. Closed-end loans secured by first liens on 1-4 family residential properties
in domestic offices (reported in Schedule RC-C, part I, item 1.c.(2)(a),
column B) with a remaining maturity or next repricing date of:(1,2)
----
RCON
----
(1) Three months or less A564 74,838 M.2.a.1
---------------------------------------------------------- --------------------
(2) Over three months through 12 months A565 45,100 M.2.a.2
------------------------------------------- --------------------
(3) Over one year through three years A566 93,699 M.2.a.3
--------------------------------------------- --------------------
(4) Over three years through five years A567 60,400 M.2.a.4
------------------------------------------- --------------------
(5) Over five years through 15 years A568 93,563 M.2.a.5
---------------------------------------------- --------------------
(6) Over 15 years A569 163,585 M.2.a.6
----------------------------------------------------------------- --------------------
b. All loans and leases (reported in Schedule RC-C, part I, items 1 through
10, column A) EXCLUDING closed-end loans secured by first liens on 1-4
family residential properties in domestic offices (reported in Schedule
RC-C, part I item 1.c.(2)(a), column B) with a remaining maturity or next
repricing date of: (1,3) ---- -----
RCFD
----
(1) Three months or less A570 7,367,364 M.2.b.1
---------------------------------------------------------- --------------------
(2) Over three months through 12 months A571 109,545 M.2.b.2
------------------------------------------- --------------------
(3) Over one year through three years A572 296,162 M.2.b.3
--------------------------------------------- --------------------
(4) Over three years through five years A573 489,035 M.2.b.4
------------------------------------------- --------------------
(5) Over five years through 15 years A574 2,887,218 M.2.b.5
---------------------------------------------- --------------------
(6) Over 15 years A575 596,360 M.2.b.6
----------------------------------------------------------------- --------------------
c. Loans and leases (reported in Schedule RC-C, part I, items 1 through 10,
column A) with a REMAINING MATURITY of one year or less (excluding those
in nonaccrual status) A247 6,738,872 M.2.c
----------------------------------------------------------- -------------------- -----------------
3. Loans to finance commercial real estate, construction, and
land development activities (not secured by real estate)
included in Schedule RC-C, part I, items 4 and 9, column A (4) 2746 130,553 M.3
-------------------- --------------------
4. Adjustable rate closed-end loans secured by first liens on
1-4 family residential properties in domestic offices ----
RCON
--------------------
(included in Schedule RC-C, part I, item 1.c.(2)(a), column B) 5370 163,862 M.4
-------------------- --------------------
----
5. Loans secured by real estate to non-U.S. addressees (domicile) (included in RCFD
--------------------
Schedule RC-C, part I, item 1, column A) B837 0 M.5
------------------------------------------ --------------------
- ---------
(1) Report fixed rate loans and leases by remaining maturity and floating rate
loans by next repricing date.
(2) Sum of Memorandum items 2.a.(1) through 2.a.(6) plus total nonaccrual
closed-end loans secured by first liens on 1-4 family residential
properties in domestic offices included in Schedule RC-N, item 1.c.(2),
column C must equal total closed-end loans secured by first liens on 1-4
family residential properties from Schedule RC-C, part I, item 1.c.(2)(a),
column B.
(3) Sum of Memorandum items 2.b.(1) through 2.b.(6) plus total nonaccrual
loans and leases from Schedule RC-N, sum of items 1 through 8, column C,
minus nonaccrual closed-end loans secured by first liens on 1-4 family
residential properties in domestic offices included in Schedule RC-N, item
1.c.(2), column C, must equal total loans and leases from Schedule RC-C,
Part I, sum or items 1 through 10, column A, minus total closed-end loans
secured by first liens on 1-4 family residential properties in domestic
offices from Schedule RC-C, part I, item 1.c.(2)(a), column B.
(4) Exclude loans secured by real estate that are included in Schedule RC-C,
part I, item 1, column A.
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-8
Legal Title of Bank 18
------
FDIC Certificate Number - 03011
Schedule RC-D -- Trading Assets and Liabilities
Schedule RC-D is to be completed by banks that reported average trading assets
(Schedule RC-K, item 7) of $2 million or more for any quarter of the preceding
year.
--------------------
Dollar Amounts in Thousands RCON Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
ASSETS
1. U.S. Treasury securities in domestic offices 3531 0 1
-------------------------------------- --------------------
2. U.S. Government agency obligations in domestic offices (exclude mortgage-
backed securities) 3532 0 2
------------------------------------------------------------------ --------------------
3. Securities issued by states and political subdivisions in the U.S. in
domestic offices 3533 0 3
------------------------------------------------------------------ --------------------
4. Mortgage-backed securities (MBS) in domestic offices:
a. Pass-through securities issued or guaranteed by FNMA, FHLMC, or GNMA 3534 0 4.a
------------ --------------------
b. Other mortgage-backed securities issued or guaranteed by FNMA, FHLMC, or GNMA
(include CMOs, REMICs, and stripped MBS) 3535 0 4.b
---------------------------------------- --------------------
c. All other mortgage-backed securities 3536 0 4.c
-------------------------------------------- --------------------
5. Other debt securities in domestic offices 3537 0 5
----------------------------------------- --------------------
6. - 8. Not applicable
9. Other trading assets in domestic offices 3541 0 9
------------------------------------------ --------------------
----
RCFN
--------------------
10. Trading assets in foreign offices 3542 0 10
--------------------
11. Revaluation gains on interest rate, foreign exchange rate,
-----
and other commodity and equity contracts RCON
--------------------
a. In domestic offices 3543 878 11.a
----------------------------------------------------------- --------------------
-----
RCFN
--------------------
b. In foreign offices 3543 0 11.b
------------------------------------------------------------ --------------------
-----
RCFD
--------------------
12. Total trading assets (sum of items 1 through 11) (must equal Schedule RC,
item 5) 3545 878 12
--------------------------------------------------------------------------- --------------------
--------------------
LIABILITIES RCFD Bil Mil Thou
--------------------
13. Liability for short positions 3546 0 13
----------------------------------------------------- --------------------
14. Revaluation losses on interest rate, foreign exchange rate, and other
commodity and equity contracts 3547 858 14
---------------------------------------------------- --------------------
15. Total trading liabilities (sum of items 13 and 14) (must equal Schedule RC,
item 15) 3548 858 15
-------------------------------------------------------------------------- --------------------
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-9
Legal Title of Bank 19
------
FDIC Certificate Number - 03011
Schedule RC-E -- Deposit Liabilities
Part I. Deposits in Domestic Offices
-------------------------------------------------------------
Transaction Accounts Nontransaction
Accounts
-------------------------------------------------------------
(Column A) (Column B) (Column C)
Total Memo: Total Total
transaction demand nontransaction
accounts deposits accounts
(including (included in (including
total demand column A) MMDAs)
deposits)
-------------------------------------------------------------
Dollar Amounts in Thousands RCON Bil Mil Thou RCON Bil Mil Thou RCON Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
Deposits of:
1. Individuals, partnerships and
corporations(include all certified
and official checks) B549 1,903,145 B550 7,266,040 1
--------------------- ------------------- -------------------
2. U.S. Government 2202 4,328 2520 0 2
-------------------------- ------------------- -------------------
3. States and political subdivisions in
the U.S. 2203 155,973 2530 181,409 3
--------------------------------- ------------------- -------------------
4. Commercial banks and other depository
institutions in the U.S. B551 313,963 B552 0 4
----------------- ------------------- -------------------
5. Banks in foreign countries 2213 0 2236 0 5
--------------- ------------------- -------------------
6. Foreign governments, and official
institutions (including foreign central
banks) 2216 0 2377 0 6
----------------------------------- ------------------- -------------------
7. Total (sum of items 1 through 6) (sum of
columns A and C must equal Schedule RC,
-------------------------------------------------------------
item 13.a) 2215 2,377,409 2210 2,160,662 2385 7,447,449 7
--------------------------------- -------------------------------------------------------------
-----------------
Memoranda Dollar Amounts in Thousands RCON Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
1. Selected components of total deposits (i.e., sum of item 7, columns A and C):
a. Total individual Retirement Accounts (IRAs) and Keogh Plan accounts 6835 152,258 M.1.a
-------------- -------------------
b. Total brokered deposits 2365 0 M.1.b
---------------------------------------------------------- -------------------
c. Fully insured brokered deposits (included in Memorandum item 1.b above):
(1) Issued in denominations of less than $100,000 2343 0 M.1.c.1
---------------------------------- -------------------
(2) Issued either in denominations of $100,000 or in denominations greater than
$100,000 and participated out by the broker in shares of $100,000 or less 2344 0 M.1.c.2
------ -------------------
d. Maturity data for brokered deposits:
(1) Brokered deposits issued in denominations of less than $100,000 with a remaining
maturity of one year or less (included in Memorandum item 1.c.(1) above) A243 0 M.1.d.1
------- -------------------
(2) Brokered deposits issued in denominations of $100,000 or more with a remaining
maturity of one year or less (included in Memorandum item 1.b above) A244 0 M.1.d.2
----------- -------------------
e. Preferred deposits (uninsured deposits of states and political subdivisions
in the U.S. reported in item 3 above which are secured or collateralized
as required under state law)(to be completed for the December report only) 5590 279,650 M.1.e
------- -------------------
2. Components of total nontransaction accounts (sum of Memorandum items 2.a through 2.c
must equal item 7, column C, above):
a. Savings deposits:
(1) Money market deposit accounts (MMDAs) 6810 3,593,925 M.2.a.1
------------------------------------------ -------------------
(2) Other savings deposits (excludes MMDAs) 0352 3,075,027 M.2.a.2
---------------------------------------- -------------------
b. Total time deposits of less than $100,000 6648 543,284 M.2.b
---------------------------------------- -------------------
c. Total time deposits of $100,000 or more 2604 235,213 M.2.c
------------------------------------------ -------------------
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-10
Legal Title of Bank 20
------
FDIC Certificate Number - 03011
Schedule RC-E -- Continued
Part I. Continued
--------------------
Memoranda (continued) Dollar Amounts in Thousands RCON Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
3. Maturity and repricing data for time deposits of less than $100,000:
a. Time deposits of less than $100,000 with a remaining maturity or next
repricing date of (1,2)
(1) Three months or less A579 148,858 M.3.a.1
---------------------------------------------------------- --------------------
(2) Over three months through 12 months A580 241,646 M.3.a.2
------------------------------------------- --------------------
(3) Over one year through three years A581 128,050 M.3.a.3
--------------------------------------------- --------------------
(4) Over three years A582 24,730 M.3.a.4
-------------------------------------------------------------- --------------------
b. Time deposits of less than $100,000 with a REMAINING MATURITY
of one year or less (included in Memorandum items 3.a.(1) through
3.a.(4) above) (3) A241 390,504 M.3.b
------------------------------------------------------------- --------------------
4. Maturity and repricing data for time deposits of $100,000 or more:
a. Time deposits of $100,000 or more with a remaining maturity or next
repricing date of (1,4)
(1) Three months or less A584 152,567 M.4.a.1
---------------------------------------------------------- --------------------
(2) Over three months through 12 months A585 56,617 M.4.a.2
------------------------------------------- --------------------
(3) Over one year through three years A586 21,614 M.4.a.3
--------------------------------------------- --------------------
(4) Over three years A587 4,415 M.4.a.4
-------------------------------------------------------------- --------------------
b. Time deposits of $100,000 or more with a REMAINING MATURITY
of one year or less (included in Memorandum items 4.a.(1) through
4.a.(4) above) (3) A242 209,184 M.4.b
------------------------------------------------------------- --------------------
- ---------
(1) Report fixed rate time deposits by remaining maturity and floating rate
time deposits by next repricing date.
(2) Sum of Memorandum items 3.a.(1) through 3.a.(4) must equal Schedule RC-E
Memorandum item 2.b.
(3) Report both fixed and floating rate time deposits by remaining maturity.
Exclude floating rate time deposits with a next repricing date of one year
or less that have a remaining maturity of over one year.
(4) Sum of Memorandum items 4.a.(1) through 4.a.(4) must equal Schedule RC-E,
Memorandum item 2.c.
Part II. Deposits in Foreign Offices (including Edge and
Agreement subsidiaries and IBFs)
--------------------
Dollar Amounts in Thousands RCFN Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
Deposits of:
1. Individuals, partnerships, and corporations (include all certified and official
checks) B553 535,612 1
------------------------------------------------------------------------------- --------------------
2. U.S. banks (including IBFs and foreign branches of U.S. banks) and other U.S.
depository institutions B554 0 2
------------------------------------------------------------- --------------------
3. Foreign banks (including U.S. branches and agencies of foreign banks, including
their IBFs) 2625 0 3
----------------------------------------------------------------------- --------------------
4. Foreign governments and official institutions (including foreign central banks) 2650 0 4
--- --------------------
5. U.S. Government and states and political subdivisions in the U.S. B555 0 5
----------------- --------------------
6. Total (sum of items 1 through 5) (must equal Schedule RC, item 13.b) 2200 535,612 6
-------------- --------------------
--------------------
Memorandum Dollar Amounts in Thousands RCFN Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
1. Time deposits with a remaining maturity of one year or less
(included in Part II, item 6 above) A245 535,612 M.1
----------------------------------------------- --------------------
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-11
Legal Title of Bank 21
------
FDIC Certificate Number - 03011
Schedule RC-F -- Other Assets
-----------------
Dollar Amounts in Thousands RCFD Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
1. Accrued interest receivable (1) B556 80,914 1
--------------------------------------------------- --------------------
2. Net deferred tax assets (2) 2148 0 2
------------------------------------------------------- --------------------
3. Interest-only strips receivable (not in the form of a security) (3) on:
a. Mortgage loans A519 0 3.a
------------------------------------------------------------------ --------------------
b. Other financial assets A520 0 3.b
---------------------------------------------------------- --------------------
4. Equity securities that DO NOT have readily determinable fair values (4) 1752 34,363 4
----------- --------------------
5. Other (itemize and describe amounts greater than $25,000 that exceed 25% of
this item) 2168 226,883 5
------------------------------------------------------------------------ --------------------
TEXT
----- ----------------
a. 2166 Prepaid expenses 2166 0 5.a
---------------------------------------------------------------------------------
b. C009 Cash surrender value of life insurance C009 80,389 5.b
---------------------------------------------------------------------------------
c. 1578 Repossessed personal property (including vehicles) 1578 0 5.c
---------------------------------------------------------------------------------
d. C010 Derivatives with positive fair value held for purposes 5.d
other than trading C010 0
---------------------------------------------------------------------------------
e. 3549 3549 N/A 5.e
---------------------------------------------------------------------------------
f. 3550 3550 N/A 5.f
---------------------------------------------------------------------------------
g. 3551 3551 N/A 5.g
--------------------------------------------------------------------------------------------------
6. Total (sum of items 1 through 5) (must equal Schedule RC, item 11) 2160 342,160 6
--------------------
Schedule RC-G -- Other Liabilities
--------------------
Dollar Amounts in Thousands RCON Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
1. a. Interest accrued and unpaid on deposits in domestic offices (5) 3645 6,882 1.a
--------------- --------------------
----
b. Other expenses accrued and unpaid (includes accrued income taxes RCFD
----
payable) 3646 62,313 1.b
-------------------------------------------------------------------------- --------------------
2. Net deferred tax liabilities (2) 3049 17,897 2
-------------------------------------------------- --------------------
3. Allowance for credit losses on off-balance sheet credit exposures B557 0 3
----------------- --------------------
4. Other (itemize and describe amounts greater than $25,000 that exceed 25% of
this item) 2938 30,722 4
------------------------------------------------------------------------ --------------------
TEXT
----- ----------------
a. 3066 Accounts payable 3066 0 4.a
---------------------------------------------------------------------------------
b. C011 Deferred compensation liabilities C011 0 4.b
---------------------------------------------------------------------------------
c. 2932 Dividends declared but not yet payable 2932 0 4.c
---------------------------------------------------------------------------------
d. C012 Derivatives with a negative fair value held for purposes C012 0 4.d
other than trading
---------------------------------------------------------------------------------
e. 3552 Payable-Settlement Security Transaction 3552 13,084 4.e
---------------------------------------------------------------------------------
f. 3553 3553 N/A 4.f
---------------------------------------------------------------------------------
g. 3554 3554 N/A 4.g
-----------------------------------------------------------------------------------------------------
5. Total (sum of items 1 through 4) (must equal Schedule RC, item 20) 2930 117,814 5
---------------- --------------------
- ---------
(1) Include accrued interest receivable on loans, leases, debt securities, and
other interest-bearing assets.
(2) See discussion of deferred income taxes in Glossary entry on "income taxes."
(3) Report interest-only strips receivable in the form of a security as
available-for-sale securities in Schedule RC, item 2.b, or as trading
assets in Schedule RC, item 5, as appropriate. (4) Include Federal Reserve
stock, Federal Home Loan Bank stock, and bankers' bank stock. (5) For
savings banks, includes "dividends" accrued and unpaid on deposits.
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-12
Legal Title of Bank 22
------
FDIC Certificate Number - 03011
Schedule RC-H -- Selected Balance Sheet Items for Domestic Offices
-----------------
Domestic
Offices
-----------------
Dollar Amounts in Thousands RCON Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
1. Customers' liability to this bank on acceptances outstanding 2155 305 1
---------------------- --------------------
2. Bank's liability on acceptances executed and outstanding 2920 305 2
-------------------------- --------------------
3. Federal funds sold and securities purchased under agreements to resell 1350 10,627 3
------------ ---------------------
4. Federal funds purchased and securities sold under agreements to repurchase 2800 5,939,136 4
-------- --------------------
5. Other borrowed money 3190 26,115 5 -----------------
-------------------------------------------------------------- --------------------
EITHER
6. Net due from own foreign offices, Edge and Agreement subsidiaries, and IBFs 2163 N/A 6
------- --------------------
OR
7. Net due to own foreign offices, Edge and Agreement subsidiaries, and IBFs 2941 535,613 7
--------- --------------------
8. Total assets (excludes net due from foreign offices, Edge and Agreement
subsidiaries, and IBFs) 2192 17,924,649 8
----------------------------------------------------------- --------------------
9. Total liabilities (excludes net due to foreign offices, Edge and Agreement
subsidiaries, and IBFs) 3129 16,241,085 9
----------------------------------------------------------- --------------------
In items 10-17 report the amortized (historical) cost of both held-to-maturity
and available-for-sale securities in domestic offices. --------------------
RCON Bil Mil Thou
--------------------
10. U.S. Treasury securities 1039 130,729 10
---------------------------------------------------------- --------------------
11. U.S. Government agency obligations (exclude mortgage-backed securities) 1041 49,299 11
----------- --------------------
12. Securities issued by states and political subdivisions in the U.S. 1042 44,306 12
---------------- --------------------
13. Mortgage-backed securities (MBS):
a. Pass-through securities:
(1)Issued or guaranteed by FNMA, FHLMC, or GNMA 1043 3,148,727 13.a.1
-------------------------------- --------------------
(2)Other pass-through securities 1044 0 13.a.2
------------------------------------------------ --------------------
b. Other mortgage-backed securities (include CMOs, REMICs, and stripped MBS):
(1)Issued or guaranteed by FNMA, FHLMC, or GNMA 1209 17,589 13.b.1
--------------------------------- --------------------
(2)All other mortgage-backed securities 1280 40,609 13.b.2
---------------------------------------- --------------------
14. Other domestic debt securities (include domestic asset-backed securities) 1281 8,338 14
--------- --------------------
15. Foreign debt securities (include foreign asset-backed securities) 1282 4,137 15
----------------- --------------------
16. Investments in mutual funds and other equity securities with readily determinable
fair values A510 53,124 16
----------------------------------------------------------------------- --------------------
17. Total amortized (historical) cost of both held-to-maturity and available-for-sale
securities (sum of items 10 through 16) 1374 3,496,858 17
------------------------------------------- --------------------
18. Equity securities that do not have readily determinable fair values 1752 34,363 18
--------------- --------------------
Schedule RC-I -- Selected Assets and Liabilities of IBFs
To be completed only by banks with IBFs and other "foreign" offices.
-----------------
Dollar Amounts in Thousands RCFN Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
1. Total IBF assets of the consolidated bank (component of Schedule RC, item 12) 2133 0 1
----- --------------------
2. Total IBF liabilities (component of Schedule RC, item 21) 2898 0 2
------------------------- --------------------
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-13
Legal Title of Bank 23
------
FDIC Certificate Number - 03011
Schedule RC-K -- Quarterly Averages (1)
--------------------
Dollar Amounts in Thousands RCFD Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
ASSETS
1. Interest-bearing balances due from depository institutions 3381 513,352 1
------------------------ --------------------
2. U.S. Treasury securities and U.S. Government agency obligations (2)
(excluding mortgage-backed securities) B558 172,925 2
---------------------------------------------- --------------------
3. Mortgage-backed securities (2) B559 3,176,899 3
---------------------------------------------------- --------------------
4. All other securities (2,3) (includes securities issued by states and political
subdivisions in the U.S.) B560 67,392 4
----------------------------------------------------------- --------------------
5. Federal funds sold and securities purchased under agreements to resell 3365 2,613 5
------------ --------------------
6. Loans:
-----
a. Loans in domestic offices: RCON
--------------------
(1) Total loans 3360 11,851,541 6.a.1
------------------------------------------------------------------- --------------------
(2) Loans secured by real estate 3385 9,384,721 6.a.2
-------------------------------------------------- --------------------
(3) Loans to finance agricultural production and other loans to farmers 3386 113,643 6.a.3
----------- --------------------
(4) Commercial and industrial loans 3387 696,780 6.a.4
----------------------------------------------- --------------------
(5) Loans to individuals for household, family, and other personal expenditures:
(a)Credit cards B561 196 6.a.5.a
--------------------------------------------------------------- --------------------
(b)Other (includes single payment, installment, all student loans, and
revolving credit plans other than credit cards) B562 1,380,706 6.a.5.b
---------------------------- --------------------
-----
RCFN
-----------------
b. Total loans in foreign offices, Edge and Agreement subsidiaries, and IBFs 3360 0 6.b
-----------------
-----
RCFD
--------------------
7. Trading assets 3401 830 7
-------------------------------------------------------------------- --------------------
8. Lease financing receivables (net of unearned income) 3484 99 8
------------------------------ --------------------
9. Total assets (4) 3368 17,154,703 9
------------------------------------------------------------------ --------------------
LIABILITIES
-----
10. Interest-bearing transaction accounts in domestic (NOW accounts, ATS accounts, RCON
--------------------
and telephone and preauthorized transfer accounts) (exclude demand deposits) 3485 216,698 10
------ --------------------
11. Nontransaction accounts in domestic offices:
a. Savings deposits (includes MMDAs) B563 6,454,034 11.a
--------------------------------------------- --------------------
b. Time deposits of $100,000 or more A514 248,691 11.b
--------------------------------------------- --------------------
c. Time deposits of less than $100,000 A529 562,303 11.c
------------------------------------------- --------------------
-----
RCFN
--------------------
12. Interest-bearing deposits in foreign offices, Edge and Agreement subsidiaries,
and IBFs 3404 567,341 12
-------------------------------------------------------------------------- --------------------
-----
RCFD
--------------------
13. Federal funds purchased and securities sold under agreements to repurchase 3353 5,720,396 13
-------- --------------------
14. Other borrowed money
(includes mortgage indebtedness and obligations under capitalized leases) 3355 8,059 14
--------- --------------------
- ---------
(1) For all items, banks have the option of reporting either (1) an average of
DAILY figures for the quarter, or (2) an average of WEEKLY figures (i.e.,
the Wednesday of each week of the quarter).
(2) Quarterly averages for all debt securities should be based on amortized cost.
(3) Quarterly averages for all equity securities should be based on historical cost.
(4) The quarterly averages for total assets should reflect all debt securities
(not held for trading) at amortized cost, equity securities with readily
determinable fair values at the lower of cost or fair value, and equity
securities without readily determinable fair values at historical cost.
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-14
Legal Title of Bank 24
------
FDIC Certificate Number - 03011
Schedule RC-L -- Derivatives and Off-Balance Sheet Items
Please read carefully the instructions for the preparation of Schedule RC-L.
Some of the amounts reported in Schedule RC-L are regarded as volume indicators
and not necessarily as measures of risk.
--------------------
Dollar Amounts in Thousands RCFD Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
1. Unused commitments:
a. Revolving, open-end lines secured by 1-4 family residential properties, e.g.,
home equity lines 3814 795,528 1.a
--------------------------------------------------------------- --------------------
b. Credit card lines 3815 0 1.b
--------------------------------------------------------------- --------------------
c. Commercial real estate, construction, and land development:
(1) Commitments to fund loans secured by real estate 3816 329,989 1.c.1
------------------------------ --------------------
(2) Commitments to fund loans not secured by real estate 6550 145,947 1.c.2
-------------------------- --------------------
d. Securities underwriting 3817 0 1.d
--------------------------------------------------------- --------------------
e. Other unused commitments 3818 918,319 1.e
-------------------------------------------------------- --------------------
2. Financial standby letters of credit and foreign office guarantees 3819 53,297 2
---- ---------------------------------
a. Amount of financial standby letters of credit conveyed to others 3820 0 2.a
--- ---------------------------------
3. Performance standby letters of credit and foreign office guarantees 3821 76,019 3
-- ---------------------------------
a. Amount of performance standby letters of credit conveyed to others 3822 0 3.a
- ---------------------------------
4. Commercial and similar letters of credit 3411 1,805 4
------------------------------------------ --------------------
5. Participations in acceptance (as described in the instructions) conveyed to others
by the reporting bank 3428 0 5
------------------------------------------------------------- --------------------
6. Securities lent (including customers' securities lent where the customer is
indemnified against loss by the reporting bank) 3433 2,806,497 6
----------------------------------- --------------------
7. Notional amount of credit derivatives:
a. Credit derivatives on which the reporting bank is the guarantor A534 0 7.a
----------------- --------------------
b. Credit derivatives on which the reporting bank is the beneficiary A535 0 7.b
--------------- --------------------
8. Spot foreign exchange contracts 8765 0 8
--------------------------------------------------- --------------------
9. All other off-balance sheet liabilities (exclude derivatives) (itemize and
describe each component of this item over 25% of Schedule RC, item 28, "Total
equity capital") 3430 587,651 9
------------------------------------------------------------------ --------------------
TEXT
----- ------------
a. 3422 Securities borrowed 3432 587,651 9.a
--------------------------------------------------------------------------------
b. 3434 Commitments to purchase when-issued securities 3434 0 9.b
--------------------------------------------------------------------------------
c. 3555 3555 N/A 9.c
--------------------------------------------------------------------------------
d. 3556 3556 N/A 9.d
--------------------------------------------------------------------------------
e. 3557 3557 N/A 9.e
--------------------------------------------------------------------------------
10. All other off-balance sheet assets (exclude derivatives) (itemize and describe --------------------
each component of this item over 25% Schedule RC item 28., "Total equity
capital") 5591 0 10
------------------------------------------------------------------------- --------------------
TEXT
----- ------------
a. 3435 Commitments to sell when-issued securities 3435 0 10.a
--------------------------------------------------------------------------------
b. 5592 5592 N/A 10.b
--------------------------------------------------------------------------------
c. 5593 5593 N/A 10.c
--------------------------------------------------------------------------------
d. 5594 5594 N/A 10.d
--------------------------------------------------------------------------------
e. 5595 5595 N/A 10.e
-----------------------------------------------------------------------------------------------------
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-15
Legal Title of Bank 25
------
FDIC Certificate Number - 03011
Schedule RC-L -- Continued
--------------------------------------------------------------------------
Dollar Amounts in Thousands (Column A) (Column B) (Column C) (Column D)
- -------------------------------------- Interest Foreign Equity Commodity
Derivatives Position Indicators Rate Exchange Derivative and Other
Contracts Contracts Contracts Contracts
- -----------------------------------------------------------------------------------------------------------------
11. Gross amounts (e.g., notional Tril Bil Mil Thou Tril Bil Mil Thou Tril Bil Mil Thou Tril Bil Mil Thou
amounts) (for each column, sum --------------------------------------------------------------------------
of items 11.a through 11.e must
equal sum of items 12 and 13): RCFD 8693 RCFD 8694 RCFD 8695 RCFD 8696
--------------------------------------------------------------------------
a. Futures contracts 0 0 0 0 11.a
------------ --------------------------------------------------------------------------
RCFD 8697 RCFD 8698 RCFD 8699 RCFD 8700
--------------------------------------------------------------------------
b. Forward contracts 0 0 0 0 11.b
--------------------------------------------------------------------------
c. Exchange-traded option
contracts: RCFD 8701 RCFD 8702 RCFD 8703 RCFD 8704
--------------------------------------------------------------------------
(1)Written options 0 0 0 0 11.c.1
------------- --------------------------------------------------------------------------
RCFD 8705 RCFD 8706 RCFD 8707 RCFD 8708
--------------------------------------------------------------------------
(2)Purchased options 0 0 0 0 11.c.2
----------- --------------------------------------------------------------------------
d. Over-the-counter option contracts: RCFD 8709 RCFD 8710 RCFD 8711 RCFD 8712
--------------------------------------------------------------------------
(1)Written options 0 0 0 0 11.d.1
------------- --------------------------------------------------------------------------
RCFD 8713 RCFD 8714 RCFD 8715 RCFD 8716
--------------------------------------------------------------------------
(2)Purchased options 0 0 0 0 11.d.2
----------- --------------------------------------------------------------------------
RCFD 3450 RCFD 3826 RCFD 8719 RCFD 8720
--------------------------------------------------------------------------
e. Swaps 50,000 0 0 0 11.e
------------------------ --------------------------------------------------------------------------
12. Total gross notional amount of RCFD A126 RCFD A127 RCFD 8723 RCFD 8724
derivative contract held for --------------------------------------------------------------------------
trading 50,000 0 0 0 12
-------------------------- --------------------------------------------------------------------------
13. Total gross notional amount of
derivative contracts held for RCFD 8725 RCFD 8726 RCFD 8727 RCFD 8728
--------------------------------------------------------------------------
purposes other than trading 0 0 0 0 13
------ --------------------------------------------------------------------------
a. Interest rate swaps where the bank RCFD A589
--------------------
has agreed to pay a fixed rate 0 13.a
--------------------
14. Gross fair values of derivative
contracts:
--------------------------------------------------------------------------
a. Contracts held for trading: RCFD 8733 RCFD 8734 RCFD 8735 RCFD 8736
--------------------------------------------------------------------------
(1)Gross positive fair value 878 0 0 0 14.a.1
--- --------------------------------------------------------------------------
RCFD 8737 RCFD 8738 RCFD 8739 RCFD 8740
--------------------------------------------------------------------------
(2)Gross negative fair value 858 0 0 0 14.a.2
--------------------------------------------------------------------------
b. Contracts held for purposes other
than trading: RCFD 8741 RCFD 8742 RCFD 8743 RCFD 8744
--------------------------------------------------------------------------
(1)Gross positive fair value 0 0 0 0 14.b.1
--------------------------------------------------------------------------
RCFD 8745 RCFD 8746 RCFD 8747 RCFD 8748
--------------------------------------------------------------------------
(2)Gross negative fair value 0 0 0 0 14.b.2
--------------------------------------------------------------------------
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-16
Legal Title of Bank 26
------
FDIC Certificate Number - 03011
Schedule RC-M -- Memoranda
--------------------
Dollar Amounts in Thousands RCFD Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
1. Extensions of credit by the reporting bank to its executive officers, directors,
principal shareholders, and their related interests as of the report date:
a. Aggregate amount of all extensions of credit to all executive officers, --------------------
directors, principal shareholders, and their related interests 6164 418 1.a
------------------ --------------------
b. Number of executive officers, directors, and principal shareholders
to whom the amount of all extensions of credit by the reporting bank
(including extensions of credit to related interests) equals or exceeds
the lesser of $500,000 or 5 percent of total capital as defined --------------
for this purpose in agency regulations 6165 0 1.b
--------------------------- --------------
2. Intangible assets other than goodwill:
--------------------
a. Mortgage Servicing Assets 3164 0 2.a
------------------------------------------------------- --------------------
-----------------------------------
(1) Estimated fair value of mortgage servicing assets A590 0 2.a.1
-------------- -----------------------------------
b. Purchased credit card relationships and nonmortgage servicing assets B026 0 2.b
------------ --------------------
c. All other identifiable intangible assets 5507 33,474 2.c
---------------------------------------- --------------------
d. Total (sum of items 2.a, 2.b, and 2.c) (must equal Schedule RC, item 10.b) 0426 33,474 2.d
------ --------------------
3. Other real estate owned:
a. Direct and indirect investments in real estate ventures 5372 0 3.a
------------------------- --------------------
-----
b. All other real estate owned: RCON
--------------------
(1) Construction, land development, and other land in domestic offices 5508 0 3.b.1
------------ --------------------
(2) Farmland in domestic offices 5509 0 3.b.2
-------------------------------------------------- --------------------
(3) 1-4 family residential properties in domestic offices 5510 1,923 3.b.3
------------------------- --------------------
(4) Multifamily (5 or more) residential properties in domestic offices 5511 0 3.b.4
------------ --------------------
(5) Nonfarm nonresidential properties in domestic offices 5512 6,865 3.b.5
------------------------- --------------------
-----
RCFN
--------------------
(6) In foreign offices 5513 0 3.b.6
------------------------------------------------------------ --------------------
-----
RCFD
--------------------
c. Total (sum of items 3.a and 3.b) (must equal Schedule RC, item 7) 2150 8,788 3.c
--------------- --------------------
4. Investments in unconsolidated subsidiaries and associated companies:
a. Direct and indirect investments in real estate ventures 5374 0 4.a
------------------------- --------------------
b. All other investments in unconsolidated subsidiaries and associated companies 5375 0 4.b
--- --------------------
c. Total (sum of items 4.a and 4.b) (must equal Schedule RC, item 8) 2130 0 4.c
--------------- --------------------
5. Other borrowed money:
a. Federal Home Loan Bank advances:
(1) With a remaining maturity of one year or less 2651 0 5.a.1
--------------------------------- --------------------
(2) With a remaining maturity of more than one year through three years B565 0 5.a.2
----------- --------------------
(3) With a remaining maturity of more than three years B566 0 5.a.3
---------------------------- --------------------
b. Other borrowings:
(1) With a remaining maturity of one year or less B571 14,718 5.b.1
--------------------------------- --------------------
(2) With a remaining maturity of more than one year through three years B567 0 5.b.2
----------- --------------------
(3) With a remaining maturity of more than three years B568 11,397 5.b.3
---------------------------- --------------------
c. Total (sum of items 5.a.(1) through 5.b.(3) must equal Schedule RC, item 16) 3190 26,115 5.c
---- --------------------
------------
YES / NO
--------------------
6. Does the reporting bank sell private label or third party mutual funds
and annuities? B569 YES 6
-------------------------------------------------------------------- --------------------
--------------------
RCFD Bil Mil Thou
--------------------
7. Assets under the reporting bank's management in proprietary mutual funds
and annuities B570 0 7
--------------------------------------------------------------------- --------------------
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-17
Legal Title of Bank 27
------
FDIC Certificate Number - 03011
Schedule RC-N-- Past Due and Nonaccrual Loans, Leases, and Other Assets
-------------------------------------------------------------
(Column A) (Column B) (Column C)
Past due Past due 90 Nonaccrual
30 through 89 days or more
days and still and still
accruing accruing
-------------------------------------------------------------
Dollar Amounts in Thousands RCON Bil Mil Thou RCON Bil Mil Thou RCON Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
1. Loan secured by real estate:
a. Construction, land development, and ------------------------------------------------------------
other land loans in domestic offices 2759 22,067 2769 1,807 3492 180 1.a
--- ------------------------------------------------------------
b. Secured by farmland in domestic offices 3493 412 3494 0 3495 0 1.b
- ------------------------------------------------------------
c. Secured by 1-4 family residential
properties in domestic offices:
(1) Revolving, open-end loans secured by
1-4 family residential properties and
extended under lines of credit 5398 1,868 5399 437 5400 4,654 1.c.1
-------- ------------------------------------------------------------
(2) Closed-end loans secured by
1-4 family residential properties 5401 21,560 5402 2,825 5403 4,057 1.c.2
----- ------------------------------------------------------------
d. Secured by multifamily (5 or more)
residential properties in domestic
offices 3499 1,733 3500 0 3501 0 1.d
--------------------------------- ------------------------------------------------------------
e. Secured by nonfarm nonresidential
properties in domestic offices 3502 18,017 3503 995 3504 1,475 1.e
---------- ------------------------------------------------------------
---- ---- ----
RCFN RCFN RCFN
---- ---- ----
-------------------------------------------------
f. in foreign offices B572 0 B573 0 B574 0 1.f
------------------------------------------------------------
2. Loans to depository institutions and acceptances
of other banks:
---- ---- ----
a. To U.S. banks and other U.S. depository RCFD RCFD RCFD
---- ---- ----
------------------------------------------------------------
institutions 5377 0 5378 0 5379 0 2.a
---------------------------- ------------------------------------------------------------
b. To foreign banks 5380 0 5381 0 5382 0 2.b
------------------------ ------------------------------------------------------------
3. Loans to finance agricultural production
and other loans to farmers 1594 2,353 1597 765 1583 148 3
---------------- ------------------------------------------------------------
4. Commercial and industrial loans:
a. To U.S. addressees (domicile) 1251 33,402 1252 3,318 1253 14,250 4.a
----------- ------------------------------------------------------------
b. To non-U.S. addressees (domicile) 1254 0 1255 0 1256 0 4.b
------- ------------------------------------------------------------
5. Loans to individuals for household, family,
and other personal expenditures:
a. Credit cards B575 0 B576 0 B577 0 5.a
---------------------------- ------------------------------------------------------------
b. Other (includes single payment, installment,
all student loans, and revolving credit
plans other than credit cards) B578 27,062 B579 24,966 B580 60 5.b
---------- ------------------------------------------------------------
6. Loans to foreign governments and official
institutions 5389 0 5390 0 5391 0 6
------------------------------ ------------------------------------------------------------
7. All other loans 5459 125 5460 49 5461 30 7
--------------------------- ------------------------------------------------------------
8. Lease financing receivables:
a. Of U.S. addressees (domicile) 1257 0 1258 0 1259 0 8.a
----------- ------------------------------------------------------------
b. Of non-U.S. addressees (domicile) 1271 0 1272 0 1791 0 8.b
------- ------------------------------------------------------------
9. Debt securities and other assets (exclude
other real estate owned and other
repossessed assets) 3505 0 3506 0 3507 0 9
----------------------- ------------------------------------------------------------
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-18
Legal Title of Bank 28
------
FDIC Certificate Number - 03011
Schedule RC-N -- Continued
Amounts reported in Schedule RC-N, items 1 through 8, above include guaranteed
and unguaranteed portions of past due and nonaccrual loans and leases. Report in
item 10 below certain guaranteed loans and leases that have already been
included in the amounts reported in items 1 through 8.
------------------------------------------------------------
(Column A) (Column B) (Column C)
Past due Past due 90 Nonaccrual
30 through 89 days or more
days and still and still
accruing accruing
------------------------------------------------------------
Dollar Amounts in Thousands RCON Bil Mil Thou RCON Bil Mil Thou RCON Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
10. Loans and leases reported in items 1
through 8 above which are wholly or partially
guaranteed by the U.S. Government 5612 21,110 5613 24,708 5614 0 10
--------- ------------------------------------------------------------
a. Guaranteed portion of loans and leases
included in item 10 above 5615 21,066 5616 24,706 5617 0 10.a
------------- ------------------------------------------------------------
------------------------------------------------------------
(Column A) (Column B) (Column C)
Past due Past due 90 Nonaccrual
30 through 89 days or more
days and still and still
Memoranda accruing accruing
------------------------------------------------------------
Dollar Amounts in Thousands RCON Bil Mil Thou RCON Bil Mil Thou RCON Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
1. Restructured loans and leases included in
Schedule RC-N, items 1 through 8, above
(and not reported in Schedule RC-C, Part I,
Memorandum item 1) 1658 0 1659 0 1661 0 M.1
------------------------ ------------------------------------------------------------
2. Loans to finance commercial real estate,
construction, and land development activities
(not secured by real estate) included in
Schedule RC-N, items 4 and 7, above 6558 4,206 6559 229 6560 1,692 M.2
------- ------------------------------------------------------------
3. Loans secured by real estate to non-U.S.
addressees (domicile) (included in
Schedule RC-N, item 1, above) 1248 0 1249 0 1250 0 M.3
------------- ------------------------------------------------------------
4. Not applicable
----------------------------------------
(Column A) (Column B)
Past due Past due 90
30 through days or more
89 days
----------------------------------------
RCFD Bil Mil Thou RCFD Bil Mil Thou
5. Interest rate, foreign exchange rate, ----------------------------------------
and other commodity and equity contracts:
Fair value of amounts carried as assets 3529 0 3530 0 M.5
--- ----------------------------------------
- ---------------------------------------------------------------------------------------------------------------------
Person to whom questions about the Reports of Condition and Income should be
directed:
Karen B. Martin, Regulatory Reporting
-----------------------------------------------------------------------------------------------------
Name and Title (TEXT 8901)
karen.b.martin@wellsfargo.com
-----------------------------------------------------------------------------------------------------
E-mail Address (TEXT 4086)
(612) 667-3975 (612) 667-3659
---------------------------------------------------- ---------------------------------------------
Telephone: Area code/phone number/extension FAX: Area code/phone number (TEXT 9116)
(TEXT 89
- ---------------------------------------------------------------------------------------------------------------------
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-19
Legal Title of Bank 29
------
FDIC Certificate Number - 03011
Schedule RC-O-- Other Data for Deposit Insurance and FICO Assessments
--------------------
Dollar Amounts in Thousands RCON Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
1. Unposted debits (see instructions):
a. Actual amount of all unposted debits 0030 N/A 1.a
-------------------------------------------- --------------------
OR
b. Separate amount of unposted debits:
(1) Actual amount of unposted debits to demand deposits 0031 3,841 1.b.1
--------------------------- --------------------
(2) Actual amount of unposted debits to time and savings deposits (1) 0032 0 1.b.2
------------- --------------------
2. Unposted credits (see instructions):
a. Actual amount of all unposted credits 3510 N/A 2.a
------------------------------------------- --------------------
OR
b. Separate amount of unposted credits:
(1) Actual amount of unposted credits to demand deposits 3512 18,716 2.b.1
-------------------------- --------------------
(2) Actual amount of unposted credits to time and savings deposits (1) 3514 0 2.b.2
------------ --------------------
3. Uninvested trust funds (cash) held in bank's own trust department (not included
in total deposits in domestic offices) 3520 0 3
------------------------------------------- --------------------
4. Deposits of consolidated subsidiaries in domestic offices and in insured branches
in Puerto Rico and U.S. territories and possessions (not included in total deposits):
a. Demand deposits of consolidated subsidiaries 2211 4,104 4.a
------------------------------------ --------------------
b. Time and savings deposits (1) of consolidated subsidiaries 2351 0 4.b
---------------------- --------------------
c. interest accrued and unpaid on deposits of consolidated subsidiaries 5514 0 4.c
------------ --------------------
5. Deposits in insured branches in Puerto Rico and U.S. territories and possessions:
a. Demand deposits in insured branches (included in Schedule RC-E, Part II) 2229 0 5.a
-------- --------------------
b. Time and saving deposits (1) in insured branches (included in Schedule RC-E,
Part II) 2383 0 5.b
------------------------------------------------------------------------ --------------------
c. Interest accrued and unpaid on deposits in insured branches
(included in Schedule RC-G, item 1.b) 5515 0 5.c
------------------------------------------- --------------------
6. Reserve balances actually passed through to the Federal Reserve by the reporting
bank on behalf of its respondent depository institutions that are also reflected
as deposit liabilities of the reporting bank:
a. Amount reflected in demand deposits (included in Schedule RC-E, Part I,
item 7 column B) 2314 0 6.a
---------------------------------------------------------------- --------------------
b. Amount reflected in time and savings deposits (1) (included in Schedule RC-E,
Part I, item 7, column A or C, but not column B) 2315 0 6.b
-------------------------------- --------------------
7. Unamortized premiums and discounts on time and savings deposits: (1,2)
a. Unamortized premiums 5516 0 7.a
------------------------------------------------------------ --------------------
b. Unamortized discounts 5517 0 7.b
----------------------------------------------------------- --------------------
8. To be completed by banks with "Oakar deposits."
a. Deposits purchased or acquired from other FDIC-insured institutions during
the quarter (exclude deposits purchased or acquired from foreign offices
other than insured branches in Puerto Rico and U.S. territories and possessions):
(1) Total deposits purchased or acquired from other
FDIC-insured institutions during the quarter A531 0 8.a.1
---------------------------------- --------------------
(2) Amount of purchased or acquired deposits reported in item 8.a.(1) above
attributable to a secondary fund (i.e., BIF members report deposits
attributable to SAIF; SAIF members report deposits attributable to BIF) A532 0 8.a.2
------- --------------------
b. Total deposits sold or transferred to other FDIC-insured institutions during
the quarter (exclude sales or transfers by the reporting bank of deposits
in foreign offices other than insured branches in Puerto Rico and U.S.
territories and possessions) A533 0 8.b
---------------------------------------------------- --------------------
- ---------
(1) For FDIC and FICO insurance assessment purposes, "time and savings
deposits" consists of nontransaction accounts and all transaction accounts
other than demand deposits.
(2) Exclude core deposit intangibles.
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-20
Legal Title of Bank 30
------
FDIC Certificate Number - 03011
Schedule RC-O -- Continued
--------------------
Dollar Amounts in Thousands RCON Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
9. Deposits in lifeline accounts 5596 9
----------------------------------------------------- ----
10. Benefit-responsive "Depository Institution Investment Contracts" (included in
total deposits in domestic offices) 8432 0 10
----------------------------------------------- --------------------
11. Adjustments to demand deposits in domestic offices and in insured branches
in Puerto Rico and U.S. territories and possessions reported in Schedule RC-E
for certain reciprocal demand balances:
a. Amount by which demand deposits would be reduced if the reporting bank's
reciprocal demand balances with the domestic offices of U.S. banks and
savings associations and insured branches in Puerto Rico and U.S. territories
and possessions that were reported on a gross basis on Schedule RC-E
had been reported on a net basis 8785 0 11.a
----------------------------------------------- --------------------
b. Amount by which demand deposits would be increased if the reporting bank's
reciprocal demand balances with foreign banks and foreign offices of other
U.S. banks (other than insured branches in Puerto Rico and U.S.
territories and possessions) that were reported on a net basis in
Schedule RC-E had been reported on a gross basis A181 0 11.b
------------------------------- --------------------
c. Amount by which demand deposits would be reduced if cash items in process
of collection were included in the calculation of the reporting bank's net
reciprocal demand balances with the domestic offices of U.S. banks and
savings associations and insured branches in Puerto Rico and U.S.
territories and possessions in Schedule RC-E A182 0 11.c
----------------------------------- --------------------
12. Amount of assets netted against deposit liabilities in domestic offices and
in insured branches in Puerto Rico and U.S. territories and possessions on
the balance sheet (Schedule RC) in accordance with generally accepted
accounting principles (exclude amounts related to reciprocal demand
balances):
a. Amount of assets netted against demand deposits A527 0 12.a
------------------------------- --------------------
b. Amount of assets netted against time and savings deposits A528 0 12.b
--------------------- --------------------
Memoranda (to be completed each quarter except as noted)
--------------------
Dollar Amounts in Thousands RCON Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
1. Total deposits in domestic offices of the bank (sum of Memorandum items 1.a.(1)
and 1.b.(1) must equal Schedule RC, item 13.a):
a. Deposit accounts of $100,000 or less:
(1) Amount of deposit accounts of $100,000 or less 2702 4,913,357 M.1.a.1
-------------------------------- --------------------
(2) Number of deposit accounts of $100,000 or less Number
---------------
(to be completed for the June report only) 3779 N/A M.1.a.2
--------------------- ---------------
b. Deposit accounts of more than $100,000:
--------------------
(1) Amount of deposit accounts of more than $100,000 2710 4,911,501 M.1.b.1
------------------------------ --------------------
Number
----------------
(2) Number of deposit accounts of more than $100,000 2722 12,437 M.1.b.2
-----------------------------------
2. Estimated amount of uninsured deposits in domestic offices of the bank:
a. An estimate of your bank's uninsured deposits can be determined by multiplying the
number of deposit accounts of more tan $100,000 reported in Memorandum item
1.b.(2) above by $100,000 and subtracting the result from the amount of
deposit accounts of more than $100,000 reported in Memorandum item 1.b.(1)
above.
Indicate in the appropriate box at right whether your bank has a method or --------------------
procedure for determining a better estimate of uninsured deposits than the RCON YES/ NO
--------------------
estimate described above 6861 NO M.2.a
---------------------------------------------------------- --------------------
b. If the box marked YES has been checked, report the estimate of uninsured deposits Bil Mil Thou
--------------------
determined by using your bank's method or procedure 5597 0 M.2.b
--------------------
3. Has the reporting institution been consolidated with a parent bank
or savings association in that parent bank's or parent savings association's
Call Report or Thrift Financial Report? If so, report the legal title and FDIC
Certificate Number of the parent bank or parent savings association:
--------------------
Text RCON FDIC Cert No.
--------------------
-----------------------------------------------------------------------------------------------------
A545 A545 N/A M.3
-----------------------------------------------------------------------------------------------------
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-21
Legal Title of Bank 31
------
FDIC Certificate Number - 03011
Schedule RC-R -- Regulatory Capital
--------------------
Dollar Amounts in Thousands RCFD Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
Tier 1 capital
1. Total equity capital (from Schedule RC, item 28) 3210 1,147,877 1
---------------------------------- --------------------
2. LESS: Net unrealized gains (losses) on available-for-sale securities (1)
(if a gain, report as a positive value; if a loss, report as a negative value) 8434 4,972 2
---- --------------------
3. LESS: Net unrealized loss on available-for-sale EQUITY securities (1)
(report loss as a positive value) A221 0 3
------------------------------------------------- -------------------
4. LESS: Accumulated net gains (losses) on cash flow hedges (1) (if a gain,
(report as a positive value; if a loss, report as a negative value) 4336 0 4
--------------- --------------------
5. LESS: Nonqualifying perpetual preferred stock B588 0 5
------------------------------------- --------------------
6. Qualifying minority interests in consolidated subsidiaries B589 74 6
------------------------ --------------------
7. LESS: Disallowed goodwill and other disallowed intangible assets B590 77,801 7
------------------ --------------------
8. LESS: Disallowed servicing assets and purchased credit card relationships B591 0 8
--------- --------------------
9. LESS: Disallowed deferred tax assets 5610 0 9
---------------------------------------------- --------------------
10. Other additions to (deductions from) Tier 1 capital B592 0 10
------------------------------- --------------------
11. Tier 1 capital (sum of items 1, 6, and 10, less items 2, 3, 4, 5, 7, 8, and 9) 8274 1,065,178 11
---- --------------------
Tier 2 Capital
12. Qualifying subordinated debt and redeemable preferred stock 5306 332,000 12
----------------------- --------------------
13. Cumulative perpetual preferred stock includible in Tier 2 capital B593 0 13
----------------- --------------------
14. Allowance for loan and lease losses includible in Tier 2 capital 5310 116,224 14
------------------ --------------------
15. Unrealized gains on available-for-sale equity securities includible in Tier 2
capital 2221 601 15
--------------------------------------------------------------------------- --------------------
16. Other Tier 2 capital components B594 0 16
--------------------------------------------------- --------------------
17. Tier 2 capital (sum of items 12 through 16) 5311 448,825 17
--------------------------------------- --------------------
18. Allowable Tier 2 capital (lesser of item 11 or 17) 8275 448,825 18
-------------------------------- --------------------
19. Tier 3 capital allocated for market risk 1395 0 19
------------------------------------------ --------------------
20. LESS: Deductions for total risk-based capital B595 0 20
------------------------------------- --------------------
21. Total risk-based capital (sum of items 11, 18, and 19, less item 20) 3792 1,514,003 21
-------------- --------------------
Total assets for leverage ratio
22. Average total assets (from Schedule RC-K, item 9) 3368 17,154,703 22
--------------------------------- --------------------
23. LESS: Disallowed goodwill and other disallowed intangible assets (from item
7 above) B590 77,801 23
-------------------------------------------------------------------------- --------------------
24. LESS: Disallowed servicing assets and purchased credit card relationships
(from item 8 above) B591 0 24
--------------------------------------------------------------- --------------------
25. LESS: Disallowed deferred tax assets (from item 9 above) 5610 0 25
-------------------------- --------------------
26. LESS: Other deductions from assets for leverage capital purposes B596 0 26
------------------ --------------------
27. Average total assets for leverage capital purposes (item 22 less items
23 through 26) A224 17,076,902 27
-------------------------------------------------------------------- --------------------
Adjustments for financial subsidiaries
28. Adjustment to total risk-based capital reported in item 21 B503 0 28
------------------------ --------------------
29. Adjustment to risk-weighted assets reported in item 62 B504 0 29
---------------------------- --------------------
30. Adjustment to average total assets reported in item 27 B505 0 30
---------------------------- --------------------
Capital Ratios
(Column B is to be completed by all banks. Column A is to be ---------------------------------
completed by banks with financial subsidiaries) ---- (Column A) (Column B)
RCFD Percentage RCFD Percentage
---------------------------------
31. Tier 1 leverage ratio (2) 7273 N/A 7204 6.24% 31
---------------------------------
32. Tier 1 risk-based capital ratio (3) 7274 N/A 7206 7.58% 32
---------------------------------
33. Total risk-based capital ratio (4) 7275 N/A 7205 10.77% 33
---------------------------------
- ---------
(1) Report amount included in Schedule RC, item 26.b, "Accumulated other
comprehensive income."
(2) The ratio for column B is item 11 divided by item 27. The ratio for column
A is item 11 minus one half of item 28 divided by (item 27 minus item
(3) The ratio for column B is item 11 divided by item 62. The ratio for column
A is item 11 minus one half of item 28 divided by (item 62 minus item
(4) The ratio for column B is item 21 divided by item 62. The ratio for column
A is item 21 minus one half of item 28 divided by (item 62 minus item
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-22
Legal Title of Bank 32
------
FDIC Certificate Number - 03011
Schedule RC-R -- Continued
Banks are not required to risk-weight each on-balance sheet asset and the credit
equivalent amount of each off-balance sheet item that qualifies for a risk
weight off less than 100 percent (50 percent for derivatives) at its lower risk
rate. When completing items 34 through 54 of Schedule RC-R, each bank should
decide for itself how detailed a risk-weight analysis it wishes to perform. In
other words, a bank can choose from among its assets and off-balance sheet items
that have a risk weight off less than 100 percent which ones to risk-weight at
an appropriate lower risk, or it can simply risk-weight some or all of these
items at a 100 percent risk weight (50 percent for derivatives).
-----------------------------------------------------------------------------
(Column A) (Column B) (Column C) (Column D) (Column E) (Column F)
Totals Items Not -------------------------------------------------
(from Subject to Allocation by Risk Weight Category
-------------------------------------------------
Balance Sheet Asset Categories Schedule RC) Risk-Weighting 0% 20% 50% 100%
-----------------------------------------------------------------------------
Dollar Amounts in Thousands Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou
- ----------------------------------------------------------------------------------------------------------------------
34.Cash and balances due from depository RCFD 0010 RCFD B600 RCFD B601 RCFD B602
institutions (Column A equals the sum ------------ ------------ ------------ ------------
of Schedule RC, items 1.a and 1.b) 1,664,263 194,538 1,469,725 0 34
-- ------------
------------ ------------ ------------ ------------ ------------ ------------
RCFD 1754 RCFD B603 RCFD B604 RCFD B605 RCFD B606 RCFD B607
------------ ------------ ------------ ------------ ------------ ------------
35. Held-to-maturity securities 0 0 0 0 0 0 35
-------- ------------ ------------ ------------ ------------ ------------ ------------
RCFD 1773 RCFD B608 RCFD B609 RCFD B610 RCFD B611 RCFD B612
------------ ------------ ------------ ------------ ------------ ------------
36. Available-for-sale securities 3,503,982 6,523 1,886,573 1,468,271 24,225 118,390 36
------ ------------ ------------ ------------ ------------ ------------ ------------
37. Federal funds sold and securities RCFD 1350 RCFD B613 RCFD B614 RCFD B616
purchased under agreements to ------------ ------------ ------------ ------------
resell 10,627 0 10,627 0 37
----------------------------- ------------ ------------ ------------ ------------ ------------ ------------
RCFD 5369 RCFD B617 RCFD B618 RCFD B619 RCFD B620 RCFD B621
------------ ------------ ------------ ------------ ------------ ------------
38. Loans and leases held for sale 540,251 0 0 500,005 40,246 0 38
----- ------------ ------------ ------------ ------------ ------------ ------------
RCFD B528 RCFD B622 RCFD B623 RCFD B624 RCFD B625 RCFD B626
------------ ------------ ------------ ------------ ------------ ------------
39. Loans and leases, net of
unearned income (1) 11,761,472 0 0 165,004 505,214 11,091,254 39
---------------- ------------ ------------ ------------ ------------ ------------ ------------
RCFD 3123 RCFD 3123
----------- ------------
40. LESS: Allowance for loan and lease
losses 116,224 116,224 40
----------------------------- ----------- ------------ ------------ ------------ ------------ ------------
RCFD 3545 RCFD B627 RCFD B628 RCFD B629 RCFD B630 RCFD B631
----------- ------------ ------------ ------------ ------------ ------------
41. Trading assets 878 878 0 0 0 0 41
--------------------- ----------- ------------ ------------ ------------ ------------ ------------
RCFD B639 RCFD B640 RCFD B641 RCFD B642 RCFD B643 RCFD 5339
----------- ------------ ------------ ------------ ------------ ------------
42. All other assets (2) 559,400 77,801 19,130 0 0 462,469 42
--------------- ----------- ------------ ------------ ------------ ------------ ------------
RCFD 2170 RCFD B644 RCFD 5320 RCFD 5327 RCFD 5334 RCFD 5340
----------- ------------ ------------ ------------ ------------ ------------
43. Total assets (sum of items 34
through 42) 17,924,649 (31,022) 2,100,241 3,613,632 569,685 11,672,113 43
------------------------ ----------- ------------ ------------ ------------ ------------ ------------
- ---------
(1) Include any allocated transfer risk reserve in column B.
(2) Includes premises and fixed assets, other real estate owned, investments
in unconsolidated subsidiaries and associated companies, customers'
liability on acceptances outstanding, intangible assets, and other assets.
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-23
Legal Title of Bank 33
------
FDIC Certificate Number - 03011
Schedule RC-R -- Continued
----------------------------------------------------------------------------------------
(Column C) (Column D) (Column E) (Column F)
(Column A) (Column B)
Face Value Credit Credit Allocation by Risk Weight Category
or Notional Conversion Equivalent ---------------------------------------------------
Amount Factor Amount (1) 0% 20% 50% 100%
------------ ------------ ------------ ------------ ------------ ------------
Dollar Amounts in Thousands Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou
- -------------------------------------------------------------------------------------------------------------------------
Derivatives and Off-Balance Sheet Items
RCFD 3819 RCFD B645 RCFD B646 RCFD B647 RCFD B648 RCFD B649
---------------------------------------------------------------------------------------
44. Financial standby letters
of credit 53,297 1.00 53,297 0 0 0 53,297 44
------------------- ----------- ---------- ------------ ------------ ------------ ------------ ------------
45. Performance standby letters RCFD 3821 RCFD B650 RCFD B651 RCFD B652 RCFD B653 RCFD B654
of credit 76,019 .50 38,010 0 0 0 38,010 45
------------------- ----------- ---------- ------------ ------------ ------------ ------------ ------------
46. Commercial and similar letters RCFD 3411 RCFD B655 RCFD B656 RCFD B657 RCFD B658 RCFD B659
of credit 1,805 .20 361 0 0 0 361 46
------------------- ----------- ---------- ------------ ------------ ------------ ------------ ------------
47. Risk participations in bankers
acceptances acquired by the RCFD 3429 RCFD B660 RCFD B661 RCFD B662 RCFD B663
reporting institution 0 1.00 0 0 0 0 47
------- ----------- ---------- ------------ ------------ ------------ ------------ ------------
RCFD 3433 RCFD B664 RCFD B665 RCFD B666 RCFD B667 RCFD B668
----------- ---------- ------------ ------------ ------------ ------------ ------------
48. Securities lent 2,806,497 1.00 2,806,497 0 2,806,497 0 0 48
------------- ----------- ---------- ------------ ------------ ------------ ------------ ------------
49. Retained recourse on small RCFD A250 RCFD B669 RCFD B670 RCFD B671 RCFD B672 RCFD B673
busines obligations sold
with recourse 0 1.00 0 0 0 0 0 49
--------------- ---------- ----------- ------------ ------------ ------------ ------------ ------------
50. Retained recourse on financial RCFD 1727 * Below RCFD 2243 RCFD B674
assets sold with low-level
recourse 0 12.500 0 0 50
-------------------- ---------- ----------- ------------ ------------ ------------ ------------ ------------
51. All other financial assets RCFD B675 RCFD B676 RCFD B677 RCFD B678 RCFD B679 RCFD B680
sold with recourse 0 1.00 0 0 0 0 0 51
---------- ---------- ----------- ------------ ------------ ------------ ------------ ------------
52. All other off-balance sheet RCFD B681 RCFD B682 RCFD B683 RCFD B684 RCFD B685 RCFD B686
liabilities 0 1.00 0 0 0 0 0 52
----------------- ---------- ----------- ------------ ------------ ------------ ------------ ------------
53. Unused commitments with an RCFD 3833 RCFD B687 RCFD B688 RCFD B689 RCFD B690 RCFD B691
original maturity exceeding
one year 1,838,467 .50 919,234 0 0 397,764 521,470 53
-------------------- ---------- ----------- ------------ ------------ ------------ ------------ ------------
RCFD A167 RCFD B693 RCFD B694 RCFD B695
------------ ------------ ------------ ------------
54. Derivative contracts 1,128 0 125 1,003 54
-------- ------------ ------------ ------------ ------------
- ---------
* Or institution-specific factor. Entering an `M' allows for data entry in
Column B.
(1) Column A multiplied by credit conversion factor.
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-24
Legal Title of Bank 34
------
FDIC Certificate Number - 03011
Schedule RC-R -- Continued
-----------------------------------------------------
(Column C) (Column D) (Column E) (Column F)
-----------------------------------------------------
Allocation by Risk Weight Category
-----------------------------------------------------
0% 20% 50% 100%
------------------------------------------------------
Dollar Amounts in Thousands Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
Totals
55. Total assets, derivatives, and off-balance sheet
items by risk weight category RCFD B696 RCFD B697 RCFD B698 RCFD B699
------------------------------------------------------
(for each column, sum of items 43 through 54) 2,100,241 6,420,254 968,452 12,285,251 55
---- ------------------------------------------------------
56. Risk weight factor * 0% * 20% * 50% * 100% 56
------------------------------ ------------------------------------------------------
57. Risk-weighted assets by risk weight category RCFD B700 RCFD B701 RCFD B702 RCFD B703
------------------------------------------------------
(for each column, item 55 multiplied by item 56) 0 1,284,051 484,226 12,285,251 57
------------------------------------------------------
RCFD 1651
-----------
58. Market risk equivalent assets 0 58
------------------- -----------
59. Risk-weighted assets before deductions for excess RCFD B704
allowance for loan and lease losses and allocated -----------
transfer risk reserve (sum of item 57, columns C
through F, and item 58) 14,053,528 59
------------------------- -----------
RCFD A222
-----------
60. LESS: Excess allowance for loan and lease losses 0 60
-----------
RCFD 3128
-----------
61. LESS: Allocated transfer risk reserve 0 61
----------- -----------
RCFD A223
-----------
62. Total risk-weighted assets (item 59 minus items
60 and 61) 14,053,528 62
-------------------------------------- -----------
Memoranda
-------------------
Dollar Amounts in Thousands RCFD Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
1. Current credit exposure across all derivative contracts covered by the 8764 878 M.1
risk-based capital standards
------------------------------------------------------- -------------------
----------------------------------------------------------------------
With a remaining maturity of
----------------------------------------------------------------------
(Column A) (Column B) (Column C)
One year Over one year Over
or less through five years
2. Notional principal amounts of five years
derivative contracts: (1) ----------------------------------------------------------------------
RCFD Tril Bil Mil Thou RCFD Tril Bil Mil Thou RCFD Tril Bil Mil Thou
----------------------------------------------------------------------
a. Interest rate contracts 3809 0 8766 50,000 8767 0 M.2.a
------- ----------------------------------------------------------------------
b. Foreign exchange contracts 3812 0 8769 0 8770 0 M.2.b
---- ----------------------------------------------------------------------
c. Gold contracts 8771 0 8772 0 8773 0 M.2.c
---------------- ----------------------------------------------------------------------
d. Other precious metals contracts 8774 0 8775 0 8776 0 M.2.d
----------------------------------------------------------------------
e. Other commodity contracts 8777 0 8778 0 8779 0 M.2.e
----- ----------------------------------------------------------------------
f. Equity derivative contracts A000 0 A001 0 A002 0 M.2.f
--- ----------------------------------------------------------------------
- ---------
(1) Exclude foreign exchange contracts with an original maturity of 14 days or
less and all futures contracts.
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-25
Legal Title of Bank 35
------
FDIC Certificate Number - 03011
Schedule RC-S -- Securitization and Asset Sale Activities
All of Schedule RC-S is to be completed beginning June 30, 2001.
------------------------------------------------------------------------------------------
(Column A) (Column B) (Column C) (Column D) (Column E) (Column F) (Column G)
1-4 Family Home Credit Auto Other Commercial All Other
Residential Equity Card Loans Consumer and Loans and
Loans Loans Receivables Loans Industrial All Leases
Loans
------------------------------------------------------------------------------------------
Dollar Amounts in Thousands Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou
- -------------------------------------------------------------------------------------------------------------------------------
Bank Securitization Activities
1.Outstanding principal balance of
assets sold and securitized by
the reporting bank with servicing
retained or with recourse or other RCFD B705 RCFD B706 RCFD B707 RCFD B708 RCFD B709 RCFD B710 RCFD B711
seller-provided ------------------------------------------------------------------------------------------
credit enhancements 0 0 0 0 0 0 0 1
-------------- ------------------------------------------------------------------------------------------
2.Maximum amount of credit exposure
arising from recourse or other
seller-provided credit enhancements
provided to structures reported in
item 1 in the form of:
a.Retained interest-only strips
------------------------------------------------------------------------------------------
(included in Schedules RC-B or RCFD B712 RCFD B713 RCFD B714 RCFD B715 RCFD B716 RCFD B717 RCFD B718
------------------------------------------------------------------------------------------
RC-F or in Schedule RC, item 5) 0 0 0 0 0 0 0 2.a
------------------------------------------------------------------------------------------
b.Standby letters of credit, sub-
ordinated securities, and other RCFD B719 RCFD B720 RCFD B721 RCFD B722 RCFD B723 RCFD B724 RCFD B725
------------------------------------------------------------------------------------------
enhancements 0 0 0 0 0 0 0 2.b
------------------- ------------------------------------------------------------------------------------------
3.Reporting bank's unused commitments
to provide liquidity to structures RCFD B726 RCFD B727 RCFD B728 RCFD B729 RCFD B730 RCFD B731 RCFD B732
------------------------------------------------------------------------------------------
reported in item 1 0 0 0 0 0 0 0 3
--------------- ------------------------------------------------------------------------------------------
4.Past due loan amounts included in RCFD B733 RCFD B734 RCFD B735 RCFD B736 RCFD B737 RCFD B738 RCFD B739
item 1: ------------------------------------------------------------------------------------------
a. 30-89 days past due 0 0 0 0 0 0 0 4.a
---------- ------------------------------------------------------------------------------------------
RCFD B740 RCFD B741 RCFD B742 RCFD B743 RCFD B744 RCFD B745 RCFD B746
------------------------------------------------------------------------------------------
b. 90 days or more past due 0 0 0 0 0 0 0 4.b
----- ------------------------------------------------------------------------------------------
5.Charge-offs and recoveries on
assets sold and securitized with
servicing retained or with recourse
or other seller-provided credit
enhancements (calendar
year-to-date): RIAD B747 RIAD B748 RIAD B749 RIAD B750 RIAD B751 RIAD B752 RIAD B753
------------------------------------------------------------------------------------------
a. Charge-offs 0 0 0 0 0 0 0 5.a
------------------ ------------------------------------------------------------------------------------------
RIAD B754 RIAD B755 RIAD B756 RIAD B757 RIAD B758 RIAD B759 RIAD B760
------------------------------------------------------------------------------------------
b. Recoveries 0 0 0 0 0 0 0 5.b
------------------- ------------------------------------------------------------------------------------------
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-26
Legal Title of Bank 36
------
FDIC Certificate Number - 03011
Schedule RC-S -- Continued
------------------------------------------------------------------------------------------
(Column A) (Column B) (Column C) (Column D) (Column E) (Column F) (Column G)
1-4 Family Home Credit Auto Other Commercial All Other
Residential Equity Card Loans Consumer and Loans and
Loans Loans Receivables Loans Industrial All Leases
Loans
------------------------------------------------------------------------------------------
Dollar Amounts in Thousands Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou
- -------------------------------------------------------------------------------------------------------------------------------
6.Amount of ownership (or seller's) -------------------------- -------------
interest carried as: RCFD B761 RCFD B762 RCFD B763
-------------------------- -------------
or RC, item 5) 0 0 0 6.a
----------------- -------------------------- -------------
RCFD B500 RCFD B501 RCFD B502
-------------------------- -------------
b.Loans (included in Schedule RC-C) 0 0 0 5.b
-------------------------- -------------
7.Past due loan amounts included in
interests reported in item 6.a: RCFD B764 RCFD B765 RCFD B766
-------------------------- -------------
a. 30-89 days past due 0 0 0 7.a
---------- -------------------------- -------------
RCFD B767 RCFD B768 RCFD B769
-------------------------- -------------
b. 90 days or more past due 0 0 0 7.b
----- -------------------------- -------------
8.Charge-offs and recoveries on loan
amounts included in interests reported
in item 6.a (calendar year-to-date): RIAD B770 RIAD B771 RIAD B772
-------------------------- -------------
a. Charge-offs 0 0 0 8.a
------------------ -------------------------- -------------
RIAD B773 RIAD B774 RIAD B775
-------------------------- -------------
b. Recoveries 0 0 0 8.b
------------------- -------------------------- -------------
For Securitization Facilities Sponsored
By or Otherwise Established By Other
Institutions
9.Maximum amount of credit exposure
arising from credit enhancements
provided by the reporting bank to
other institutions' securitization
structures in the form of standby
letters of credit, ------------------------------------------------------------------------------------------
purchased subordinated securities, RCFD B776 RCFD B777 RCFD B778 RCFD B779 RCFD B780 RCFD B781 RCFD B782
------------------------------------------------------------------------------------------
and other enhancements 0 0 0 0 0 0 0 9
----------- ------------------------------------------------------------------------------------------
10. Reporting bank's unused
commitments to provide liquidity
to other institutions' RCFD B783 RCFD B784 RCFD B785 RCFD B786 RCFD B787 RCFD B788 RCFD B789
------------------------------------------------------------------------------------------
securitization structures 0 0 0 0 0 0 0 10
------ ------------------------------------------------------------------------------------------
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-27
Legal Title of Bank 37
------
FDIC Certificate Number - 03011
Schedule RC-S -- Continued
------------------------------------------------------------------------------------------
(Column A) (Column B) (Column C) (Column D) (Column E) (Column F) (Column G)
1-4 Family Home Credit Auto Other Commercial All Other
Residential Equity Card Loans Consumer and Loans and
Loans Loans Receivables Loans Industrial All Leases
Loans
------------------------------------------------------------------------------------------
Dollar Amounts in Thousands Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou Bil Mil Thou
- -------------------------------------------------------------------------------------------------------------------------------
Bank Asset Sales
11.Assets sold with recourse or
other seller-provided credit
enhancements and not securitized RCFD B790 RCFD B791 RCFD B792 RCFD B793 RCFD B794 RCFD B795 RCFD B796
------------------------------------------------------------------------------------------
by the reporting bank 0 0 0 0 0 0 0 11
----------- ------------------------------------------------------------------------------------------
12.Maximum amount of credit exposure
arising from recourse or other
seller-provided credit
enhancements provided RCFD B797 RCFD B798 RCFD B799 RCFD B800 RCFD B801 RCFD B802 RCFD B803
------------------------------------------------------------------------------------------
to assets reported in item 11 0 0 0 0 0 0 0 12
--- ------------------------------------------------------------------------------------------
Memorandum items 1, 2, and 3 are to be completed beginning June 30, 2001.
Memoranda
--------------------------
Dollar Amounts in Thousands RCFD Bil Mil Thou
- -------------------------------------------------------------------------------------------------------------------
1.Small Business obligations transferred with recourse under Section 208 of the
Riegle Community Development and Regulatory Improvement Act of 1994:
a. Outstanding principal balance A249 0 M.1.a
---------------------------------------------------- --------------------------
b. Amount of retained recourse on these obligations as of the report date A250 0 M.1.b
----------- --------------------------
2. Outstanding principal balance of assets serviced for others:
a. 1-4 family residential properties serviced with recourse or
other servicer-provided credit enhancements B804 0 M.2.a
-------------------------------------- --------------------------
b. 1-4 family residential mortgages serviced with no recourse or other
servicer-provided credit enhancements B805 2,586 M.2.b
-------------------------------------------- --------------------------
c. Other financial assets (1) A591 57,629 M.2.c
------------------------------------------------------- --------------------------
3. Asset-backed commercial paper conduits:
a. Maximum amount of credit exposure arising from credit enhancements
provided to conduit structures in the form of standby letters of
credit, subordinated securities, and other enhancements:
(1) Conduits sponsored by the bank, a bank affiliate, or the bank's holding company B806 0 M.3.a.1
--------------------------
(2) Conduits sponsored by other unrelated institutions B807 0 M.3.a.2
----------------------------- --------------------------
b. Unused commitments to provide liquidity to conduit structures:
(1) Conduits sponsored by the bank, a bank affiliate, or the bank's holding company B808 0 M.3.b.1
--------------------------
(2) Conduits sponsored by other unrelated institutions B809 0 M.3.b.2
--------------------------
- ---------
(1) Memorandum item 2.c is to be completed beginning June 30, 2001, if the
principal balance of other financial assets serviced for others is more
than $10 million.
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-28
Legal Title of Bank 38
------
FDIC Certificate Number - 03011
Schedule RC-T -- Fiduciary and Related Services
Schedule RC-T is to be completed beginning December 31, 2001.
Items 12 through 23 and Memorandum item 4 will not be made available to the
public on an individual institution basis.
-----------------
RCFD YES / NO
-----------------
1. Does the bank have fiduciary powers?
(If "NO," do not complete Schedule RC-T) A345 YES 1
--------------------------- -----------------
-----------------
RCFD YES / NO
-----------------
2. Does the bank exercise the fiduciary powers it has
been granted? A346 YES 2
------------------------------------------------------ -----------------
-----------------
3. Does the bank have any fiduciary or related activity RCFD YES / NO
(in the form of assets or accounts) to report in this -----------------
schedule? (If "NO," do not complete the rest of Schedule RC-T) B867 YES 3
---- -----------------
If the answers to item 3 is "YES," complete the application items of Schedule
RC-T, as follows:
Institutions with total fiduciary assets (item 9, sum of columns A and B)
greater than $250 million (as of the preceding
December 31) or with gross fiduciary and related services income greater than
10% of revenue (net interest income plus noninterest income) for the preceding
calendar year must complete:
o Items 4 through 19.a quarterly
o Items 20 through 23 annually with the December report, and
o Memorandum items 1 through 4 annually with the December report
Institutions with total fiduciary assets (item 9, sum of columns A and B)
greater than $100 million but less than or equal to $250 million (as of the
preceding December 31) that do not meet the fiduciary income test for
quarterly reporting must complete:
o Items 4 through 23 annually with the December report, and
o Memorandum items 1 through 4 annually with the December report.
Institutions with total fiduciary assets (item 9, sum of columns A and B) of
$100 million or less (as of the preceding December 31 that do not meet the
fiduciary income test for quarterly reporting must complete:
o Items 4 through 11 annually with the December report, and
o Memorandum items 1 through 3 annually with the December report.
-----------------------------------------------------------------
(Column A) (Column B) (Column C) (Column D)
Managed Non-Managed Number of Number of
Assets Assets Managed Non-Managed
Accounts Accounts
-----------------------------------------------------------------
Dollar Amounts in Thousands Tril Bil Mil Thou Tril Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
FIDUCIARY AND RELATED ASSETS RCFD B868 RCFD B869 RCFD B870 RCFD B871
-----------------------------------------------------------------
4. Personal trust and agency accounts 1,425,994 54,434 2,254 64 4
--- -----------------------------------------------------------------
5. Retirement related trust and agency RCFD B872 RCFD B873 RCFD B874 RCFD B875
accounts:
-----------------------------------------------------------------
a. Employee benefit-defined contibution 189,248 3,339,616 226 1,261 5.a
-----------------------------------------------------------------
RCFD B876 RCFD B877 RCFD B878 RCFD B879
-----------------------------------------------------------------
b. Employee benefit-defined benefit 192,112 73,903 15 14 5.b
--- -----------------------------------------------------------------
RCFD B880 RCFD B881 RCFD B882 RCFD B883
-----------------------------------------------------------------
c. Other retirement accounts 192,976 4,353,500 472 1,674 5.c
---------- -----------------------------------------------------------------
RCFD B884 RCFD B885 RCFD C001 RCFD C002
-----------------------------------------------------------------
6. Corporate trust and agency accounts 3,549 4,537,793 19 2,217 6
-- -----------------------------------------------------------------
RCFD B886 RCFD B888
----------------- ----------
7. Investment management agency accounts 222,340 196 7
-----------------------------------------------------------------
RCFD B890 RCFD B891 RCFD B892 RCFD B893
-----------------------------------------------------------------
8. Other fiduciary accounts 15,244 1,677 16 2 8
------------- -----------------------------------------------------------------
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-29
Legal Title of Bank 39
------
FDIC Certificate Number - 03011
Schedule RC-T -- Continued
-----------------------------------------------------------------
(Column A) (Column B) (Column C) (Column D)
Managed Non-Managed Number of Number of
Assets Assets Managed Non-Managed
Accounts Accounts
-----------------------------------------------------------------
Dollar Amounts in Thousands Tril Bil Mil Thou Tril Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
FIDUCIARY AND RELATED
ASSETS - Continued
9. Total fiduciary accounts RCFD B894 RCFD B895 RCFD B896 RCFD B897
-----------------------------------------------------------------
(sum of items 4 through 8) 2,241,463 12,360,923 3,198 5,232 9
------------ -----------------------------------------------------------------
RCFD B898 RCFD B899
---------------- ------------
10. Custody and safekeeping accounts 5,577,298 772 10
----- -----------------------------------------------------------------
11. Fiduciary accounts held in foreign RCFD B900 RCFD B901 RCFD B902 RCFD B903
-----------------------------------------------------------------
offices (included in items 9 and 10) 0 0 0 0 11
- -----------------------------------------------------------------
-----------------
Dollar Amounts in Thousands RIAD Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
FIDUCIARY AND RELATED SERVICES INCOME
12. Personal trust and agency accounts B904 19,820 12
------------------------------------------------ --------------------
13. Retirement related trust and agency accounts:
a. Employee benefit-defined contribution B905 1,353 13.a
----------------------------------------- --------------------
b. Employee benefit-defined benefit B906 1,579 13.b
---------------------------------------------- --------------------
c. Other retirement accounts B907 1,579 13.c
----------------------------------------------------- --------------------
14. Corporate trust and agency accounts A479 3,771 14
----------------------------------------------- --------------------
15. Investment management agency accounts B908 213 15
--------------------------------------------- --------------------
16. Other fiduciary accounts A480 936 16
---------------------------------------------------------- --------------------
17. Custody and safekeeping accounts B909 117 17
-------------------------------------------------- --------------------
18. Other fiduciary and related services income B910 0 18
--------------------------------------- --------------------
19. Total gross fiduciary and related services income (sum of items 12 through 18)
(must equal Schedule RI, item 5.a) 4070 29,368 19
----------------------------------- ---------------------------------
a. Fiduciary and related services income-foreign offices (included
in item 19) B912 0 19.a
------------------------------------------------------ ---------------------------------
20. Less: Expenses C058 23,419 20
-------------------------------------------------------------------- --------------------
21. Less: Net losses from fiduciary and related services A488 77 21
------------------------------ --------------------
22. Plus: Intracompany income credits for fiduciary and related services B911 0 22
-------------- --------------------
23. Net fiduciary and related services income A491 5,872 23
----------------------------------------- --------------------
-----------------
Managed
Memoranda Assets
-----------------
Dollar Amounts in Thousands RCFD Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
1. Managed personal trust and agency accounts:
a. Non interest-bearing deposits B913 97 M.1.a
--------------------------------------------------- --------------------
b. Interest-bearing deposits B914 1,412 M.1.b
------------------------------------------------------- --------------------
c. U.S. Treasury and U.S. Government agency obligations B915 125,651 M.1.c
---------------------------- --------------------
d. State, county and municipal obligations B916 226,856 M.1.d
----------------------------------------- --------------------
e. Money market mutual funds B917 1,569 M.1.e
------------------------------------------------------- --------------------
f. Other short-term obligations B918 759 M.1.f
---------------------------------------------------- --------------------
g. Other notes and bonds B919 37,034 M.1.g
----------------------------------------------------------- --------------------
h. Common and preferred stocks B920 982,166 M.1.h
----------------------------------------------------- --------------------
i. Real estate mortgages B921 2,990 M.1.i
----------------------------------------------------------- --------------------
j. Real estate B922 44,438 M.1.j
--------------------------------------------------------------------- --------------------
k. Miscellaneous assets B923 3,022 M.1.k
------------------------------------------------------------ --------------------
l. Total assets of managed personal trust and agency accounts (sum of Memorandum
items 1.a through 1.k) (must equal Schedule RC-T, item 4, column A) B868 1,425,994 M.1.l
------------- --------------------
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-30
Legal Title of Bank 40
------
FDIC Certificate Number - 03011
Schedule RC-T -- Continued
---------------------------------
Memoranda - Continued (Column A) (Column B)
Number of Principal Amount
Issues Outstanding
---------------------------------
Dollar Amounts in Thousands RCFD RCFD Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
2. Corporate trust and agency accounts:
a. Corporate and municipal trusteeships B927 11,235 B928 35,275,926 M.2.a
------------------------------- ---------------------------------
b. Transfer agent, registrar, paying agent, and other corporate agency B929 345 M.2.b
---------------------------------
---------------------------------
(Column A) (Column B)
Number of Market Value of
Funds Fund Assets
---------------------------------
Dollar Amounts in Thousands RCFD RCFD Bil Mil Thou
- ------------------------------------------------------------------------------------------------------------
3. Collective investment funds and common trust funds:
a. Domestic equity B931 0 B932 0 M.3.a
---------------------------------------------------- ---------------------------------
b. International/Global equity B933 0 B934 0 M.3.b
---------------------------------------- ---------------------------------
c. Stock/Bond blend B935 0 B936 0 M.3.c
--------------------------------------------------- ---------------------------------
d. Taxable bond B937 0 B938 0 M.3.d
------------------------------------------------------- ---------------------------------
e. Municipal bond B939 0 B940 0 M.3.e
----------------------------------------------------- ---------------------------------
f. Short term investments/Money market B941 0 B942 0 M.3.f
-------------------------------- ---------------------------------
g. Specialty/Other B943 0 B944 0 M.3.g
---------------------------------------------------- ---------------------------------
h. Total collective investment funds (sum of Memorandum items 3.a
through 3.g) B945 0 B946 0 M.3.h
------------------------------------------------------- ---------------------------------
-------------------------------------------------
(Column A) (Column B) (Column C)
Gross Losses Gross Losses Recoveries
Managed Non-Managed
Accounts Accounts
-------------------------------------------------
Dollar Amounts in Thousands RIAD Mil Thou RIAD Mil Thou RIAD Mil Thou
- ------------------------------------------------------------------------------------------------------------
4. Fiduciary settlements, surcharges and other losses:
a. Personal trust and agency accounts B947 53 B948 38 B949 0 M.4.a
----------------- -------------------------------------------------
b. Retirement related trust and agency accounts B950 0 B951 0 B952 14 M.4.b
------- -------------------------------------------------
c. Investment management agency accounts B953 0 B954 0 B955 0 M.4.c
-------------- -------------------------------------------------
d. Other fiduciary accounts and related services B956 0 B957 0 B958 0 M.4.d
------ -------------------------------------------------
e. Total fiduciary settlements, surcharges, and other
losses (sum of Memorandum items 4.a through 4.d)
(sum of columns A and B minus column C must equal
Schedule RC-T, item 21) B959 53 B960 38 B961 14 M.4.e
------------------------------ -------------------------------------------------
- ---------------------------------------------------------------------------------------------------------------------
Person to whom questions about Schedule RC-T -- Fiduciary and Related Services
should be directed:
Karen B. Martin, Vice President
-----------------------------------------------------------------------------------------------------
Name and Title (TEXT B962)
karen.b.martin@wellsfargo.com
-----------------------------------------------------------------------------------------------------
E-mail Address (TEXT B926)
(612) 667-3975 (612) 667-3659
---------------------------------------------------- ---------------------------------------------
Telephone: Area code/phone number/extension FAX: Area code/phone number (TEXT B964)
(TEXT B9
- ---------------------------------------------------------------------------------------------------------------------
Optional Narrative Statement Concerning the Amounts FFIEC 031
Reported in the Reports of Condition and Income RC-31
at close of business on December 31, 2001 41
------
Wells Fargo Bank West, N.A. Denver CO
--------------------------- ------ --
Legal Title of Bank City State
The management of the reporting bank may, if it wishes, agency computerized records and in computer-file
submit a brief narrative statement on the amounts releases to the public.
reported in the Reports of Condition and Income. This
optional statement will be made available to the public, All information furnished by the bank in the
along with the publicly available data in the Reports of narrative statement must be accurate and not
Condition and Income, in response to any request for misleading. Appropriate efforts shall be taken by
individual bank report data. However, the information the submitting bank to ensure the statement's
reported in Schedule RC-T, items 12 through 23 and accuracy. The statement must be signed, in the
Memorandum item 4, is regarded as confidential and will space provided below, by senior officer of the bank
not be released to the public. BANKS CHOOSING TO SUBMIT who thereby attests to its accuracy.
THE NARRATIVE STATEMENT SHOULD ENSURE THAT THE STATEMENT
DOES NOT CONTAIN THE NAMES OR OTHER IDENTIFICATIONS OF If, subsequent to the original submission, material
INDIVIDUAL BANK CUSTOMERS, REFERENCES TO THE AMOUNTS changes are submitted for the data reported in the
REPORTED IN THE CONFIDENTIAL ITEMS IN SCHEDULE RC-N, OR Reports of Condition and Income, the existing
ANY OTHER INFORMATION THAT THEY ARE NOT WILLING TO HAVE narrative statement will be deleted from the files,
MADE PUBLIC OR THAT WOULD COMPROMISE THE PRIVACY OF THEIR and from disclosure; the bank, at its option, may
CUSTOMERS. Banks choosing not to make a statement may replace it a statement, under signature, appropriate
check the "No comment" box below and should make no to the amended data.
entries of any kind in the space provided for the
narrative statement; i.e., DO NOT enter in this space The optional narrative statement will appear in
such phrases as "No statement," "Not applicable," "N/A," agency records and in release to the public exactly
"No comment," and "None." as submitted (or amended as described in the
preceding paragraph) by the management of the bank
The optional statement must be entered on this sheet. (except for the truncation of the statements
The statement should not exceed 100 words. Further, exceeding 750-character limit described above.) THE
regardless of the number of words, the statement must not STATEMENT WILL NOT BE EDITED OR SCREENED IN ANY WAY
exceed 750 characters, including punctuation, BY THE SUPERVISORY AGENCIES FOR ACCURACY OR
indentation, and standard spacing between words and RELEVANCE. DISCLOSURE OF THE STATEMENT SHALL NOT
sentences. If any submission should exceed 750 SIGNIFY THAT ANY FEDERAL SUPERVISORY AGENCY HAS
characters, as defined, it will be truncated at 750 VERIFIED OR CONFIRMED THE ACCURACY OF THE
characters with no notice to the submitting bank and the INFORMATION CONTAINED THEREIN. A STATEMENT TO THIS
truncated statement will appear as the bank's statement EFFECT WILL APPEAR ON ANY PUBLIC RELEASE OF THE
both on OPTIONAL STATEMENT SUBMITTED BY THE MANAGEMENT OF
THE REPORTING BANK.
- ---------------------------------------------------------------------------------------------------------------------
-----------------
X = NO COMMENT Y = COMMENT 6979 X
-------------------------------------------------------------- -----------------
BANK MANAGEMENT STATEMENT (please type or print clearly):
TEXT (70 characters per line)
-----
6980
------------------------------------------------------------------------------------
-------------------------------------------------------------------------------
-------------------------------------------------------------------------------
-------------------------------------------------------------------------------
-------------------------------------------------------------------------------
-------------------------------------------------------------------------------
-------------------------------------------------------------------------------
-------------------------------------------------------------------------------
-------------------------------------------------------------------------------
-------------------------------------------------------------------------------
-------------------------------------------------------------------------------
Signature of Executive Officer of Bank Date of Signature
THIS PAGE IS TO BE COMPLETED BY ALL BANKS
Transmitted to EDS as 0168126 on 01/29/02 at 16:17:58 CST
- ------------------------------------------------------------------------------------------------------------
42
NAME AND ADDRESS OF BANK OMB No. FOR OCC: 1557-0081 ------
OMB No. For FDIC: 3064-0052
OMB No. For Federal Reserve: 7100-0036
Wells Fargo Bank, N.A. Expiration Date: 3/31/2004
1740 Broadway
Denver, CO 80274-0002 SPECIAL REPORT
(Dollar Amounts in Thousands)
--------------------------------------------------------
CLOSE OF BUSINESS DATE FDIC Certificate Number
--------------------------------------------------------
12/31/2001 3011
--------------------------------------------------------
- ------------------------------------------------------------------------------------------------------------
LOANS TO EXECUTIVE OFFICERS (Complete as of each Call Report Date)
- ------------------------------------------------------------------------------------------------------------
The following information is required by Public Laws 90-44 and 102-242, but
does not constitute a part of the Report of Condition. With each Report of
Condition, these Laws require all banks to furnish a report of all loans or
other extensions of credit to their executive officers made since the date
of the previous Report of Condition. Data regarding individual loans or
other extensions of credit are not required. If no such loans or other
extensions of credit were made during the period, insert "none" against
subitem (Excluded the first $15,000 of indebtedness of each executive
officer under bank credit card plan.) See Sections 215.2 and 215.3 of Title
12 of the Code of Federal Regulations (Federal Reserve Board Regulation O)
for the definitions of "executive officer" and "extension of credit,"
respectively. Exclude loans and other extensions of credit to directors and
principal shareholders who are not executive officers.
- ------------------------------------------------------------------------------------------------------------
-----
RCFD
-----------------
a. Number of loans made to executive officers since the previous Call Report Date 3561 0 a
-----------------
b. Total dollar amount of loans (in thousands of dollars) 3562 0 b
---------------------------------
c. Range of interest charged on above loans From To
---------------------------------
(example: 9-3/4 = 9.75) 7701 0.00% 7702 0.00% c
---------------------------------
- ------------------------------------------------------------------------------------------------------------
/S/ KAREN B. MARTIN, VICE PRESIDENT 1/29/02
- ------------------------------------------------------------------------------------------------------------
SIGNATURE AND TITLE OF OFFICER AUTHORIZED TO SIGN REPORT DATE (Month, Day, Year)
- ------------------------------------------------------------------------------------------------------------
FDIC 8040/53 (3-01)
Wells Fargo Bank West, N.A. FFIEC 031
- ----------------------------------------------------------- RC-39
Legal Title of Bank 43
------
FDIC Certificate Number - 03011
0000
0000
0000 RCFD Bil Mil Thou RCFD Bil Mil Thou RCFD Bil Mil Thou RCFD Bil Mil Thou
0000
0000 0000 0000 0000 0000
0000
- --------
For information or assistance, national and state nonmember banks should contact
the FDIC's Reports Analysis and Quality Control Section, 550 17th Street, NW,
Washington, D.C. 20429, toll free on (800) 688-FDIC(3342), Monday through Friday
between 8:00 a.m. and 5:00 p.m., Eastern time. State member banks should contact
their Federal Reserve District Bank.